WFG Wiki - User contributions [en]

Washington

2020-12-05T02:18:51Z

Davidjenkins:

[[WA Operations Summary]]

==Alphabetical Index==

{| class="wikitable"
|-
| style="background-color:#87CEEB; text-align:center;" |A-E
| style="background-color:#87CEEB; text-align:center;" |F-Q
| style="background-color:#87CEEB; text-align:center;" |R-Z
|-
| style="vertical-align: top;" |
* [[Abandonment in Washington|Abandonment]]
* [[Abstracters in Washington|Abstracters]]
* [[Abstractors in Washington|Abstractors]]
* [[Access in Washington|Access]]
* [[Acknowledgments in Washington|Acknowledgments]]
* [[Actions in Partition in Washington|Actions in Partition]]
* [[Actions to Quiet Title in Washington|Actions to Quiet Title]]
* [[Ad Valorem Taxes in Washington|Ad Valorem Taxes]]
* [[Adverse Possession in Washington|Adverse Possession]]
* [[Agency in Washington|Agency]]
* [[Agreements for Deed in Washington|Agreements for Deed]]
* [[Agreements of Sale in Washington|Agreements of Sale]]
* [[Air Rights and Air Space in Washington|Air Rights and Air Space]]
* [[Affidavits in Washington|Affidavits]]
* [[Affidavits of Heirship in Washington|Affidavits of Heirship]]
* [[Affidavits of Title in Washington|Affidavits of Title]]
* [[After-Acquired Title in Washington|After-Acquired Title]]
* [[Agricultural Lands in Washington|Agricultural Lands]]
* [[Aliens in Washington|Aliens]]
* [[Alimony in Washington|Alimony]]
* [[Appeals in Washington|Appeals]]
* [[Approved Attorneys in Washington|Approved Attorneys]]
* [[Appurtenant Easements in Washington|Appurtenant Easements]]
* [[Arbitration in Washington|Arbitration]]
* [[Assignments in Washington|Assignments]]
* [[Attachment in Washington|Attachment]]
* [[Attorney Certifications in Washington|Attorney Certifications]]
* [[Attorney Title Certifications in Washington|Attorney Title Certifications]]
* [[Attorney Title Opinions in Washington|Attorney Title Opinions]]
* [[Bankruptcy in Washington|Bankruptcy]]
* [[Beneficiary Deeds in Washington|Beneficiary Deeds]]
* [[Boat Slips in Washington|Boat Slips]]
* [[Boundaries in Washington|Boundaries]]
* [[Bricks and Mortar Requirements in Washington|Bricks and Mortar Requirements]]
* [[Cabin Clubs in Washington|Cabin Clubs]]
* [[Canals in Washington|Canals]]
* [[Cemeteries in Washington|Cemeteries]]
* [[Certifications of Trust in Washington|Certifications of Trust]]
* [[Chains of Title in Washington|Chains of Title]]
* [[Chattels in Washington|Chattels]]
* [[Child Support Liens in Washington|Child Support Liens]]
* [[Church Titles in Washington|Church Titles]]
* [[Civil Money Judgments in Washington|Civil Money Judgments]]
* [[Claims in Washington|Claims]]
* [[Closing and Escrow in Washington|Closing and Escrow]]
* [[Closing Protection Letters in Washington|Closing Protection Letters]]
* [[Commitments in Washington|Commitments]]
* [[Common Law Marriage in Washington|Common Law Marriage]]
* [[Community Associations in Washington|Community Associations]]
* [[Community Property in Washington|Community Property]]
* [[Compliance in Washington|Compliance]]
* [[Condemnations in Washington|Condemnations]]
* [[Condominium Association Liens in Washington|Condominium Association Liens]]
* [[Condominiums in Washington|Condominiums]]
* [[Conservatorships in Washington|Conservatorships]]
* [[Construction Liens in Washington|Construction Liens]]
* [[Contracts for Sale in Washington|Contracts for Sale]]
* [[Contracts for Deed in Washington|Contracts for Deed]]
* [[Cooperatives in Washington|Cooperatives]]
* [[Corporate Dissolution in Washington|Corporate Dissolution]]
* [[Corporations in Washington|Corporations]]
* [[Corrective Affidavits in Washington|Corrective Affidavits]]
* [[Corrective Instruments in Washington|Corrective Instruments]]
* [[Courts in Washington|Courts]]
* [[Covenants in Washington|Covenants]]
* [[Creditor's Rights in Washington|Creditor's Rights]]
* [[Criminal Money Judgments in Washington|Criminal Money Judgments]]
* [[Death Taxes in Washington|Death Taxes]]
* [[Dedications in Washington|Dedications]]
* [[Deeds in Washington|Deeds]]
* [[Deeds of Trust in Washington|Deeds of Trust]]
* [[Descriptions in Washington|Descriptions]]
* [[Disabilities in Washington|Disabilities]]
* [[Disabled Persons in Washington|Disabled Persons]]
* [[Disbursements in Washington|Disbursements]]
* [[Disclosures in Washington|Disclosures]]
* [[Disclosure Requirements in Washington|Disclosure Requirements]]
* [[Dissolution of Corporations in Washington|Dissolution of Corporations]]
* [[Divorces in Washington|Divorces]]
* [[Dockominiums in Washington|Dockominiums]]
* [[Document Execution in Washington|Document Execution]]
* [[Document Preparation in Washington|Document Preparation]]
* [[Document Recording in Washington|Document Recording]]
* [[Doing Business Requirements in Washington|Doing Business Requirements]]
* [[Easements in Washington|Easements]]
* [[Easements Appurtenant in Washington|Easements Appurtenant]]
* [[Easements by Implication in Washington|Easements by Implication]]
* [[Easements by Necessity in Washington|Easements by Necessity]]
* [[Easements by Prescription in Washington|Easements by Prescription]]
* [[Eminent Domain in Washington|Eminent Domain]]
* [[Entities in Washington|Entities]]
* [[Environmental Law in Washington|Environmental Law]]
* [[Environmental Liens in Washington|Environmental Liens]]
* [[Equitable Subordination in Washington|Equitable Subordination]]
* [[Escheat in Washington|Escheat]]
* [[Estate Taxes in Washington|Estate Taxes]]
* [[Estates in Washington|Estates]]
* [[Extended Coverage in Washington|Extended Coverage]]
| style="vertical-align: top;" |
* [[Fiduciaries in Washington|Fiduciaries]]
* [[File Retention Requirements in Washington|File Retention Requirements]]
* [[Financing Statements in Washington|Financing Statements]]
* [[Flood Searches in Washington|Flood Searches]]
* [[Foreclosures in Washington|Foreclosures]]
* [[Forfeitures in Washington|Forfeitures]]
* [[Forms in Washington|Forms]]
* [[General Partnerships in Washington|General Partnerships]]
* [[Good Funds in Washington|Good Funds]]
* [[Government of Washington|Government]]
* [[Ground Rents in Washington|Ground Rents]]
* [[Guardianships in Washington|Guardianships]]
* [[Heirs Property in Washington|Heirs Property]]
* [[Highways in Washington|Highways]]
* [[Homestead in Washington|Homestead]]
* [[Homeowners' Association Liens in Washington|Homeowners' Association Liens]]
* [[Hospital Liens in Washington|Hospital Liens]]
* [[Implied Easements in Washington|Implied Easements]]
* [[Incapacity in Washington|Incapacity]]
* [[Incompetents in Washington|Incompetents]]
* [[Indemnifications in Washington|Indemnifications]]
* [[Indian Titles in Washington|Indian Titles]]
* [[Inheritance Taxes in Washington|Inheritance Taxes]]
* [[Installment Contracts in Washington|Installment Contracts]]
* [[Intestacy in Washington|Intestacy]]
* [[Islamic Financing in Washington|Islamic Financing]]
* [[Joinder of Non-Titled Spouses in Washington|Joinder of Non-Titled Spouses]]
* [[Judicial Foreclosures in Washington|Judicial Foreclosures]]
* [[Judicial Proceedings in Washington|Judicial Proceedings]]
* [[Ladybird Deeds in Washington|Ladybird Deeds]]
* [[Land Trusts in Washington|Land Trusts]]
* [[Leasehold Interests in Washington|Leasehold Interests]]
* [[Leases in Washington|Leases]]
* [[Legal Descriptions in Washington|Legal Descriptions]]
* [[Legislation in Washington|Legislation]]
* [[Letters of Indemnification in Washington|Letters of Indemnification]]
* [[Liens in Washington|Liens]]
* [[Life Estates in Washington|Life Estates]]
* [[Limited Partnerships in Washington|Limited Partnerships]]
* [[Lis Pendens in Washington|Lis Pendens]]
* [[Mandatory Disclosures in Washington|Mandatory Disclosures]]
* [[Manufactured Homes in Washington|Manufactured Homes]]
* [[Marital Interests in Washington|Marital Interests]]
* [[Marital Rights in Washington|Marital Rights]]
* [[Marketability of Title in Washington|Marketability of Title]]
* [[Marketable Record Title Acts in Washington|Marketable Record Title Acts]]
* [[Mechanic's Liens in Washington|Mechanic's Liens]]
* [[Mineral Estates in Washington|Mineral Estates]]
* [[Mineral Rights in Washington|Mineral Rights]]
* [[Minerals in Washington|Minerals]]
* [[Minimum Title Search Requirements in Washington|Minimum Title Search Requirements]]
* [[Minors in Washington|Minors]]
* [[Mobile Homes in Washington|Mobile Homes]]
* [[Modular Homes in Washington|Modular Homes]]
* [[Mortgages in Washington|Mortgages]]
* [[Municipal Assessments in Washington|Municipal Assessments]]
* [[Municipal Liens in Washington|Municipal Liens]]
* [[Mutual Indemnification Agreements in Washington|Mutual Indemnification Agreements]]
* [[Non-Judicial Foreclosures in Washington|Non-Judicial Foreclosures]]
* [[Non-Resident Withholding in Washington|Non-Resident Withholding]]
* [[Notaries in Washington|Notaries]]
* [[Notices of Settlement in Washington|Notices of Settlement]]
* [[Options in Washington|Options]]
* [[Parties in Possession in Washington|Parties in Possession]]
* [[Partition Actions in Washington|Partition Actions]]
* [[Partnerships in Washington|Partnerships]]
* [[Party Walls in Washington|Party Walls]]
* [[Prescriptive Easements in Washington|Prescriptive Easements]]
* [[Persons Under Disability in Washington|Persons Under Disability]]
* [[Plain Language in Washington|Plain Language]]
* [[Planned Unit Developments in Washington|Planned Unit Developments]]
* [[Plats in Washington|Plats]]
* [[Powers of Attorney in Washington|Powers of Attorney]]
* [[Pre-Foreclosure Commitments in Washington|Pre-Foreclosure Commitments]]
* [[Pre-Foreclosure Policies in Washington|Pre-Foreclosure Policies]]
* [[Pricing in Washington|Pricing]]
* [[Private Condemnation in Washington|Private Condemnation]]
* [[Private Road Actions in Washington|Private Road Actions]]
* [[Pro Forma Title Insurance Policies in Washington|Pro Forma Title Insurance Policies]]
* [[Public Lands in Washington|Public Lands]]
* [[Publicly Owned Lands in Washington|Publicly Owned Lands]]
* [[Public Records in Washington|Public Records]]
* [[Published Title Examination Standards in Washington|Published Title Examination Standards]]
* [[Purchase Agreements in Washington|Purchase Agreements]]
* [[Purchase Money Deeds of Trust in Washington|Purchase Money Deeds of Trust]]
* [[Purchase Money Mortgages in Washington|Purchase Money Mortgages]]
* [[Purchase Money Security Instruments in Washington|Purchase Money Security Instruments]]
* [[Quiet Title Actions in Washington|Quiet Title Actions]]
| style="vertical-align: top;" |
* [[Railroad Titles in Washington|Railroad Titles]]
* [[Rate and Form Filings in Washington|Rate and Form Filings]]
* [[Religious Congregations in Washington|Religious Congregations]]
* [[Real Estate Broker Liens in Washington|Real Estate Broker Liens]]
* [[Real Property Taxes in Washington|Real Property Taxes]]
* [[Receiverships in Washington|Receiverships]]
* [[Record Retention Requirements in Washington|Record Retention Requirements]]
* [[Recording in Washington|Recording]]
* [[Recording Forms in Washington|Recording Forms]]
* [[Recording Jurisdictions in Washington|Recording Jurisdictions]]
* [[Recording Offices in Washington|Recording Offices]]
* [[Recording Requirements in Washington|Recording Requirements]]
* [[Recording Transfer Taxes in Washington|Recording Transfer Taxes]]
* [[Redemption Rights in Washington|Redemption Rights]]
* [[Registered Land in Washington|Registered Land]]
* [[Regulatory Filings in Washington|Regulatory Filings]]
* [[Remittances in Washington|Remittances]]
* [[Restrictions in Washington|Restrictions]]
* [[Restrictive Covenants in Washington|Restrictive Covenants]]
* [[Rights of First Refusal in Washington|Rights of First Refusal]]
* [[Riparian Rights in Washington|Riparian Rights]]
* [[Roads in Washington|Roads]]
* [[Rule Against Perpetuities in Washington|Rule Against Perpetuities]]
* [[Schools in Washington|Schools]]
* [[Scrivener's Affidavits in Washington|Scrivener's Affidavits]]
* [[Security Instruments in Washington|Security Instruments]]
* [[Settlement Statements in Washington|Settlement Statements]]
* [[Slayer's Act in Washington|Slayer's Act]]
* [[Sources of Authority in Washington|Sources of Authority]]
* [[Spousal Joinder in Washington|Spousal Joinder]]
* [[Standard Exceptions in Washington|Standard Exceptions ]]
* [[Standard Requirements in Washington|Standard Requirements]]
* [[Standard Title Search Period in Washington|Standard Title Search Period]]
* [[State Tax Liens in Washington|State Tax Liens]]
* [[Streets in Washington|Streets]]
* [[Subdivisions in Washington|Subdivisions]]
* [[Superfund Liens in Washington|Superfund Liens]]
* [[Survey Requirements in Washington|Survey Requirements]]
* [[Surveys in Washington|Surveys]]
* [[Survivorship Estates in Washington|Survivorship Estates]]
* [[Tax Certifications in Washington|Tax Certifications]]
* [[Tax Deeds in Washington|Tax Deeds]]
* [[Tax Liens in Washington|Tax Liens]]
* [[Tax Sales in Washington|Tax Sales]]
* [[Tenancies in Washington|Tenancies]]
* [[Tidelands in Washington|Tidelands]]
* [[Timeshares in Washington|Timeshares]]
* [[Timberlands in Washington|Timberlands]]
* [[Title Agent Audits in Washington|Title Agent Audits]]
* [[Title Agent Audit Requirements in Washington|Title Agent Audit Requirements]]
* [[Title Agent Banking Requirements in Washington|Title Agent Banking Requirements]]
* [[Title Agent Insurance Requirements in Washington|Title Agent Insurance Requirements]]
* [[Title Agent Licensing in Washington|Title Agent Licensing]]
* [[Title Agent Marketing in Washington|Title Agent Marketing]]
* [[Title Agent Remittance Requirements in Washington|Title Agent Remittance Requirements]]
* [[Title Agent Reporting Requirements in Washington|Title Agent Reporting Requirements]]
* [[Title Agent Residency Requirements in Washington|Title Agent Residency Requirements]]
* [[Title Curative in Washington|Title Curative]]
* [[Title Examinations in Washington|Title Examinations]]
* [[Title Insurance Commitments in Washington|Title Insurance Commitments]]
* [[Title Insurance Endorsements in Washington|Title Insurance Endorsements]]
* [[Title Insurance Policies in Washington|Title Insurance Policies]]
* [[Title Insurance Rates in Washington|Title Insurance Rates]]
* [[Title Insurance Waivers in Washington|Title Insurance Waivers]]
* [[Title Plants in Washington|Title Plants]]
* [[Title Production in Washington|Title Production]]
* [[Title Searching in Washington|Title Searching]]
* [[Title Underwriting in Washington|Title Underwriting]]
* [[Torrens Property in Washington|Torrens Property]]
* [[Transfer on Death Deeds in Washington|Transfer on Death Deeds]]
* [[Transfer Taxes in Washington|Transfer Taxes]]
* [[Trusts in Washington|Trusts]]
* [[Trustee Sale Guarantees in Washington|Trustee Sale Guarantees]]
* [[Trustees in Washington|Trustees]]
* [[Unauthorized Practice of Law in Washington|Unauthorized Practice of Law]]
* [[Uniform Commercial Code in Washington|Uniform Commercial Code]]
* [[Unincorporated Associations in Washington|Unincorporated Associations]]
* [[Usury in Washington|Usury]]
* [[Vacation Proceedings in Washington|Vacation Proceedings]]
* [[Vendees' Liens in Washington|Vendees' Liens]]
* [[Vendors' Liens in Washington|Vendors' Liens]]
* [[Water and Water Rights in Washington|Water and Water Rights]]
* [[Wills in Washington|Wills]]
* [[Withholding in Washington|Withholding]]
* [[Witnesses in Washington|Witnesses]]
* [[Zoning in Washington|Zoning]]
* [[Zoning Ordinances in Washington|Zoning Ordinances]]
|}

Powers of Attorney in Missouri

2020-11-19T19:42:05Z

Davidjenkins: /* Self-Dealing */

==Overview==
===Sources===

* MO Rev Stat § 404.700
* MO Rev Stat § 442.360

===Compliance===

* Can agents prepare?

===Forms===

* Statutory Durable POA
* Common Law Form (property specific)

===Searching===

* POAs are recorded in the Public Land Records Office in each county.

===Examination===

* In Missouri, Powers of Attorney that are used in connection with real property transactions must be recorded. [https://law.justia.com/codes/missouri/2015/title-xxix/chapter-442/section-442.360 MO Rev Stat § 442.360]. Any failure to record a Power of Attorney that is used in connection with a real estate transaction should be raised as a possible missing interest due to lack of capacity.

===Curative===

* Any curative statutes or MIA provisions?
* Any rule for removing missing interests due to a lack of recording POA after X years?

===Underwriting===

A Power of Attorney can be approved to use in a transaction for title insurance purposes as long as it conforms to the following:
* Must be in recordable form. (properly executed, witnessed, and acknowledged)
* Must enumerate power to engage in the proposed transaction. (explicitly stated or incorporated by reference to statute)
* Must be durable. (for durable POAs only must state that it can be used in case of incapacity of Principal)
* Cannot be more than three (3) months old. (for transaction specific POAs only)
* Principal must be unavailable. (sick, infirm, travelling, incapacitated)
* Use of POA for transaction must be independently verified with Principal to the extent possible. Third party representation by doctor's note required in the case of incapacitated individuals.

====Requirement Language====

* In the event any party to the transaction contemplates the use of a Power of Attorney, the Company requires submission of the Power of Attorney no less than three (3) days prior to closing for approval. (WFG Version)
* If any party to the settlement intends to use a Power of Attorney at settlement, a copy of such Power of Attorney must be submitted for review in advance of settlement. Failure to comply with this requirement may result in the postponement of the settlement. Acceptability of the Power of Attorney for purposes of completion of settlement is within the discretion of the insurer. (other)

===Production===
===Closing & Escrow===
===Recording===
* Durable POAs must be recorded.
* Property specific POAs must be recorded and include the legal description.
===Pricing===
* Can agents charge for preparing or recording POAs?
==Types==

==Witnesses==

==Content==

==Self-Dealing==

Missouri law prohibits a POA from being used for self-dealing unless expressly authorized by the POA.

==Foreign==

==Cross-References==
* [[Missouri]]
* [[Powers of Attorney]]

Missouri has a durable power of attorney law. ([https://law.justia.com/codes/missouri/2011/titlexxvi/chapter404/section404700/ Section 404.700 Missouri Revised Statutes]) It provides that the authority of the attorney-in-fact does not terminate in the event that the principal becomes disabled or incapacitated. If the power of attorney is to be used for the conveyance of real estate, it must be recorded in the county in which the real estate is located, and a legal description needs to be attached to the power of attorney.

Attorney-in-fact

An "attorney-in-fact" is defined by statute as being an individual or corporation appointed to act as agent of a principal in a written power of attorney. (Section 404.7030 Missouri Revised Statutes)

Durable powers

Missouri has a statute based upon the Uniform Durable Power of Attorney Act. (Section 404.700 Missouri Revised Statutes)

Recording

A power of attorney, which is used to convey real estate, must be recorded in the county in which the real estate is located. A legal description of the real estate to be conveyed must be attached to the power of attorney. There is no requirement for recording an affidavit along with any instrument recorded. There is no case law to establish the proposition that recording an affidavit that the attorney-in-fact is not aware of any revocation of the power or the death of the principal establishes a presumption that the exercise of the power was valid.

'''MO Rev Stat § 442.360.'''

'''Powers of attorney, how acknowledged and proved.'''

442.360. Every letter of attorney or other instrument containing a power to convey real estate, as agent or attorney for the owner thereof, or to execute, as agent or attorney for another, any instrument in writing conveying real estate, or whereby real estate may be affected in law or equity, shall be acknowledged or proved, and certified and recorded, as other instruments in writing conveying or affecting real estate are required to be acknowledged or proved and certified and recorded.

Attorney Title Certifications in Missouri

2020-11-18T15:26:09Z

Davidjenkins: /* Cross-References */

==Overview==

Attorney Title Certifications are '''not required''' and not commonly used in Missouri.

==Cross-References==
* [[Missouri]]
** [[Attorneys in Missouri]]
* [[Attorney Title Certifications]]

Capital and Surplus Requirements in Missouri

2020-11-18T15:25:26Z

Davidjenkins:

Missouri law does not impose capital or surplus requirements on title insurance agents. (ALTA TIRS, 2020)

Capital and Surplus requirements in Missouri are solely imposed on title insurers and not agents.

[[Missouri]]

Capital and Surplus Requirements in Missouri

2020-11-18T15:24:53Z

Davidjenkins: Created page with "Missouri law does not impose capital or surplus requirements on title insurance agents. (ALTA TIRS, 2020) Capital and Surplus requirements in Missouri are solely imposed on t..."

Missouri

2020-11-18T15:23:44Z

Davidjenkins:

[[MO Operations Summary]]

[[MO Underwriting Summary]]

[[MO Underwriting References]]

==Alphabetical Index==

{| class="wikitable"
|-
| style="background-color:#87CEEB; text-align:center;" |A-E
| style="background-color:#87CEEB; text-align:center;" |F-Q
| style="background-color:#87CEEB; text-align:center;" |R-Z
|-
| style="vertical-align: top;" |
* [[Abandonment in Missouri|Abandonment]]
* [[Abstracters in Missouri|Abstracters]]
* [[Abstractors in Missouri|Abstractors]]
* [[Access in Missouri|Access]]
* [[Acknowledgments in Missouri|Acknowledgments]]
* [[Actions in Partition in Missouri|Actions in Partition]]
* [[Actions to Quiet Title in Missouri|Actions to Quiet Title]]
* [[Ad Valorem Taxes in Missouri|Ad Valorem Taxes]]
* [[Adverse Possession in Missouri|Adverse Possession]]
* [[Affidavits in Missouri|Affidavits]]
* [[Affidavits of Heirship in Missouri|Affidavits of Heirship]]
* [[Affidavits of Title in Missouri|Affidavits of Title]]
* [[After-Acquired Title in Missouri|After-Acquired Title]]
* [[Agency in Missouri|Agency]]
* [[Agreements for Deed in Missouri|Agreements for Deed]]
* [[Agreements of Sale in Missouri|Agreements of Sale]]
* [[Agricultural Lands in Missouri|Agricultural Lands]]
* [[Air Rights and Air Space in Missouri|Air Rights and Air Space]]
* [[Aliens in Missouri|Aliens]]
* [[Alimony in Missouri|Alimony]]
* [[Appeals in Missouri|Appeals]]
* [[Apostilles in Missouri|Apostilles]]
* [[Approved Attorneys in Missouri|Approved Attorneys]]
* [[Appurtenant Easements in Missouri|Appurtenant Easements]]
* [[Arbitration in Missouri|Arbitration]]
* [[Assignments in Missouri|Assignments]]
* [[Attachment in Missouri|Attachment]]
* [[Attorney Certifications in Missouri|Attorney Certifications]]
* [[Attorney Title Certifications in Missouri|Attorney Title Certifications]]
* [[Attorney Title Opinions in Missouri|Attorney Title Opinions]]
* [[Bankruptcy in Missouri|Bankruptcy]]
* [[Beneficiary Deeds in Missouri|Beneficiary Deeds]]
* [[Boat Slips in Missouri|Boat Slips]]
* [[Boundaries in Missouri|Boundaries]]
* [[Bricks and Mortar Requirements in Missouri|Bricks and Mortar Requirements]]
* [[Cabin Clubs in Missouri|Cabin Clubs]]
* [[Canals in Missouri|Canals]]
* [[Capital and Surplus Requirements in Missouri|Capital and Surplus Requirements]]
* [[Cemeteries in Missouri|Cemeteries]]
* [[Certifications of Trust in Missouri|Certifications of Trust]]
* [[Chains of Title in Missouri|Chains of Title]]
* [[Chattels in Missouri|Chattels]]
* [[Child Support Liens in Missouri|Child Support Liens]]
* [[Church Titles in Missouri|Church Titles]]
* [[Civil Money Judgments in Missouri|Civil Money Judgments]]
* [[Claims in Missouri|Claims]]
* [[Closing and Escrow in Missouri|Closing and Escrow]]
* [[Closing Protection Letters in Missouri|Closing Protection Letters]]
* [[Commitments in Missouri|Commitments]]
* [[Common Law Marriage in Missouri|Common Law Marriage]]
* [[Community Associations in Missouri|Community Associations]]
* [[Community Property in Missouri|Community Property]]
* [[Compliance in Missouri|Compliance]]
* [[Condemnations in Missouri|Condemnations]]
* [[Condominium Association Liens in Missouri|Condominium Association Liens]]
* [[Condominiums in Missouri|Condominiums]]
* [[Conservatorships in Missouri|Conservatorships]]
* [[Construction Liens in Missouri|Construction Liens]]
* [[Contracts for Sale in Missouri|Contracts for Sale]]
* [[Contracts for Deed in Missouri|Contracts for Deed]]
* [[Cooperatives in Missouri|Cooperatives]]
* [[Corporate Dissolution in Missouri|Corporate Dissolution]]
* [[Corporations in Missouri|Corporations]]
* [[Corrective Affidavits in Missouri|Corrective Affidavits]]
* [[Corrective Instruments in Missouri|Corrective Instruments]]
* [[Counties in Missouri|Counties]]
* [[Courts in Missouri|Courts]]
* [[Covenants in Missouri|Covenants]]
* [[Creditor's Rights in Missouri|Creditor's Rights]]
* [[Criminal Money Judgments in Missouri|Criminal Money Judgments]]
* [[Death Taxes in Missouri|Death Taxes]]
* [[Dedications in Missouri|Dedications]]
* [[Deeds in Missouri|Deeds]]
* [[Deeds of Trust in Missouri|Deeds of Trust]]
* [[Derivation Clauses in Missouri|Derivation Clauses]]
* [[Descriptions in Missouri|Descriptions]]
* [[Disabilities in Missouri|Disabilities]]
* [[Disabled Persons in Missouri|Disabled Persons]]
* [[Disbursements in Missouri|Disbursements]]
* [[Disclosures in Missouri|Disclosures]]
* [[Disclosure Requirements in Missouri|Disclosure Requirements]]
* [[Dissolution of Corporations in Missouri|Dissolution of Corporations]]
* [[Divorces in Missouri|Divorces]]
* [[Dockominiums in Missouri|Dockominiums]]
* [[Document Execution in Missouri|Document Execution]]
* [[Document Preparation in Missouri|Document Preparation]]
* [[Document Recording in Missouri|Document Recording]]
* [[Doing Business Requirements in Missouri|Doing Business Requirements]]
* [[Easements in Missouri|Easements]]
* [[Easements Appurtenant in Missouri|Easements Appurtenant]]
* [[Easements by Implication in Missouri|Easements by Implication]]
* [[Easements by Necessity in Missouri|Easements by Necessity]]
* [[Easements by Prescription in Missouri|Easements by Prescription]]
* [[Eminent Domain in Missouri|Eminent Domain]]
* [[Endorsements in Missouri|Endorsements]]
* [[Entities in Missouri|Entities]]
* [[Environmental Law in Missouri|Environmental Law]]
* [[Environmental Liens in Missouri|Environmental Liens]]
* [[Equitable Subordination in Missouri|Equitable Subordination]]
* [[Equitable Subrogation in Missouri|Equitable Subrogation ]]
* [[Escheat in Missouri|Escheat]]
* [[Estate Taxes in Missouri|Estate Taxes]]
* [[Estates in Missouri|Estates]]
* [[Exceptions in Missouri|Exceptions]]
* [[Execution in Missouri|Execution]]
* [[Extended Coverage in Missouri|Extended Coverage]]
| style="vertical-align: top;" |
* [[Fiduciaries in Missouri|Fiduciaries]]
* [[File Retention Requirements in Missouri|File Retention Requirements]]
* [[Financing Statements in Missouri|Financing Statements]]
* [[Flood Searches in Missouri|Flood Searches]]
* [[Foreclosures in Missouri|Foreclosures]]
* [[Forfeitures in Missouri|Forfeitures]]
* [[Forms in Missouri|Forms]]
* [[General Partnerships in Missouri|General Partnerships]]
* [[Generic Exceptions in Missouri|Generic Exceptions]]
* [[Good Funds in Missouri|Good Funds]]
* [[Government of Missouri|Government]]
* [[Ground Rents in Missouri|Ground Rents]]
* [[Guardianships in Missouri|Guardianships]]
* [[HELOCS in Missouri|HELOCS]]
* [[Heirs Property in Missouri|Heirs Property]]
* [[Highways in Missouri|Highways]]
* [[Homestead in Missouri|Homestead]]
* [[Homeowners' Association Liens in Missouri|Homeowners' Association Liens]]
* [[Hospital Liens in Missouri|Hospital Liens]]
* [[Implied Easements in Missouri|Implied Easements]]
* [[Incapacity in Missouri|Incapacity]]
* [[Incompetents in Missouri|Incompetents]]
* [[Indemnifications in Missouri|Indemnifications]]
* [[Indian Titles in Missouri|Indian Titles]]
* [[Inheritance Taxes in Missouri|Inheritance Taxes]]
* [[Installment Contracts in Missouri|Installment Contracts]]
* [[Insured Closing Letters in Missouri|Insured Closing Letters]]
* [[Intestacy in Missouri|Intestacy]]
* [[Islamic Financing in Missouri|Islamic Financing]]
* [[Joinder of Non-Titled Spouses in Missouri|Joinder of Non-Titled Spouses]]
* [[Judicial Foreclosures in Missouri|Judicial Foreclosures]]
* [[Judicial Proceedings in Missouri|Judicial Proceedings]]
* [[Ladybird Deeds in Missouri|Ladybird Deeds]]
* [[Land Trusts in Missouri|Land Trusts]]
* [[Leasehold Interests in Missouri|Leasehold Interests]]
* [[Leases in Missouri|Leases]]
* [[Legal Descriptions in Missouri|Legal Descriptions]]
* [[Legislation in Missouri|Legislation]]
* [[Letters of Indemnification in Missouri|Letters of Indemnification]]
* [[Liens in Missouri|Liens]]
* [[Life Estates in Missouri|Life Estates]]
* [[Limited Partnerships in Missouri|Limited Partnerships]]
* [[Lis Pendens in Missouri|Lis Pendens]]
* [[Mandatory Disclosures in Missouri|Mandatory Disclosures]]
* [[Manufactured Homes in Missouri|Manufactured Homes]]
* [[Marital Interests in Missouri|Marital Interests]]
* [[Marital Rights in Missouri|Marital Rights]]
* [[Marketability of Title in Missouri|Marketability of Title]]
* [[Marketable Title Act in Missouri|Marketable Title Act]]
* [[Marketable Record Title Acts in Missouri|Marketable Record Title Acts]]
* [[Mechanic's Liens in Missouri|Mechanic's Liens]]
* [[Mineral Estates in Missouri|Mineral Estates]]
* [[Mineral Rights in Missouri|Mineral Rights]]
* [[Minerals in Missouri|Minerals]]
* [[Minimum Title Search Requirements in Missouri|Minimum Title Search Requirements]]
* [[Minors in Missouri|Minors]]
* [[Mobile Homes in Missouri|Mobile Homes]]
* [[Modular Homes in Missouri|Modular Homes]]
* [[Mortgages in Missouri|Mortgages]]
* [[Municipal Assessments in Missouri|Municipal Assessments]]
* [[Municipal Liens in Missouri|Municipal Liens]]
* [[Mutual Indemnification Agreements in Missouri|Mutual Indemnification Agreements]]
* [[New Construction in Missouri|New Construction]]
* [[Non-Judicial Foreclosures in Missouri|Non-Judicial Foreclosures]]
* [[Non-Resident Withholding in Missouri|Non-Resident Withholding]]
* [[Notaries in Missouri|Notaries]]
* [[Notices of Settlement in Missouri|Notices of Settlement]]
* [[Options in Missouri|Options]]
* [[Parties in Possession in Missouri|Parties in Possession]]
* [[Partition Actions in Missouri|Partition Actions]]
* [[Partnerships in Missouri|Partnerships]]
* [[Party Walls in Missouri|Party Walls]]
* [[Prescriptive Easements in Missouri|Prescriptive Easements]]
* [[Persons Under Disability in Missouri|Persons Under Disability]]
* [[Plain Language in Missouri|Plain Language]]
* [[Planned Unit Developments in Missouri|Planned Unit Developments]]
* [[Plats in Missouri|Plats]]
* [[Powers of Attorney in Missouri|Powers of Attorney]]
* [[Pre-Foreclosure Commitments in Missouri|Pre-Foreclosure Commitments]]
* [[Pre-Foreclosure Policies in Missouri|Pre-Foreclosure Policies]]
* [[Pricing in Missouri|Pricing]]
* [[Private Condemnation in Missouri|Private Condemnation]]
* [[Private Road Actions in Missouri|Private Road Actions]]
* [[Pro Forma Title Insurance Policies in Missouri|Pro Forma Title Insurance Policies]]
* [[Public Lands in Missouri|Public Lands]]
* [[Publicly Owned Lands in Missouri|Publicly Owned Lands]]
* [[Public Records in Missouri|Public Records]]
* [[Purchase Agreements in Missouri|Purchase Agreements]]
* [[Purchase Money Deeds of Trust in Missouri|Purchase Money Deeds of Trust]]
* [[Purchase Money Mortgages in Missouri|Purchase Money Mortgages]]
* [[Purchase Money Security Instruments in Missouri|Purchase Money Security Instruments]]
* [[Quiet Title Actions in Missouri|Quiet Title Actions]]
| style="vertical-align: top;" |
* [[Railroad Titles in Missouri|Railroad Titles]]
* [[Rate and Form Filings in Missouri|Rate and Form Filings]]
* [[Religious Congregations in Missouri|Religious Congregations]]
* [[Real Estate Broker Liens in Missouri|Real Estate Broker Liens]]
* [[Real Property Taxes in Missouri|Real Property Taxes]]
* [[Receiverships in Missouri|Receiverships]]
* [[Record Retention Requirements in Missouri|Record Retention Requirements]]
* [[Recording in Missouri|Recording]]
* [[Recording Forms in Missouri|Recording Forms]]
* [[Recording Jurisdictions in Missouri|Recording Jurisdictions]]
* [[Recording Offices in Missouri|Recording Offices]]
* [[Recording Requirements in Missouri|Recording Requirements]]
* [[Recording Transfer Taxes in Missouri|Recording Transfer Taxes]]
* [[Redemption Rights in Missouri|Redemption Rights]]
* [[Registered Land in Missouri|Registered Land]]
* [[Regulatory Filings in Missouri|Regulatory Filings]]
* [[Remittances in Missouri|Remittances]]
* [[Restrictions in Missouri|Restrictions]]
* [[Restrictive Covenants in Missouri|Restrictive Covenants]]
* [[Rights of First Refusal in Missouri|Rights of First Refusal]]
* [[Riparian Rights in Missouri|Riparian Rights]]
* [[Roads in Missouri|Roads]]
* [[Rule Against Perpetuities in Missouri|Rule Against Perpetuities]]
* [[Schools in Missouri|Schools]]
* [[Scrivener's Affidavits in Missouri|Scrivener's Affidavits]]
* [[Security Instruments in Missouri|Security Instruments]]
* [[Settlement Statements in Missouri|Settlement Statements]]
* [[Signatures in Missouri|Signatures]]
* [[Slayer's Act in Missouri|Slayer's Act]]
* [[Sources of Authority in Missouri|Sources of Authority]]
* [[Spousal Joinder in Missouri|Spousal Joinder]]
* [[Standard Exceptions in Missouri|Standard Exceptions ]]
* [[Standard Requirements in Missouri|Standard Requirements]]
* [[Standard Title Search Period in Missouri|Standard Title Search Period]]
* [[State Tax Liens in Missouri|State Tax Liens]]
* [[Streets in Missouri|Streets]]
* [[Subdivisions in Missouri|Subdivisions]]
* [[Superfund Liens in Missouri|Superfund Liens]]
* [[Survey Requirements in Missouri|Survey Requirements]]
* [[Surveys in Missouri|Surveys]]
* [[Survivorship Estates in Missouri|Survivorship Estates]]
* [[Tax Certifications in Missouri|Tax Certifications]]
* [[Tax Deeds in Missouri|Tax Deeds]]
* [[Tax Liens in Missouri|Tax Liens]]
* [[Tax Sales in Missouri|Tax Sales]]
* [[Tenancies in Missouri|Tenancies]]
* [[Tidelands in Missouri|Tidelands]]
* [[Timeshares in Missouri|Timeshares]]
* [[Timberlands in Missouri|Timberlands]]
* [[Title Agent Audits in Missouri|Title Agent Audits]]
* [[Title Agent Audit Requirements in Missouri|Title Agent Audit Requirements]]
* [[Title Agent Banking Requirements in Missouri|Title Agent Banking Requirements]]
* [[Title Agent Insurance Requirements in Missouri|Title Agent Insurance Requirements]]
* [[Title Agent Licensing in Missouri|Title Agent Licensing]]
* [[Title Agent Marketing in Missouri|Title Agent Marketing]]
* [[Title Agent Remittance Requirements in Missouri|Title Agent Remittance Requirements]]
* [[Title Agent Reporting Requirements in Missouri|Title Agent Reporting Requirements]]
* [[Title Agent Residency Requirements in Missouri|Title Agent Residency Requirements]]
* [[Title Curative in Missouri|Title Curative]]
* [[Title Examinations in Missouri|Title Examinations]]
* [[Title Examinations Standards in Missouri|Title Examinations Standards]]
* [[Title Insurance Commitments in Missouri|Title Insurance Commitments]]
* [[Title Insurance Endorsements in Missouri|Title Insurance Endorsements]]
* [[Title Insurance Policies in Missouri|Title Insurance Policies]]
* [[Title Insurance Rates in Missouri|Title Insurance Rates]]
* [[Title Insurance Waivers in Missouri|Title Insurance Waivers]]
* [[Title Plants in Missouri|Title Plants]]
* [[Title Production in Missouri|Title Production]]
* [[Title Searching in Missouri|Title Searching]]
* [[Title Underwriting in Missouri|Title Underwriting]]
* [[Torrens Property in Missouri|Torrens Property]]
* [[Transfer on Death Deeds in Missouri|Transfer on Death Deeds]]
* [[Transfer Taxes in Missouri|Transfer Taxes]]
* [[Trusts in Missouri|Trusts]]
* [[Trustee Sale Guarantees in Missouri|Trustee Sale Guarantees]]
* [[Trustees in Missouri|Trustees]]
* [[Unauthorized Practice of Law in Missouri|Unauthorized Practice of Law]]
* [[Uniform Commercial Code in Missouri|Uniform Commercial Code]]
* [[Unincorporated Associations in Missouri|Unincorporated Associations]]
* [[Usury in Missouri|Usury]]
* [[Vacation Proceedings in Missouri|Vacation Proceedings]]
* [[Vendees' Liens in Missouri|Vendees' Liens]]
* [[Vendors' Liens in Missouri|Vendors' Liens]]
* [[Water and Water Rights in Missouri|Water and Water Rights]]
* [[Wills in Missouri|Wills]]
* [[Withholding in Missouri|Withholding]]
* [[Witnesses in Missouri|Witnesses]]
* [[Zoning in Missouri|Zoning]]
* [[Zoning Ordinances in Missouri|Zoning Ordinances]]
|}

Title Searching in Missouri

2020-11-17T15:07:55Z

Davidjenkins: /* Cross-References */

==Overview==
Missouri is considered a '''Title Plant State''' because of a state law requiring the use of '''Registered Title Plants''' to obtain title searches prior to issuing any title insurance policy. There is are '''two exceptions''' to the required use of Registered Title Plants that allow a title insurance agent to obtain title searches directly from a courthouse searcher. The first exception is if there is no Registered Title Plant for the county where the property being insured is located. The second exception is if the agent cannot obtain a title search from a Registered Title Plant at a reasonable cost and within a reasonable time. If either exception is used, this must be documented in the file. Although the second exception sounds somewhat subjective, the Missouri DOI will use its own standards in determining whether or not the exception should have applied in the event a file is audited. When title evidence is obtained from a Registered Title Plant, the minimum search period is '''45 years''', which is set by state regulations. When title evidence is obtained from outside of the Title Plant system, the 45-year minimum period does not appear to apply.

==Sources==

* [https://www.sos.mo.gov/cmsimages/adrules/csr/current/20csr/20c500-7.pdf]
* [https://insurance.mo.gov/laws/bulletin/08-06.php Bulletin 08-06: Title Plant Requirements] (Now Rescinded)

==Minimum Title Search Requirements==

Search must be made at a Registered Title Plant (a set of geographically indexed records registered with the DIFP) unless a search from the plant cannot be obtained at a reasonable cost in a reasonable time. [https://law.justia.com/codes/missouri/2011/titlexxiv/chapter381/section381071/ MO Rev Stat § 381.071]. Based on the statute, any Registered Title Plant must have its records geographically indexed back for at least the most recent 45 years. If a search is obtained outside of the Registered Title Plant through a search of the courthouse records, there are no requirements regarding the depth of the search.

===SVU===
Search must be made at a Registered Title Plant (a set of geographically indexed records registered with the DIFP) unless a search from the plant cannot be obtained at a reasonable cost in a reasonable time. The Plant must contain records which encompass at least the most recent forty-five years. RSMO 381.031.22. (A) The minimum required by state law is a search from a 45-year plant; (B) no marketable record title act; marketable title determined by case law and Title Standard; (C) Title Examination Standard of The Missouri Bar is 45 years but the base title required will generally exceed 45 years.

==Other==

There is no problem with procuring O&E reports for an agent that is not licensed in MO. The issue is what they intend to do with the O&E. They cannot examine them themselves and they cannot use them as the basis for any title insurance. If they are simply order managing them, then that would be fine. Please find out from them what the purpose is and if anything involves them issuing a title insurance product or any type of examination, then we won’t be able to help them.

* Additional Requirements for REO Searches -- No
* Special Searches Required (Code, HOA, Utilities)? -- St. Louis taxes/special benefit districts
* Plant or other search restrictions -- Plants required unless written evidence that plant provider cannot meet reasonable turn times

==Attorneys==

Attorneys are exempt from geographical and minimum time period restrictions. They may rely upon a personal inspection of the records in the courthouse and use the best title evidence available in any county where the search. Mo. Ann. Stat. § 381.071.1(1).

==Cross-References==

* [[Missouri]]
** [[Title Plants in Missouri]]
** [[Marketable Record Title Acts in Missouri]]

Estates in Missouri

2020-11-08T19:32:25Z

Davidjenkins: /* Cross-References */

==Overview==

The rules governing decedent's estates in Missouri are similar to those of most other states. Title is considered to pass immediately upon the death of a decedent when there is no Will. The intestacy rules are similar to those of most other states. There is an estate tax, but no inheritance tax. One unusual aspect of the law is that a Will cannot be submitted for probate if more than a year has passed since the death of the decedent. In addition, unsecured creditors have only 6 months from the date of publication of letters to file claims against the estate and only one year from the date of the death of the decedent if no letters are ever issued.

===Sources===

Secondary Source: [https://www.16thcircuit.org/probate-procedures-manual Jackson County Probate Procedure Manual]

===Compliance===

===Forms===

===Searching===

* Filings related to estates are found in the county Probate Court.

===Examination===

====Standard Requirements====

Raise the following requirements on the Commitment depending on what is found in the Examination:
* Proof of Death of X.
* Proof that all state and federal death taxes have been paid in Estate of X.
* Proof that all creditors have been paid in the Estate of X.
* Copy of Will filed for probate for the Estate of X to be produced and examined; possible additional requirements to be added.
* Proof that letters have been issued to a personal representative in the Estate of X and that such letters have not been revoked.
* Certified copy of a decree of distribution.

====Standard Exceptions====

Matters involving Estates in Missouri are generally not excepted from coverage. Usually, any outstanding issues must be resolved prior to closing.

===Curative===

===Underwriting===

The best way to deal with most requirements in an estate regarding any outstanding taxes and debts is to get a letter from any attorney representing the estate that states that the estate is solvent and that all creditors and taxes have been paid or will be paid along with any written confirmation of payment from the estate file itself. If that cannot be obtained, then in the case of a sale, it is typically best to wait until all of the matters raised in examination have been dealt with and all creditor deadlines have passed. In the case of a refinance, an indemnity agreement can be entered into with the Company as a last resort.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Specific Topics==

===Affidavits of Heirs===

Missouri does not allow the use of Affidavits of Heirs outside of formal estate administration for the purposes of passing real property. Small estates can be handled through a summary proceeding that uses affidavits, but only in the context of a formally open estate. See Small Estates below.

"Heirship affidavits are not uncommon in MO. The keys are that the decedent has to be dead for at least 1 year and there can be no estate or will admitted to probate within that year. (Time period for claims to be made and time period to administer an estate/present a will.) All the heirs at law have to sign the affidavit. Otherwise they have to use a small estate affidavit or full administration."

===Ancillary Proceedings===

Ancillary proceedings are required to be filed with the probate court when dealing with property of a non-resident decedent.

===Conveyances===

If there is no Will, then the beneficiaries of the Estate automatically take title to the property. Any conveyance out of the Estate must be executed by all of the individual beneficiaries of the Estate.

If there is a Will, then any conveyance out of the Estate must be made by the Administrator on behalf of the Estate. This includes situations where there is a specific devise of property in the Will. They conveyance must still come from the Administrator of the Estate to the specific devisee. An Independent Administrator can convey on behalf of the Estate without Court approval, while a Supervised Administrator requires Court approval.

===Creditor Claims===

Liabilities for claims against the estate and state inheritance tax are transferred to the proceeds of the sale of property. Secured claims such as deeds of trust and other liens on the property, such as judgment liens, must be satisfied. Unsecured claims not filed within six months after the first published notice of letters of testamentary are barred. If no administration is had, claims are barred one year from the date of the death of the decedent.

===Death Certificates===

Death Certificates are not typically recorded, but are available through the state's Vital Records Department. Some recorders offer to obtain certified copies of these in their pricing lists.

===Death Taxes===

Missouri has an estate tax, which is set forth in Chapter 145 of Missouri Revised Statutes. A tax is imposed on the transfer of every decedent's estate. The tax is defined as the maximum credit for state death taxes allowable to the estate of the decedent against the federal estate tax by Section 2011 or any other provision of the laws of the United States.

Liens for state estate taxes pass to the proceeds of the sale of property out of the estate. The liens are good for 10 years against beneficiaries if judgment is obtained.

Missouri does not have an inheritance tax.

===Intestacy===

If no Will is ever probated, heirs are immediately vested with title upon the death of the decedent. Title is not vested in the Estate or any personal representative. Therefore any deed out of an intestate estate must include the beneficiaries signing off in their individual capacity.

A surviving spouse takes the entire estate if there are no children. If there are children, the spouse takes half, and the children take half per stirpes. If there is no surviving spouse, the children take per stirpes. If there is no surviving spouse or children, then parents, brothers and sisters share per stirpes. Grandparents, uncles, aunts and their descendants are next in order followed by kindred of the deceased spouse. If none of those persons exist, the property escheats to the state.

With respect to intestate succession, a surviving spouse takes all property if there are no children or no surviving parent of the deceased. If there are parents or children, the surviving spouse takes the first $20,000 in value of the estate and one half of the balance of the estate. There is no waiver provision for this statutory right.

===Personal Representatives===

The personal representative of an estate in Missouri is called an '''Administrator'''. This is irrespective of whether the decedent died testate or intestate. Administrators are either independent, which is typically specified in the Will, or supervised by the Court when there is no Will or the Will does not authorize the Administrator to act independently. In some cases, there may also be an '''Administrator ad litem''' or an '''Administrator pendente lite''' appointed by the court when some type of emergency action is needed such as preserving assets of the estate.

===Probate===

Probate of a Will is barred unless presented for probate within six (6) months from the date of the first publication of notice granting letters testamentary or of administration or within thirty (30) days from the commencement of an action to contest the validity of a Will, whichever is later. No Will can be admitted to probate and no administration granted unless application is made to the court within one (1) year from the date of the death of the decedent.

====Foreign Probate====

===Slayer's Act===

Missouri does not have a statute governing situations where a beneficiary is barred from inheritance for deliberately murdering a decedent. It does, however, have a common law rule equivalent of such a statute. [https://www.elderlawannarbor.com/2015/06/extending-the-slayer-rule-in-missouri/]

* Barnett v. Couey, 224 Mo. App. 913, 27 S.W.2d 757 (1930).
* Grose v. Holland, 357 Mo. 874, 211 S.W.2d 464 (1948).

===Small Estates===

Missouri has a procedure for small estate administration that uses an Affidavit of Administration of Small Estate for passing real or personal property when an estate's total value is under $40,000. [https://law.justia.com/codes/missouri/2011/titlexxxi/chapter473/section473097/ MO Rev Stat § 473.097].

* [https://eforms.com/small-estate/missouri-small-estate-affidavit/]
* [https://smallestates.uslegal.com/affidavits-and-summary-administration-laws/missouri-small-estates-general-summary-law/]
* Form: [https://www.courts.mo.gov/hosted/circuit11/Documents/SMALL%20ESTATE%20AFFIDAVIT.pdf]

===Wills===

Recording a Will is not commonly used in Missouri to update the vesting in title except when done in conjunction with an Affidavit of Heirs. See above.

==Cross-References==
* [[Missouri]]
** [[Liens in Missouri]]
** [[Tenancies in Missouri]]
* [[Estates]]

Estates in Missouri

2020-11-08T19:31:17Z

Davidjenkins: /* Sources */

Estates in Missouri

2020-11-08T19:31:05Z

Davidjenkins: /* Sources */

==Overview==

The rules governing decedent's estates in Missouri are similar to those of most other states. Title is considered to pass immediately upon the death of a decedent when there is no Will. The intestacy rules are similar to those of most other states. There is an estate tax, but no inheritance tax. One unusual aspect of the law is that a Will cannot be submitted for probate if more than a year has passed since the death of the decedent. In addition, unsecured creditors have only 6 months from the date of publication of letters to file claims against the estate and only one year from the date of the death of the decedent if no letters are ever issued.

===Sources===

Secondary Source: [https://www.16thcircuit.org/probate-procedures-manual | Jackson County Probate Procedure Manual]

===Compliance===

===Forms===

===Searching===

* Filings related to estates are found in the county Probate Court.

===Examination===

====Standard Requirements====

Raise the following requirements on the Commitment depending on what is found in the Examination:
* Proof of Death of X.
* Proof that all state and federal death taxes have been paid in Estate of X.
* Proof that all creditors have been paid in the Estate of X.
* Copy of Will filed for probate for the Estate of X to be produced and examined; possible additional requirements to be added.
* Proof that letters have been issued to a personal representative in the Estate of X and that such letters have not been revoked.
* Certified copy of a decree of distribution.

====Standard Exceptions====

Matters involving Estates in Missouri are generally not excepted from coverage. Usually, any outstanding issues must be resolved prior to closing.

===Curative===

===Underwriting===

The best way to deal with most requirements in an estate regarding any outstanding taxes and debts is to get a letter from any attorney representing the estate that states that the estate is solvent and that all creditors and taxes have been paid or will be paid along with any written confirmation of payment from the estate file itself. If that cannot be obtained, then in the case of a sale, it is typically best to wait until all of the matters raised in examination have been dealt with and all creditor deadlines have passed. In the case of a refinance, an indemnity agreement can be entered into with the Company as a last resort.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Specific Topics==

===Affidavits of Heirs===

Missouri does not allow the use of Affidavits of Heirs outside of formal estate administration for the purposes of passing real property. Small estates can be handled through a summary proceeding that uses affidavits, but only in the context of a formally open estate. See Small Estates below.

"Heirship affidavits are not uncommon in MO. The keys are that the decedent has to be dead for at least 1 year and there can be no estate or will admitted to probate within that year. (Time period for claims to be made and time period to administer an estate/present a will.) All the heirs at law have to sign the affidavit. Otherwise they have to use a small estate affidavit or full administration."

===Ancillary Proceedings===

Ancillary proceedings are required to be filed with the probate court when dealing with property of a non-resident decedent.

===Conveyances===

If there is no Will, then the beneficiaries of the Estate automatically take title to the property. Any conveyance out of the Estate must be executed by all of the individual beneficiaries of the Estate.

If there is a Will, then any conveyance out of the Estate must be made by the Administrator on behalf of the Estate. This includes situations where there is a specific devise of property in the Will. They conveyance must still come from the Administrator of the Estate to the specific devisee. An Independent Administrator can convey on behalf of the Estate without Court approval, while a Supervised Administrator requires Court approval.

===Creditor Claims===

Liabilities for claims against the estate and state inheritance tax are transferred to the proceeds of the sale of property. Secured claims such as deeds of trust and other liens on the property, such as judgment liens, must be satisfied. Unsecured claims not filed within six months after the first published notice of letters of testamentary are barred. If no administration is had, claims are barred one year from the date of the death of the decedent.

===Death Certificates===

Death Certificates are not typically recorded, but are available through the state's Vital Records Department. Some recorders offer to obtain certified copies of these in their pricing lists.

===Death Taxes===

Missouri has an estate tax, which is set forth in Chapter 145 of Missouri Revised Statutes. A tax is imposed on the transfer of every decedent's estate. The tax is defined as the maximum credit for state death taxes allowable to the estate of the decedent against the federal estate tax by Section 2011 or any other provision of the laws of the United States.

Liens for state estate taxes pass to the proceeds of the sale of property out of the estate. The liens are good for 10 years against beneficiaries if judgment is obtained.

Missouri does not have an inheritance tax.

===Intestacy===

If no Will is ever probated, heirs are immediately vested with title upon the death of the decedent. Title is not vested in the Estate or any personal representative. Therefore any deed out of an intestate estate must include the beneficiaries signing off in their individual capacity.

A surviving spouse takes the entire estate if there are no children. If there are children, the spouse takes half, and the children take half per stirpes. If there is no surviving spouse, the children take per stirpes. If there is no surviving spouse or children, then parents, brothers and sisters share per stirpes. Grandparents, uncles, aunts and their descendants are next in order followed by kindred of the deceased spouse. If none of those persons exist, the property escheats to the state.

With respect to intestate succession, a surviving spouse takes all property if there are no children or no surviving parent of the deceased. If there are parents or children, the surviving spouse takes the first $20,000 in value of the estate and one half of the balance of the estate. There is no waiver provision for this statutory right.

===Personal Representatives===

The personal representative of an estate in Missouri is called an '''Administrator'''. This is irrespective of whether the decedent died testate or intestate. Administrators are either independent, which is typically specified in the Will, or supervised by the Court when there is no Will or the Will does not authorize the Administrator to act independently. In some cases, there may also be an '''Administrator ad litem''' or an '''Administrator pendente lite''' appointed by the court when some type of emergency action is needed such as preserving assets of the estate.

===Probate===

Probate of a Will is barred unless presented for probate within six (6) months from the date of the first publication of notice granting letters testamentary or of administration or within thirty (30) days from the commencement of an action to contest the validity of a Will, whichever is later. No Will can be admitted to probate and no administration granted unless application is made to the court within one (1) year from the date of the death of the decedent.

====Foreign Probate====

===Slayer's Act===

Missouri does not have a statute governing situations where a beneficiary is barred from inheritance for deliberately murdering a decedent. It does, however, have a common law rule equivalent of such a statute. [https://www.elderlawannarbor.com/2015/06/extending-the-slayer-rule-in-missouri/]

* Barnett v. Couey, 224 Mo. App. 913, 27 S.W.2d 757 (1930).
* Grose v. Holland, 357 Mo. 874, 211 S.W.2d 464 (1948).

===Small Estates===

Missouri has a procedure for small estate administration that uses an Affidavit of Administration of Small Estate for passing real or personal property when an estate's total value is under $40,000. [https://law.justia.com/codes/missouri/2011/titlexxxi/chapter473/section473097/ MO Rev Stat § 473.097].

* [https://eforms.com/small-estate/missouri-small-estate-affidavit/]
* [https://smallestates.uslegal.com/affidavits-and-summary-administration-laws/missouri-small-estates-general-summary-law/]
* Form: [https://www.courts.mo.gov/hosted/circuit11/Documents/SMALL%20ESTATE%20AFFIDAVIT.pdf]

===Wills===

Recording a Will is not commonly used in Missouri to update the vesting in title except when done in conjunction with an Affidavit of Heirs. See above.

==Cross-References==
* [[Missouri]]
* [[Estates]]

Estates in Missouri

2020-11-08T19:30:48Z

Davidjenkins: /* Sources */

==Overview==

The rules governing decedent's estates in Missouri are similar to those of most other states. Title is considered to pass immediately upon the death of a decedent when there is no Will. The intestacy rules are similar to those of most other states. There is an estate tax, but no inheritance tax. One unusual aspect of the law is that a Will cannot be submitted for probate if more than a year has passed since the death of the decedent. In addition, unsecured creditors have only 6 months from the date of publication of letters to file claims against the estate and only one year from the date of the death of the decedent if no letters are ever issued.

===Sources===

Secondary Source: [Jackson County Probate Procedure Manual|https://www.16thcircuit.org/probate-procedures-manual]

===Compliance===

===Forms===

===Searching===

* Filings related to estates are found in the county Probate Court.

===Examination===

====Standard Requirements====

Raise the following requirements on the Commitment depending on what is found in the Examination:
* Proof of Death of X.
* Proof that all state and federal death taxes have been paid in Estate of X.
* Proof that all creditors have been paid in the Estate of X.
* Copy of Will filed for probate for the Estate of X to be produced and examined; possible additional requirements to be added.
* Proof that letters have been issued to a personal representative in the Estate of X and that such letters have not been revoked.
* Certified copy of a decree of distribution.

====Standard Exceptions====

Matters involving Estates in Missouri are generally not excepted from coverage. Usually, any outstanding issues must be resolved prior to closing.

===Curative===

===Underwriting===

The best way to deal with most requirements in an estate regarding any outstanding taxes and debts is to get a letter from any attorney representing the estate that states that the estate is solvent and that all creditors and taxes have been paid or will be paid along with any written confirmation of payment from the estate file itself. If that cannot be obtained, then in the case of a sale, it is typically best to wait until all of the matters raised in examination have been dealt with and all creditor deadlines have passed. In the case of a refinance, an indemnity agreement can be entered into with the Company as a last resort.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Specific Topics==

===Affidavits of Heirs===

Missouri does not allow the use of Affidavits of Heirs outside of formal estate administration for the purposes of passing real property. Small estates can be handled through a summary proceeding that uses affidavits, but only in the context of a formally open estate. See Small Estates below.

"Heirship affidavits are not uncommon in MO. The keys are that the decedent has to be dead for at least 1 year and there can be no estate or will admitted to probate within that year. (Time period for claims to be made and time period to administer an estate/present a will.) All the heirs at law have to sign the affidavit. Otherwise they have to use a small estate affidavit or full administration."

===Ancillary Proceedings===

Ancillary proceedings are required to be filed with the probate court when dealing with property of a non-resident decedent.

===Conveyances===

If there is no Will, then the beneficiaries of the Estate automatically take title to the property. Any conveyance out of the Estate must be executed by all of the individual beneficiaries of the Estate.

If there is a Will, then any conveyance out of the Estate must be made by the Administrator on behalf of the Estate. This includes situations where there is a specific devise of property in the Will. They conveyance must still come from the Administrator of the Estate to the specific devisee. An Independent Administrator can convey on behalf of the Estate without Court approval, while a Supervised Administrator requires Court approval.

===Creditor Claims===

Liabilities for claims against the estate and state inheritance tax are transferred to the proceeds of the sale of property. Secured claims such as deeds of trust and other liens on the property, such as judgment liens, must be satisfied. Unsecured claims not filed within six months after the first published notice of letters of testamentary are barred. If no administration is had, claims are barred one year from the date of the death of the decedent.

===Death Certificates===

Death Certificates are not typically recorded, but are available through the state's Vital Records Department. Some recorders offer to obtain certified copies of these in their pricing lists.

===Death Taxes===

Missouri has an estate tax, which is set forth in Chapter 145 of Missouri Revised Statutes. A tax is imposed on the transfer of every decedent's estate. The tax is defined as the maximum credit for state death taxes allowable to the estate of the decedent against the federal estate tax by Section 2011 or any other provision of the laws of the United States.

Liens for state estate taxes pass to the proceeds of the sale of property out of the estate. The liens are good for 10 years against beneficiaries if judgment is obtained.

Missouri does not have an inheritance tax.

===Intestacy===

If no Will is ever probated, heirs are immediately vested with title upon the death of the decedent. Title is not vested in the Estate or any personal representative. Therefore any deed out of an intestate estate must include the beneficiaries signing off in their individual capacity.

A surviving spouse takes the entire estate if there are no children. If there are children, the spouse takes half, and the children take half per stirpes. If there is no surviving spouse, the children take per stirpes. If there is no surviving spouse or children, then parents, brothers and sisters share per stirpes. Grandparents, uncles, aunts and their descendants are next in order followed by kindred of the deceased spouse. If none of those persons exist, the property escheats to the state.

With respect to intestate succession, a surviving spouse takes all property if there are no children or no surviving parent of the deceased. If there are parents or children, the surviving spouse takes the first $20,000 in value of the estate and one half of the balance of the estate. There is no waiver provision for this statutory right.

===Personal Representatives===

The personal representative of an estate in Missouri is called an '''Administrator'''. This is irrespective of whether the decedent died testate or intestate. Administrators are either independent, which is typically specified in the Will, or supervised by the Court when there is no Will or the Will does not authorize the Administrator to act independently. In some cases, there may also be an '''Administrator ad litem''' or an '''Administrator pendente lite''' appointed by the court when some type of emergency action is needed such as preserving assets of the estate.

===Probate===

Probate of a Will is barred unless presented for probate within six (6) months from the date of the first publication of notice granting letters testamentary or of administration or within thirty (30) days from the commencement of an action to contest the validity of a Will, whichever is later. No Will can be admitted to probate and no administration granted unless application is made to the court within one (1) year from the date of the death of the decedent.

====Foreign Probate====

===Slayer's Act===

Missouri does not have a statute governing situations where a beneficiary is barred from inheritance for deliberately murdering a decedent. It does, however, have a common law rule equivalent of such a statute. [https://www.elderlawannarbor.com/2015/06/extending-the-slayer-rule-in-missouri/]

* Barnett v. Couey, 224 Mo. App. 913, 27 S.W.2d 757 (1930).
* Grose v. Holland, 357 Mo. 874, 211 S.W.2d 464 (1948).

===Small Estates===

Missouri has a procedure for small estate administration that uses an Affidavit of Administration of Small Estate for passing real or personal property when an estate's total value is under $40,000. [https://law.justia.com/codes/missouri/2011/titlexxxi/chapter473/section473097/ MO Rev Stat § 473.097].

* [https://eforms.com/small-estate/missouri-small-estate-affidavit/]
* [https://smallestates.uslegal.com/affidavits-and-summary-administration-laws/missouri-small-estates-general-summary-law/]
* Form: [https://www.courts.mo.gov/hosted/circuit11/Documents/SMALL%20ESTATE%20AFFIDAVIT.pdf]

===Wills===

Recording a Will is not commonly used in Missouri to update the vesting in title except when done in conjunction with an Affidavit of Heirs. See above.

==Cross-References==
* [[Missouri]]
* [[Estates]]

Estates in Missouri

2020-11-08T19:29:51Z

Davidjenkins: /* Probate */

==Overview==

The rules governing decedent's estates in Missouri are similar to those of most other states. Title is considered to pass immediately upon the death of a decedent when there is no Will. The intestacy rules are similar to those of most other states. There is an estate tax, but no inheritance tax. One unusual aspect of the law is that a Will cannot be submitted for probate if more than a year has passed since the death of the decedent. In addition, unsecured creditors have only 6 months from the date of publication of letters to file claims against the estate and only one year from the date of the death of the decedent if no letters are ever issued.

===Sources===

===Compliance===

===Forms===

===Searching===

* Filings related to estates are found in the county Probate Court.

===Examination===

====Standard Requirements====

Raise the following requirements on the Commitment depending on what is found in the Examination:
* Proof of Death of X.
* Proof that all state and federal death taxes have been paid in Estate of X.
* Proof that all creditors have been paid in the Estate of X.
* Copy of Will filed for probate for the Estate of X to be produced and examined; possible additional requirements to be added.
* Proof that letters have been issued to a personal representative in the Estate of X and that such letters have not been revoked.
* Certified copy of a decree of distribution.

====Standard Exceptions====

Matters involving Estates in Missouri are generally not excepted from coverage. Usually, any outstanding issues must be resolved prior to closing.

===Curative===

===Underwriting===

The best way to deal with most requirements in an estate regarding any outstanding taxes and debts is to get a letter from any attorney representing the estate that states that the estate is solvent and that all creditors and taxes have been paid or will be paid along with any written confirmation of payment from the estate file itself. If that cannot be obtained, then in the case of a sale, it is typically best to wait until all of the matters raised in examination have been dealt with and all creditor deadlines have passed. In the case of a refinance, an indemnity agreement can be entered into with the Company as a last resort.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Specific Topics==

===Affidavits of Heirs===

Missouri does not allow the use of Affidavits of Heirs outside of formal estate administration for the purposes of passing real property. Small estates can be handled through a summary proceeding that uses affidavits, but only in the context of a formally open estate. See Small Estates below.

"Heirship affidavits are not uncommon in MO. The keys are that the decedent has to be dead for at least 1 year and there can be no estate or will admitted to probate within that year. (Time period for claims to be made and time period to administer an estate/present a will.) All the heirs at law have to sign the affidavit. Otherwise they have to use a small estate affidavit or full administration."

===Ancillary Proceedings===

Ancillary proceedings are required to be filed with the probate court when dealing with property of a non-resident decedent.

===Conveyances===

If there is no Will, then the beneficiaries of the Estate automatically take title to the property. Any conveyance out of the Estate must be executed by all of the individual beneficiaries of the Estate.

If there is a Will, then any conveyance out of the Estate must be made by the Administrator on behalf of the Estate. This includes situations where there is a specific devise of property in the Will. They conveyance must still come from the Administrator of the Estate to the specific devisee. An Independent Administrator can convey on behalf of the Estate without Court approval, while a Supervised Administrator requires Court approval.

===Creditor Claims===

Liabilities for claims against the estate and state inheritance tax are transferred to the proceeds of the sale of property. Secured claims such as deeds of trust and other liens on the property, such as judgment liens, must be satisfied. Unsecured claims not filed within six months after the first published notice of letters of testamentary are barred. If no administration is had, claims are barred one year from the date of the death of the decedent.

===Death Certificates===

Death Certificates are not typically recorded, but are available through the state's Vital Records Department. Some recorders offer to obtain certified copies of these in their pricing lists.

===Death Taxes===

Missouri has an estate tax, which is set forth in Chapter 145 of Missouri Revised Statutes. A tax is imposed on the transfer of every decedent's estate. The tax is defined as the maximum credit for state death taxes allowable to the estate of the decedent against the federal estate tax by Section 2011 or any other provision of the laws of the United States.

Liens for state estate taxes pass to the proceeds of the sale of property out of the estate. The liens are good for 10 years against beneficiaries if judgment is obtained.

Missouri does not have an inheritance tax.

===Intestacy===

If no Will is ever probated, heirs are immediately vested with title upon the death of the decedent. Title is not vested in the Estate or any personal representative. Therefore any deed out of an intestate estate must include the beneficiaries signing off in their individual capacity.

A surviving spouse takes the entire estate if there are no children. If there are children, the spouse takes half, and the children take half per stirpes. If there is no surviving spouse, the children take per stirpes. If there is no surviving spouse or children, then parents, brothers and sisters share per stirpes. Grandparents, uncles, aunts and their descendants are next in order followed by kindred of the deceased spouse. If none of those persons exist, the property escheats to the state.

With respect to intestate succession, a surviving spouse takes all property if there are no children or no surviving parent of the deceased. If there are parents or children, the surviving spouse takes the first $20,000 in value of the estate and one half of the balance of the estate. There is no waiver provision for this statutory right.

===Personal Representatives===

The personal representative of an estate in Missouri is called an '''Administrator'''. This is irrespective of whether the decedent died testate or intestate. Administrators are either independent, which is typically specified in the Will, or supervised by the Court when there is no Will or the Will does not authorize the Administrator to act independently. In some cases, there may also be an '''Administrator ad litem''' or an '''Administrator pendente lite''' appointed by the court when some type of emergency action is needed such as preserving assets of the estate.

===Probate===

Probate of a Will is barred unless presented for probate within six (6) months from the date of the first publication of notice granting letters testamentary or of administration or within thirty (30) days from the commencement of an action to contest the validity of a Will, whichever is later. No Will can be admitted to probate and no administration granted unless application is made to the court within one (1) year from the date of the death of the decedent.

====Foreign Probate====

===Slayer's Act===

Missouri does not have a statute governing situations where a beneficiary is barred from inheritance for deliberately murdering a decedent. It does, however, have a common law rule equivalent of such a statute. [https://www.elderlawannarbor.com/2015/06/extending-the-slayer-rule-in-missouri/]

* Barnett v. Couey, 224 Mo. App. 913, 27 S.W.2d 757 (1930).
* Grose v. Holland, 357 Mo. 874, 211 S.W.2d 464 (1948).

===Small Estates===

Missouri has a procedure for small estate administration that uses an Affidavit of Administration of Small Estate for passing real or personal property when an estate's total value is under $40,000. [https://law.justia.com/codes/missouri/2011/titlexxxi/chapter473/section473097/ MO Rev Stat § 473.097].

* [https://eforms.com/small-estate/missouri-small-estate-affidavit/]
* [https://smallestates.uslegal.com/affidavits-and-summary-administration-laws/missouri-small-estates-general-summary-law/]
* Form: [https://www.courts.mo.gov/hosted/circuit11/Documents/SMALL%20ESTATE%20AFFIDAVIT.pdf]

===Wills===

Recording a Will is not commonly used in Missouri to update the vesting in title except when done in conjunction with an Affidavit of Heirs. See above.

==Cross-References==
* [[Missouri]]
* [[Estates]]

Estates in Missouri

2020-11-08T19:28:42Z

Davidjenkins: /* Wills */

==Overview==

The rules governing decedent's estates in Missouri are similar to those of most other states. Title is considered to pass immediately upon the death of a decedent when there is no Will. The intestacy rules are similar to those of most other states. There is an estate tax, but no inheritance tax. One unusual aspect of the law is that a Will cannot be submitted for probate if more than a year has passed since the death of the decedent. In addition, unsecured creditors have only 6 months from the date of publication of letters to file claims against the estate and only one year from the date of the death of the decedent if no letters are ever issued.

===Sources===

===Compliance===

===Forms===

===Searching===

* Filings related to estates are found in the county Probate Court.

===Examination===

====Standard Requirements====

Raise the following requirements on the Commitment depending on what is found in the Examination:
* Proof of Death of X.
* Proof that all state and federal death taxes have been paid in Estate of X.
* Proof that all creditors have been paid in the Estate of X.
* Copy of Will filed for probate for the Estate of X to be produced and examined; possible additional requirements to be added.
* Proof that letters have been issued to a personal representative in the Estate of X and that such letters have not been revoked.
* Certified copy of a decree of distribution.

====Standard Exceptions====

Matters involving Estates in Missouri are generally not excepted from coverage. Usually, any outstanding issues must be resolved prior to closing.

===Curative===

===Underwriting===

The best way to deal with most requirements in an estate regarding any outstanding taxes and debts is to get a letter from any attorney representing the estate that states that the estate is solvent and that all creditors and taxes have been paid or will be paid along with any written confirmation of payment from the estate file itself. If that cannot be obtained, then in the case of a sale, it is typically best to wait until all of the matters raised in examination have been dealt with and all creditor deadlines have passed. In the case of a refinance, an indemnity agreement can be entered into with the Company as a last resort.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Specific Topics==

===Affidavits of Heirs===

Missouri does not allow the use of Affidavits of Heirs outside of formal estate administration for the purposes of passing real property. Small estates can be handled through a summary proceeding that uses affidavits, but only in the context of a formally open estate. See Small Estates below.

"Heirship affidavits are not uncommon in MO. The keys are that the decedent has to be dead for at least 1 year and there can be no estate or will admitted to probate within that year. (Time period for claims to be made and time period to administer an estate/present a will.) All the heirs at law have to sign the affidavit. Otherwise they have to use a small estate affidavit or full administration."

===Ancillary Proceedings===

Ancillary proceedings are required to be filed with the probate court when dealing with property of a non-resident decedent.

===Conveyances===

If there is no Will, then the beneficiaries of the Estate automatically take title to the property. Any conveyance out of the Estate must be executed by all of the individual beneficiaries of the Estate.

If there is a Will, then any conveyance out of the Estate must be made by the Administrator on behalf of the Estate. This includes situations where there is a specific devise of property in the Will. They conveyance must still come from the Administrator of the Estate to the specific devisee. An Independent Administrator can convey on behalf of the Estate without Court approval, while a Supervised Administrator requires Court approval.

===Creditor Claims===

Liabilities for claims against the estate and state inheritance tax are transferred to the proceeds of the sale of property. Secured claims such as deeds of trust and other liens on the property, such as judgment liens, must be satisfied. Unsecured claims not filed within six months after the first published notice of letters of testamentary are barred. If no administration is had, claims are barred one year from the date of the death of the decedent.

===Death Certificates===

Death Certificates are not typically recorded, but are available through the state's Vital Records Department. Some recorders offer to obtain certified copies of these in their pricing lists.

===Death Taxes===

Missouri has an estate tax, which is set forth in Chapter 145 of Missouri Revised Statutes. A tax is imposed on the transfer of every decedent's estate. The tax is defined as the maximum credit for state death taxes allowable to the estate of the decedent against the federal estate tax by Section 2011 or any other provision of the laws of the United States.

Liens for state estate taxes pass to the proceeds of the sale of property out of the estate. The liens are good for 10 years against beneficiaries if judgment is obtained.

Missouri does not have an inheritance tax.

===Intestacy===

If no Will is ever probated, heirs are immediately vested with title upon the death of the decedent. Title is not vested in the Estate or any personal representative. Therefore any deed out of an intestate estate must include the beneficiaries signing off in their individual capacity.

A surviving spouse takes the entire estate if there are no children. If there are children, the spouse takes half, and the children take half per stirpes. If there is no surviving spouse, the children take per stirpes. If there is no surviving spouse or children, then parents, brothers and sisters share per stirpes. Grandparents, uncles, aunts and their descendants are next in order followed by kindred of the deceased spouse. If none of those persons exist, the property escheats to the state.

With respect to intestate succession, a surviving spouse takes all property if there are no children or no surviving parent of the deceased. If there are parents or children, the surviving spouse takes the first $20,000 in value of the estate and one half of the balance of the estate. There is no waiver provision for this statutory right.

===Personal Representatives===

The personal representative of an estate in Missouri is called an '''Administrator'''. This is irrespective of whether the decedent died testate or intestate. Administrators are either independent, which is typically specified in the Will, or supervised by the Court when there is no Will or the Will does not authorize the Administrator to act independently. In some cases, there may also be an '''Administrator ad litem''' or an '''Administrator pendente lite''' appointed by the court when some type of emergency action is needed such as preserving assets of the estate.

===Probate===

Probate of a Will is barred unless presented for probate within six months from the date of the first publication of notice granting letters testamentary or of administration or within thirty days from the commencement of an action to contest the validity of a will, whichever is later. No will can be admitted to probate and no administration granted unless application is made to the court within one year from the date of the death of the decedent.

====Foreign Probate====

===Slayer's Act===

Missouri does not have a statute governing situations where a beneficiary is barred from inheritance for deliberately murdering a decedent. It does, however, have a common law rule equivalent of such a statute. [https://www.elderlawannarbor.com/2015/06/extending-the-slayer-rule-in-missouri/]

* Barnett v. Couey, 224 Mo. App. 913, 27 S.W.2d 757 (1930).
* Grose v. Holland, 357 Mo. 874, 211 S.W.2d 464 (1948).

===Small Estates===

Missouri has a procedure for small estate administration that uses an Affidavit of Administration of Small Estate for passing real or personal property when an estate's total value is under $40,000. [https://law.justia.com/codes/missouri/2011/titlexxxi/chapter473/section473097/ MO Rev Stat § 473.097].

* [https://eforms.com/small-estate/missouri-small-estate-affidavit/]
* [https://smallestates.uslegal.com/affidavits-and-summary-administration-laws/missouri-small-estates-general-summary-law/]
* Form: [https://www.courts.mo.gov/hosted/circuit11/Documents/SMALL%20ESTATE%20AFFIDAVIT.pdf]

===Wills===

Recording a Will is not commonly used in Missouri to update the vesting in title except when done in conjunction with an Affidavit of Heirs. See above.

==Cross-References==
* [[Missouri]]
* [[Estates]]

Estates in Missouri

2020-11-08T19:24:54Z

Davidjenkins: /* Personal Representatives */

==Overview==

The rules governing decedent's estates in Missouri are similar to those of most other states. Title is considered to pass immediately upon the death of a decedent when there is no Will. The intestacy rules are similar to those of most other states. There is an estate tax, but no inheritance tax. One unusual aspect of the law is that a Will cannot be submitted for probate if more than a year has passed since the death of the decedent. In addition, unsecured creditors have only 6 months from the date of publication of letters to file claims against the estate and only one year from the date of the death of the decedent if no letters are ever issued.

===Sources===

===Compliance===

===Forms===

===Searching===

* Filings related to estates are found in the county Probate Court.

===Examination===

====Standard Requirements====

Raise the following requirements on the Commitment depending on what is found in the Examination:
* Proof of Death of X.
* Proof that all state and federal death taxes have been paid in Estate of X.
* Proof that all creditors have been paid in the Estate of X.
* Copy of Will filed for probate for the Estate of X to be produced and examined; possible additional requirements to be added.
* Proof that letters have been issued to a personal representative in the Estate of X and that such letters have not been revoked.
* Certified copy of a decree of distribution.

====Standard Exceptions====

Matters involving Estates in Missouri are generally not excepted from coverage. Usually, any outstanding issues must be resolved prior to closing.

===Curative===

===Underwriting===

The best way to deal with most requirements in an estate regarding any outstanding taxes and debts is to get a letter from any attorney representing the estate that states that the estate is solvent and that all creditors and taxes have been paid or will be paid along with any written confirmation of payment from the estate file itself. If that cannot be obtained, then in the case of a sale, it is typically best to wait until all of the matters raised in examination have been dealt with and all creditor deadlines have passed. In the case of a refinance, an indemnity agreement can be entered into with the Company as a last resort.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Specific Topics==

===Affidavits of Heirs===

Missouri does not allow the use of Affidavits of Heirs outside of formal estate administration for the purposes of passing real property. Small estates can be handled through a summary proceeding that uses affidavits, but only in the context of a formally open estate. See Small Estates below.

"Heirship affidavits are not uncommon in MO. The keys are that the decedent has to be dead for at least 1 year and there can be no estate or will admitted to probate within that year. (Time period for claims to be made and time period to administer an estate/present a will.) All the heirs at law have to sign the affidavit. Otherwise they have to use a small estate affidavit or full administration."

===Ancillary Proceedings===

Ancillary proceedings are required to be filed with the probate court when dealing with property of a non-resident decedent.

===Conveyances===

If there is no Will, then the beneficiaries of the Estate automatically take title to the property. Any conveyance out of the Estate must be executed by all of the individual beneficiaries of the Estate.

If there is a Will, then any conveyance out of the Estate must be made by the Administrator on behalf of the Estate. This includes situations where there is a specific devise of property in the Will. They conveyance must still come from the Administrator of the Estate to the specific devisee. An Independent Administrator can convey on behalf of the Estate without Court approval, while a Supervised Administrator requires Court approval.

===Creditor Claims===

Liabilities for claims against the estate and state inheritance tax are transferred to the proceeds of the sale of property. Secured claims such as deeds of trust and other liens on the property, such as judgment liens, must be satisfied. Unsecured claims not filed within six months after the first published notice of letters of testamentary are barred. If no administration is had, claims are barred one year from the date of the death of the decedent.

===Death Certificates===

Death Certificates are not typically recorded, but are available through the state's Vital Records Department. Some recorders offer to obtain certified copies of these in their pricing lists.

===Death Taxes===

Missouri has an estate tax, which is set forth in Chapter 145 of Missouri Revised Statutes. A tax is imposed on the transfer of every decedent's estate. The tax is defined as the maximum credit for state death taxes allowable to the estate of the decedent against the federal estate tax by Section 2011 or any other provision of the laws of the United States.

Liens for state estate taxes pass to the proceeds of the sale of property out of the estate. The liens are good for 10 years against beneficiaries if judgment is obtained.

Missouri does not have an inheritance tax.

===Intestacy===

If no Will is ever probated, heirs are immediately vested with title upon the death of the decedent. Title is not vested in the Estate or any personal representative. Therefore any deed out of an intestate estate must include the beneficiaries signing off in their individual capacity.

A surviving spouse takes the entire estate if there are no children. If there are children, the spouse takes half, and the children take half per stirpes. If there is no surviving spouse, the children take per stirpes. If there is no surviving spouse or children, then parents, brothers and sisters share per stirpes. Grandparents, uncles, aunts and their descendants are next in order followed by kindred of the deceased spouse. If none of those persons exist, the property escheats to the state.

With respect to intestate succession, a surviving spouse takes all property if there are no children or no surviving parent of the deceased. If there are parents or children, the surviving spouse takes the first $20,000 in value of the estate and one half of the balance of the estate. There is no waiver provision for this statutory right.

===Personal Representatives===

The personal representative of an estate in Missouri is called an '''Administrator'''. This is irrespective of whether the decedent died testate or intestate. Administrators are either independent, which is typically specified in the Will, or supervised by the Court when there is no Will or the Will does not authorize the Administrator to act independently. In some cases, there may also be an '''Administrator ad litem''' or an '''Administrator pendente lite''' appointed by the court when some type of emergency action is needed such as preserving assets of the estate.

===Probate===

Probate of a Will is barred unless presented for probate within six months from the date of the first publication of notice granting letters testamentary or of administration or within thirty days from the commencement of an action to contest the validity of a will, whichever is later. No will can be admitted to probate and no administration granted unless application is made to the court within one year from the date of the death of the decedent.

====Foreign Probate====

===Slayer's Act===

Missouri does not have a statute governing situations where a beneficiary is barred from inheritance for deliberately murdering a decedent. It does, however, have a common law rule equivalent of such a statute. [https://www.elderlawannarbor.com/2015/06/extending-the-slayer-rule-in-missouri/]

* Barnett v. Couey, 224 Mo. App. 913, 27 S.W.2d 757 (1930).
* Grose v. Holland, 357 Mo. 874, 211 S.W.2d 464 (1948).

===Small Estates===

Missouri has a procedure for small estate administration that uses an Affidavit of Administration of Small Estate for passing real or personal property when an estate's total value is under $40,000. [https://law.justia.com/codes/missouri/2011/titlexxxi/chapter473/section473097/ MO Rev Stat § 473.097].

* [https://eforms.com/small-estate/missouri-small-estate-affidavit/]
* [https://smallestates.uslegal.com/affidavits-and-summary-administration-laws/missouri-small-estates-general-summary-law/]
* Form: [https://www.courts.mo.gov/hosted/circuit11/Documents/SMALL%20ESTATE%20AFFIDAVIT.pdf]

===Wills===

==Cross-References==
* [[Missouri]]
* [[Estates]]

Estates in Missouri

2020-11-08T19:22:35Z

Davidjenkins: /* Standard Requirements */

==Overview==

The rules governing decedent's estates in Missouri are similar to those of most other states. Title is considered to pass immediately upon the death of a decedent when there is no Will. The intestacy rules are similar to those of most other states. There is an estate tax, but no inheritance tax. One unusual aspect of the law is that a Will cannot be submitted for probate if more than a year has passed since the death of the decedent. In addition, unsecured creditors have only 6 months from the date of publication of letters to file claims against the estate and only one year from the date of the death of the decedent if no letters are ever issued.

===Sources===

===Compliance===

===Forms===

===Searching===

* Filings related to estates are found in the county Probate Court.

===Examination===

====Standard Requirements====

Raise the following requirements on the Commitment depending on what is found in the Examination:
* Proof of Death of X.
* Proof that all state and federal death taxes have been paid in Estate of X.
* Proof that all creditors have been paid in the Estate of X.
* Copy of Will filed for probate for the Estate of X to be produced and examined; possible additional requirements to be added.
* Proof that letters have been issued to a personal representative in the Estate of X and that such letters have not been revoked.
* Certified copy of a decree of distribution.

====Standard Exceptions====

Matters involving Estates in Missouri are generally not excepted from coverage. Usually, any outstanding issues must be resolved prior to closing.

===Curative===

===Underwriting===

The best way to deal with most requirements in an estate regarding any outstanding taxes and debts is to get a letter from any attorney representing the estate that states that the estate is solvent and that all creditors and taxes have been paid or will be paid along with any written confirmation of payment from the estate file itself. If that cannot be obtained, then in the case of a sale, it is typically best to wait until all of the matters raised in examination have been dealt with and all creditor deadlines have passed. In the case of a refinance, an indemnity agreement can be entered into with the Company as a last resort.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Specific Topics==

===Affidavits of Heirs===

Missouri does not allow the use of Affidavits of Heirs outside of formal estate administration for the purposes of passing real property. Small estates can be handled through a summary proceeding that uses affidavits, but only in the context of a formally open estate. See Small Estates below.

"Heirship affidavits are not uncommon in MO. The keys are that the decedent has to be dead for at least 1 year and there can be no estate or will admitted to probate within that year. (Time period for claims to be made and time period to administer an estate/present a will.) All the heirs at law have to sign the affidavit. Otherwise they have to use a small estate affidavit or full administration."

===Ancillary Proceedings===

Ancillary proceedings are required to be filed with the probate court when dealing with property of a non-resident decedent.

===Conveyances===

If there is no Will, then the beneficiaries of the Estate automatically take title to the property. Any conveyance out of the Estate must be executed by all of the individual beneficiaries of the Estate.

If there is a Will, then any conveyance out of the Estate must be made by the Administrator on behalf of the Estate. This includes situations where there is a specific devise of property in the Will. They conveyance must still come from the Administrator of the Estate to the specific devisee. An Independent Administrator can convey on behalf of the Estate without Court approval, while a Supervised Administrator requires Court approval.

===Creditor Claims===

Liabilities for claims against the estate and state inheritance tax are transferred to the proceeds of the sale of property. Secured claims such as deeds of trust and other liens on the property, such as judgment liens, must be satisfied. Unsecured claims not filed within six months after the first published notice of letters of testamentary are barred. If no administration is had, claims are barred one year from the date of the death of the decedent.

===Death Certificates===

Death Certificates are not typically recorded, but are available through the state's Vital Records Department. Some recorders offer to obtain certified copies of these in their pricing lists.

===Death Taxes===

Missouri has an estate tax, which is set forth in Chapter 145 of Missouri Revised Statutes. A tax is imposed on the transfer of every decedent's estate. The tax is defined as the maximum credit for state death taxes allowable to the estate of the decedent against the federal estate tax by Section 2011 or any other provision of the laws of the United States.

Liens for state estate taxes pass to the proceeds of the sale of property out of the estate. The liens are good for 10 years against beneficiaries if judgment is obtained.

Missouri does not have an inheritance tax.

===Intestacy===

If no Will is ever probated, heirs are immediately vested with title upon the death of the decedent. Title is not vested in the Estate or any personal representative. Therefore any deed out of an intestate estate must include the beneficiaries signing off in their individual capacity.

A surviving spouse takes the entire estate if there are no children. If there are children, the spouse takes half, and the children take half per stirpes. If there is no surviving spouse, the children take per stirpes. If there is no surviving spouse or children, then parents, brothers and sisters share per stirpes. Grandparents, uncles, aunts and their descendants are next in order followed by kindred of the deceased spouse. If none of those persons exist, the property escheats to the state.

With respect to intestate succession, a surviving spouse takes all property if there are no children or no surviving parent of the deceased. If there are parents or children, the surviving spouse takes the first $20,000 in value of the estate and one half of the balance of the estate. There is no waiver provision for this statutory right.

===Personal Representatives===

The personal representative of an estate in Missouri is called an '''Administrator'''. This is irrespective of whether the decedent died testate or intestate or whether the estate is to be administered independently or supervised by the court. In some cases, there may also be an '''Administrator ad litem''' or an '''Administrator pendente lite''' appointed by the court when some type of emergency action is needed such as preserving assets of the estate.

===Probate===

Probate of a Will is barred unless presented for probate within six months from the date of the first publication of notice granting letters testamentary or of administration or within thirty days from the commencement of an action to contest the validity of a will, whichever is later. No will can be admitted to probate and no administration granted unless application is made to the court within one year from the date of the death of the decedent.

====Foreign Probate====

===Slayer's Act===

Missouri does not have a statute governing situations where a beneficiary is barred from inheritance for deliberately murdering a decedent. It does, however, have a common law rule equivalent of such a statute. [https://www.elderlawannarbor.com/2015/06/extending-the-slayer-rule-in-missouri/]

* Barnett v. Couey, 224 Mo. App. 913, 27 S.W.2d 757 (1930).
* Grose v. Holland, 357 Mo. 874, 211 S.W.2d 464 (1948).

===Small Estates===

Missouri has a procedure for small estate administration that uses an Affidavit of Administration of Small Estate for passing real or personal property when an estate's total value is under $40,000. [https://law.justia.com/codes/missouri/2011/titlexxxi/chapter473/section473097/ MO Rev Stat § 473.097].

* [https://eforms.com/small-estate/missouri-small-estate-affidavit/]
* [https://smallestates.uslegal.com/affidavits-and-summary-administration-laws/missouri-small-estates-general-summary-law/]
* Form: [https://www.courts.mo.gov/hosted/circuit11/Documents/SMALL%20ESTATE%20AFFIDAVIT.pdf]

===Wills===

==Cross-References==
* [[Missouri]]
* [[Estates]]

Estates in Missouri

2020-11-08T18:35:43Z

Davidjenkins: /* Conveyances */

==Overview==

The rules governing decedent's estates in Missouri are similar to those of most other states. Title is considered to pass immediately upon the death of a decedent when there is no Will. The intestacy rules are similar to those of most other states. There is an estate tax, but no inheritance tax. One unusual aspect of the law is that a Will cannot be submitted for probate if more than a year has passed since the death of the decedent. In addition, unsecured creditors have only 6 months from the date of publication of letters to file claims against the estate and only one year from the date of the death of the decedent if no letters are ever issued.

===Sources===

===Compliance===

===Forms===

===Searching===

* Filings related to estates are found in the county Probate Court.

===Examination===

====Standard Requirements====

Raise the following requirements on the Commitment depending on what is found in the Examination:
* Proof of Death of X.
* Proof that all state and federal death taxes have been paid in Estate of X.
* Proof that all creditors have been paid in the Estate of X.
* Copy of Will filed for probate for the Estate of X to be produced and examined; possible additional requirements to be added.
* Proof that letters have been issued to a personal representative in the Estate of X and that such letters have not been revoked.

====Standard Exceptions====

Matters involving Estates in Missouri are generally not excepted from coverage. Usually, any outstanding issues must be resolved prior to closing.

===Curative===

===Underwriting===

The best way to deal with most requirements in an estate regarding any outstanding taxes and debts is to get a letter from any attorney representing the estate that states that the estate is solvent and that all creditors and taxes have been paid or will be paid along with any written confirmation of payment from the estate file itself. If that cannot be obtained, then in the case of a sale, it is typically best to wait until all of the matters raised in examination have been dealt with and all creditor deadlines have passed. In the case of a refinance, an indemnity agreement can be entered into with the Company as a last resort.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Specific Topics==

===Affidavits of Heirs===

Missouri does not allow the use of Affidavits of Heirs outside of formal estate administration for the purposes of passing real property. Small estates can be handled through a summary proceeding that uses affidavits, but only in the context of a formally open estate. See Small Estates below.

"Heirship affidavits are not uncommon in MO. The keys are that the decedent has to be dead for at least 1 year and there can be no estate or will admitted to probate within that year. (Time period for claims to be made and time period to administer an estate/present a will.) All the heirs at law have to sign the affidavit. Otherwise they have to use a small estate affidavit or full administration."

===Ancillary Proceedings===

Ancillary proceedings are required to be filed with the probate court when dealing with property of a non-resident decedent.

===Conveyances===

If there is no Will, then the beneficiaries of the Estate automatically take title to the property. Any conveyance out of the Estate must be executed by all of the individual beneficiaries of the Estate.

If there is a Will, then any conveyance out of the Estate must be made by the Administrator on behalf of the Estate. This includes situations where there is a specific devise of property in the Will. They conveyance must still come from the Administrator of the Estate to the specific devisee. An Independent Administrator can convey on behalf of the Estate without Court approval, while a Supervised Administrator requires Court approval.

===Creditor Claims===

Liabilities for claims against the estate and state inheritance tax are transferred to the proceeds of the sale of property. Secured claims such as deeds of trust and other liens on the property, such as judgment liens, must be satisfied. Unsecured claims not filed within six months after the first published notice of letters of testamentary are barred. If no administration is had, claims are barred one year from the date of the death of the decedent.

===Death Certificates===

Death Certificates are not typically recorded, but are available through the state's Vital Records Department. Some recorders offer to obtain certified copies of these in their pricing lists.

===Death Taxes===

Missouri has an estate tax, which is set forth in Chapter 145 of Missouri Revised Statutes. A tax is imposed on the transfer of every decedent's estate. The tax is defined as the maximum credit for state death taxes allowable to the estate of the decedent against the federal estate tax by Section 2011 or any other provision of the laws of the United States.

Liens for state estate taxes pass to the proceeds of the sale of property out of the estate. The liens are good for 10 years against beneficiaries if judgment is obtained.

Missouri does not have an inheritance tax.

===Intestacy===

If no Will is ever probated, heirs are immediately vested with title upon the death of the decedent. Title is not vested in the Estate or any personal representative. Therefore any deed out of an intestate estate must include the beneficiaries signing off in their individual capacity.

A surviving spouse takes the entire estate if there are no children. If there are children, the spouse takes half, and the children take half per stirpes. If there is no surviving spouse, the children take per stirpes. If there is no surviving spouse or children, then parents, brothers and sisters share per stirpes. Grandparents, uncles, aunts and their descendants are next in order followed by kindred of the deceased spouse. If none of those persons exist, the property escheats to the state.

With respect to intestate succession, a surviving spouse takes all property if there are no children or no surviving parent of the deceased. If there are parents or children, the surviving spouse takes the first $20,000 in value of the estate and one half of the balance of the estate. There is no waiver provision for this statutory right.

===Personal Representatives===

The personal representative of an estate in Missouri is called an '''Administrator'''. This is irrespective of whether the decedent died testate or intestate or whether the estate is to be administered independently or supervised by the court. In some cases, there may also be an '''Administrator ad litem''' or an '''Administrator pendente lite''' appointed by the court when some type of emergency action is needed such as preserving assets of the estate.

===Probate===

Probate of a Will is barred unless presented for probate within six months from the date of the first publication of notice granting letters testamentary or of administration or within thirty days from the commencement of an action to contest the validity of a will, whichever is later. No will can be admitted to probate and no administration granted unless application is made to the court within one year from the date of the death of the decedent.

====Foreign Probate====

===Slayer's Act===

Missouri does not have a statute governing situations where a beneficiary is barred from inheritance for deliberately murdering a decedent. It does, however, have a common law rule equivalent of such a statute. [https://www.elderlawannarbor.com/2015/06/extending-the-slayer-rule-in-missouri/]

* Barnett v. Couey, 224 Mo. App. 913, 27 S.W.2d 757 (1930).
* Grose v. Holland, 357 Mo. 874, 211 S.W.2d 464 (1948).

===Small Estates===

Missouri has a procedure for small estate administration that uses an Affidavit of Administration of Small Estate for passing real or personal property when an estate's total value is under $40,000. [https://law.justia.com/codes/missouri/2011/titlexxxi/chapter473/section473097/ MO Rev Stat § 473.097].

* [https://eforms.com/small-estate/missouri-small-estate-affidavit/]
* [https://smallestates.uslegal.com/affidavits-and-summary-administration-laws/missouri-small-estates-general-summary-law/]
* Form: [https://www.courts.mo.gov/hosted/circuit11/Documents/SMALL%20ESTATE%20AFFIDAVIT.pdf]

===Wills===

==Cross-References==
* [[Missouri]]
* [[Estates]]

Estates in Missouri

2020-11-08T18:23:50Z

Davidjenkins: /* Personal Representatives */

==Overview==

The rules governing decedent's estates in Missouri are similar to those of most other states. Title is considered to pass immediately upon the death of a decedent when there is no Will. The intestacy rules are similar to those of most other states. There is an estate tax, but no inheritance tax. One unusual aspect of the law is that a Will cannot be submitted for probate if more than a year has passed since the death of the decedent. In addition, unsecured creditors have only 6 months from the date of publication of letters to file claims against the estate and only one year from the date of the death of the decedent if no letters are ever issued.

===Sources===

===Compliance===

===Forms===

===Searching===

* Filings related to estates are found in the county Probate Court.

===Examination===

====Standard Requirements====

Raise the following requirements on the Commitment depending on what is found in the Examination:
* Proof of Death of X.
* Proof that all state and federal death taxes have been paid in Estate of X.
* Proof that all creditors have been paid in the Estate of X.
* Copy of Will filed for probate for the Estate of X to be produced and examined; possible additional requirements to be added.
* Proof that letters have been issued to a personal representative in the Estate of X and that such letters have not been revoked.

====Standard Exceptions====

Matters involving Estates in Missouri are generally not excepted from coverage. Usually, any outstanding issues must be resolved prior to closing.

===Curative===

===Underwriting===

The best way to deal with most requirements in an estate regarding any outstanding taxes and debts is to get a letter from any attorney representing the estate that states that the estate is solvent and that all creditors and taxes have been paid or will be paid along with any written confirmation of payment from the estate file itself. If that cannot be obtained, then in the case of a sale, it is typically best to wait until all of the matters raised in examination have been dealt with and all creditor deadlines have passed. In the case of a refinance, an indemnity agreement can be entered into with the Company as a last resort.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Specific Topics==

===Affidavits of Heirs===

Missouri does not allow the use of Affidavits of Heirs outside of formal estate administration for the purposes of passing real property. Small estates can be handled through a summary proceeding that uses affidavits, but only in the context of a formally open estate. See Small Estates below.

"Heirship affidavits are not uncommon in MO. The keys are that the decedent has to be dead for at least 1 year and there can be no estate or will admitted to probate within that year. (Time period for claims to be made and time period to administer an estate/present a will.) All the heirs at law have to sign the affidavit. Otherwise they have to use a small estate affidavit or full administration."

===Ancillary Proceedings===

Ancillary proceedings are required to be filed with the probate court when dealing with property of a non-resident decedent.

===Conveyances===

===Creditor Claims===

Liabilities for claims against the estate and state inheritance tax are transferred to the proceeds of the sale of property. Secured claims such as deeds of trust and other liens on the property, such as judgment liens, must be satisfied. Unsecured claims not filed within six months after the first published notice of letters of testamentary are barred. If no administration is had, claims are barred one year from the date of the death of the decedent.

===Death Certificates===

Death Certificates are not typically recorded, but are available through the state's Vital Records Department. Some recorders offer to obtain certified copies of these in their pricing lists.

===Death Taxes===

Missouri has an estate tax, which is set forth in Chapter 145 of Missouri Revised Statutes. A tax is imposed on the transfer of every decedent's estate. The tax is defined as the maximum credit for state death taxes allowable to the estate of the decedent against the federal estate tax by Section 2011 or any other provision of the laws of the United States.

Liens for state estate taxes pass to the proceeds of the sale of property out of the estate. The liens are good for 10 years against beneficiaries if judgment is obtained.

Missouri does not have an inheritance tax.

===Intestacy===

If no Will is ever probated, heirs are immediately vested with title upon the death of the decedent. Title is not vested in the Estate or any personal representative. Therefore any deed out of an intestate estate must include the beneficiaries signing off in their individual capacity.

A surviving spouse takes the entire estate if there are no children. If there are children, the spouse takes half, and the children take half per stirpes. If there is no surviving spouse, the children take per stirpes. If there is no surviving spouse or children, then parents, brothers and sisters share per stirpes. Grandparents, uncles, aunts and their descendants are next in order followed by kindred of the deceased spouse. If none of those persons exist, the property escheats to the state.

With respect to intestate succession, a surviving spouse takes all property if there are no children or no surviving parent of the deceased. If there are parents or children, the surviving spouse takes the first $20,000 in value of the estate and one half of the balance of the estate. There is no waiver provision for this statutory right.

===Personal Representatives===

The personal representative of an estate in Missouri is called an '''Administrator'''. This is irrespective of whether the decedent died testate or intestate or whether the estate is to be administered independently or supervised by the court. In some cases, there may also be an '''Administrator ad litem''' or an '''Administrator pendente lite''' appointed by the court when some type of emergency action is needed such as preserving assets of the estate.

===Probate===

Probate of a Will is barred unless presented for probate within six months from the date of the first publication of notice granting letters testamentary or of administration or within thirty days from the commencement of an action to contest the validity of a will, whichever is later. No will can be admitted to probate and no administration granted unless application is made to the court within one year from the date of the death of the decedent.

====Foreign Probate====

===Slayer's Act===

Missouri does not have a statute governing situations where a beneficiary is barred from inheritance for deliberately murdering a decedent. It does, however, have a common law rule equivalent of such a statute. [https://www.elderlawannarbor.com/2015/06/extending-the-slayer-rule-in-missouri/]

* Barnett v. Couey, 224 Mo. App. 913, 27 S.W.2d 757 (1930).
* Grose v. Holland, 357 Mo. 874, 211 S.W.2d 464 (1948).

===Small Estates===

Missouri has a procedure for small estate administration that uses an Affidavit of Administration of Small Estate for passing real or personal property when an estate's total value is under $40,000. [https://law.justia.com/codes/missouri/2011/titlexxxi/chapter473/section473097/ MO Rev Stat § 473.097].

* [https://eforms.com/small-estate/missouri-small-estate-affidavit/]
* [https://smallestates.uslegal.com/affidavits-and-summary-administration-laws/missouri-small-estates-general-summary-law/]
* Form: [https://www.courts.mo.gov/hosted/circuit11/Documents/SMALL%20ESTATE%20AFFIDAVIT.pdf]

===Wills===

==Cross-References==
* [[Missouri]]
* [[Estates]]

Estates in Missouri

2020-11-08T17:51:59Z

Davidjenkins: /* Examination */

==Overview==

The rules governing decedent's estates in Missouri are similar to those of most other states. Title is considered to pass immediately upon the death of a decedent when there is no Will. The intestacy rules are similar to those of most other states. There is an estate tax, but no inheritance tax. One unusual aspect of the law is that a Will cannot be submitted for probate if more than a year has passed since the death of the decedent. In addition, unsecured creditors have only 6 months from the date of publication of letters to file claims against the estate and only one year from the date of the death of the decedent if no letters are ever issued.

===Sources===

===Compliance===

===Forms===

===Searching===

* Filings related to estates are found in the county Probate Court.

===Examination===

====Standard Requirements====

Raise the following requirements on the Commitment depending on what is found in the Examination:
* Proof of Death of X.
* Proof that all state and federal death taxes have been paid in Estate of X.
* Proof that all creditors have been paid in the Estate of X.
* Copy of Will filed for probate for the Estate of X to be produced and examined; possible additional requirements to be added.
* Proof that letters have been issued to a personal representative in the Estate of X and that such letters have not been revoked.

====Standard Exceptions====

Matters involving Estates in Missouri are generally not excepted from coverage. Usually, any outstanding issues must be resolved prior to closing.

===Curative===

===Underwriting===

The best way to deal with most requirements in an estate regarding any outstanding taxes and debts is to get a letter from any attorney representing the estate that states that the estate is solvent and that all creditors and taxes have been paid or will be paid along with any written confirmation of payment from the estate file itself. If that cannot be obtained, then in the case of a sale, it is typically best to wait until all of the matters raised in examination have been dealt with and all creditor deadlines have passed. In the case of a refinance, an indemnity agreement can be entered into with the Company as a last resort.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Specific Topics==

===Affidavits of Heirs===

Missouri does not allow the use of Affidavits of Heirs outside of formal estate administration for the purposes of passing real property. Small estates can be handled through a summary proceeding that uses affidavits, but only in the context of a formally open estate. See Small Estates below.

"Heirship affidavits are not uncommon in MO. The keys are that the decedent has to be dead for at least 1 year and there can be no estate or will admitted to probate within that year. (Time period for claims to be made and time period to administer an estate/present a will.) All the heirs at law have to sign the affidavit. Otherwise they have to use a small estate affidavit or full administration."

===Ancillary Proceedings===

Ancillary proceedings are required to be filed with the probate court when dealing with property of a non-resident decedent.

===Conveyances===

===Creditor Claims===

Liabilities for claims against the estate and state inheritance tax are transferred to the proceeds of the sale of property. Secured claims such as deeds of trust and other liens on the property, such as judgment liens, must be satisfied. Unsecured claims not filed within six months after the first published notice of letters of testamentary are barred. If no administration is had, claims are barred one year from the date of the death of the decedent.

===Death Certificates===

Death Certificates are not typically recorded, but are available through the state's Vital Records Department. Some recorders offer to obtain certified copies of these in their pricing lists.

===Death Taxes===

Missouri has an estate tax, which is set forth in Chapter 145 of Missouri Revised Statutes. A tax is imposed on the transfer of every decedent's estate. The tax is defined as the maximum credit for state death taxes allowable to the estate of the decedent against the federal estate tax by Section 2011 or any other provision of the laws of the United States.

Liens for state estate taxes pass to the proceeds of the sale of property out of the estate. The liens are good for 10 years against beneficiaries if judgment is obtained.

Missouri does not have an inheritance tax.

===Intestacy===

If no Will is ever probated, heirs are immediately vested with title upon the death of the decedent. Title is not vested in the Estate or any personal representative. Therefore any deed out of an intestate estate must include the beneficiaries signing off in their individual capacity.

A surviving spouse takes the entire estate if there are no children. If there are children, the spouse takes half, and the children take half per stirpes. If there is no surviving spouse, the children take per stirpes. If there is no surviving spouse or children, then parents, brothers and sisters share per stirpes. Grandparents, uncles, aunts and their descendants are next in order followed by kindred of the deceased spouse. If none of those persons exist, the property escheats to the state.

With respect to intestate succession, a surviving spouse takes all property if there are no children or no surviving parent of the deceased. If there are parents or children, the surviving spouse takes the first $20,000 in value of the estate and one half of the balance of the estate. There is no waiver provision for this statutory right.

===Personal Representatives===

===Probate===

Probate of a Will is barred unless presented for probate within six months from the date of the first publication of notice granting letters testamentary or of administration or within thirty days from the commencement of an action to contest the validity of a will, whichever is later. No will can be admitted to probate and no administration granted unless application is made to the court within one year from the date of the death of the decedent.

====Foreign Probate====

===Slayer's Act===

Missouri does not have a statute governing situations where a beneficiary is barred from inheritance for deliberately murdering a decedent. It does, however, have a common law rule equivalent of such a statute. [https://www.elderlawannarbor.com/2015/06/extending-the-slayer-rule-in-missouri/]

* Barnett v. Couey, 224 Mo. App. 913, 27 S.W.2d 757 (1930).
* Grose v. Holland, 357 Mo. 874, 211 S.W.2d 464 (1948).

===Small Estates===

Missouri has a procedure for small estate administration that uses an Affidavit of Administration of Small Estate for passing real or personal property when an estate's total value is under $40,000. [https://law.justia.com/codes/missouri/2011/titlexxxi/chapter473/section473097/ MO Rev Stat § 473.097].

* [https://eforms.com/small-estate/missouri-small-estate-affidavit/]
* [https://smallestates.uslegal.com/affidavits-and-summary-administration-laws/missouri-small-estates-general-summary-law/]
* Form: [https://www.courts.mo.gov/hosted/circuit11/Documents/SMALL%20ESTATE%20AFFIDAVIT.pdf]

===Wills===

==Cross-References==
* [[Missouri]]
* [[Estates]]

Estates in Missouri

2020-11-08T17:48:13Z

Davidjenkins:

==Overview==

The rules governing decedent's estates in Missouri are similar to those of most other states. Title is considered to pass immediately upon the death of a decedent when there is no Will. The intestacy rules are similar to those of most other states. There is an estate tax, but no inheritance tax. One unusual aspect of the law is that a Will cannot be submitted for probate if more than a year has passed since the death of the decedent. In addition, unsecured creditors have only 6 months from the date of publication of letters to file claims against the estate and only one year from the date of the death of the decedent if no letters are ever issued.

===Sources===

===Compliance===

===Forms===

===Searching===

* Filings related to estates are found in the county Probate Court.

===Examination===

Raise the following requirements on the Commitment depending on what is found in the Examination:
* Proof of Death of X.
* Proof that all state and federal death taxes have been paid in Estate of X.
* Proof that all creditors have been paid in the Estate of X.
* Copy of Will filed for probate for the Estate of X to be produced and examined; possible additional requirements to be added.
* Proof that letters have been issued to a personal representative in the Estate of X and that such letters have not been revoked.

====Standard Requirements====

====Standard Exceptions====

===Curative===

===Underwriting===

The best way to deal with most requirements in an estate regarding any outstanding taxes and debts is to get a letter from any attorney representing the estate that states that the estate is solvent and that all creditors and taxes have been paid or will be paid along with any written confirmation of payment from the estate file itself. If that cannot be obtained, then in the case of a sale, it is typically best to wait until all of the matters raised in examination have been dealt with and all creditor deadlines have passed. In the case of a refinance, an indemnity agreement can be entered into with the Company as a last resort.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Specific Topics==

===Affidavits of Heirs===

Missouri does not allow the use of Affidavits of Heirs outside of formal estate administration for the purposes of passing real property. Small estates can be handled through a summary proceeding that uses affidavits, but only in the context of a formally open estate. See Small Estates below.

"Heirship affidavits are not uncommon in MO. The keys are that the decedent has to be dead for at least 1 year and there can be no estate or will admitted to probate within that year. (Time period for claims to be made and time period to administer an estate/present a will.) All the heirs at law have to sign the affidavit. Otherwise they have to use a small estate affidavit or full administration."

===Ancillary Proceedings===

Ancillary proceedings are required to be filed with the probate court when dealing with property of a non-resident decedent.

===Conveyances===

===Creditor Claims===

Liabilities for claims against the estate and state inheritance tax are transferred to the proceeds of the sale of property. Secured claims such as deeds of trust and other liens on the property, such as judgment liens, must be satisfied. Unsecured claims not filed within six months after the first published notice of letters of testamentary are barred. If no administration is had, claims are barred one year from the date of the death of the decedent.

===Death Certificates===

Death Certificates are not typically recorded, but are available through the state's Vital Records Department. Some recorders offer to obtain certified copies of these in their pricing lists.

===Death Taxes===

Missouri has an estate tax, which is set forth in Chapter 145 of Missouri Revised Statutes. A tax is imposed on the transfer of every decedent's estate. The tax is defined as the maximum credit for state death taxes allowable to the estate of the decedent against the federal estate tax by Section 2011 or any other provision of the laws of the United States.

Liens for state estate taxes pass to the proceeds of the sale of property out of the estate. The liens are good for 10 years against beneficiaries if judgment is obtained.

Missouri does not have an inheritance tax.

===Intestacy===

If no Will is ever probated, heirs are immediately vested with title upon the death of the decedent. Title is not vested in the Estate or any personal representative. Therefore any deed out of an intestate estate must include the beneficiaries signing off in their individual capacity.

A surviving spouse takes the entire estate if there are no children. If there are children, the spouse takes half, and the children take half per stirpes. If there is no surviving spouse, the children take per stirpes. If there is no surviving spouse or children, then parents, brothers and sisters share per stirpes. Grandparents, uncles, aunts and their descendants are next in order followed by kindred of the deceased spouse. If none of those persons exist, the property escheats to the state.

With respect to intestate succession, a surviving spouse takes all property if there are no children or no surviving parent of the deceased. If there are parents or children, the surviving spouse takes the first $20,000 in value of the estate and one half of the balance of the estate. There is no waiver provision for this statutory right.

===Personal Representatives===

===Probate===

Probate of a Will is barred unless presented for probate within six months from the date of the first publication of notice granting letters testamentary or of administration or within thirty days from the commencement of an action to contest the validity of a will, whichever is later. No will can be admitted to probate and no administration granted unless application is made to the court within one year from the date of the death of the decedent.

====Foreign Probate====

===Slayer's Act===

Missouri does not have a statute governing situations where a beneficiary is barred from inheritance for deliberately murdering a decedent. It does, however, have a common law rule equivalent of such a statute. [https://www.elderlawannarbor.com/2015/06/extending-the-slayer-rule-in-missouri/]

* Barnett v. Couey, 224 Mo. App. 913, 27 S.W.2d 757 (1930).
* Grose v. Holland, 357 Mo. 874, 211 S.W.2d 464 (1948).

===Small Estates===

Missouri has a procedure for small estate administration that uses an Affidavit of Administration of Small Estate for passing real or personal property when an estate's total value is under $40,000. [https://law.justia.com/codes/missouri/2011/titlexxxi/chapter473/section473097/ MO Rev Stat § 473.097].

* [https://eforms.com/small-estate/missouri-small-estate-affidavit/]
* [https://smallestates.uslegal.com/affidavits-and-summary-administration-laws/missouri-small-estates-general-summary-law/]
* Form: [https://www.courts.mo.gov/hosted/circuit11/Documents/SMALL%20ESTATE%20AFFIDAVIT.pdf]

===Wills===

==Cross-References==
* [[Missouri]]
* [[Estates]]

Security Instruments in Missouri

2020-11-08T16:58:07Z

Davidjenkins:

==Overview==

: "Security instrument", as that term is used in this chapter, shall mean any mortgage, deed of trust or other real property security instrument securing the payment or satisfaction of any debt or other obligation. MO Rev Stat § 443.005.

===Sources===

===Compliance===

===Forms===

===Searching===

===Examination===

====Standard Requirements====

====Standard Exceptions====

===Curative===

* '''10 years''' from '''date of maturity''' as found on Note. [https://law.justia.com/codes/missouri/2011/titlexxxv/chapter516/section516110/ MO Rev Stat § 516.110]. This can be extended to a maximum of 20 years by a recorded written agreement signed by the mortgagor. See Oehler v. Philpott, 263 S.W.2d 201, 202 (Mo. 1953) unraveling the confused mess that is [https://law.justia.com/codes/missouri/2011/titlexxxv/chapter516/section516150/ MO Rev Stat § 516.150].
* '''20 years''' from the '''date of execution''' the instrument for security instruments lacking a maturity date. [https://law.justia.com/codes/missouri/2011/titlexxxv/chapter516/section516155/ MO Rev Stat § 516.155]. This applies to both regular security instrument and security instruments that provide for future advances. Id. If there is no date of execution, then the date of acknowledgment shall be used. Id. If there is no date of execution or acknowledgment, then the date of recording shall be used. Id.

===Underwriting===

===Production===

===Closing & Escrow===

===Recording===

* § 443.035 - Address, etc.
* Deeds of trust must contain a legal description of the land affected. Id. § 59.330(2) (TIRS, 2015)

===Claims===

===Pricing===

==Specific Topics==

===Trustees===

Missouri law prohibits a foreign corporation or individual from acting as trustee in any security instrument affecting property in the state that is made after August 28, 1994, unless the instrument names as co-trustee a domestic corporation or individual citizen of the state. Id. § 443.350. (TIRS, 2015). It appears as though nearly any entity or adult can serve as a trustee although any conflicts of interest should be taken into account. An underwriter or a title agent could qualify as a trustee if it is a MO corporation. By custom, an attorney who is a resident of Missouri is usually named trustee. The lender/beneficiary selects the trustee.

===ETC===

No Mortgage Tax.

A deed of trust is the standard form of security instrument. However, a mortgage is recognized as a valid security instrument. Missouri has a future advance statute. (Mo. Rev. Stat. §443.055) All contractual obligations, obligatory or optional, are secured. The priority of the advances dates from the time the instrument is recorded. An owner may terminate the future advance provision by sending a notice to the lender by certified mail or by delivering the notice in person. Within fifteen days after receipt of said notice, the lender has to record an instrument stating that it has received the termination notice and reciting the total principal amount of the debt as of the date the notice was received. In order to come within the provisions of the statute, the security instrument must recite within the body a provision expressly stating that the instrument is to be governed by the above referenced statutory section.

===Satisfaction===

# Releases, satisfactions, and reconveyances - A deed of release of a deed of trust must be delivered to the person who gave satisfaction within fifteen business days. (Section 443.130 Missouri Revised Statutes)
# Penalties - Failure to provide the release may result in a penalty of ten percent of the amount of security instrument and any other damages which the aggrieved party can prove. (Section 443.130 Missouri Revised Statutes).
# Terminating revolving credit loans - A request is usually made to have the lender state on his payoff statement that the line of credit is terminated with respect to the revolving credit loan.

* Liability imposed for failure to time satisfy a mortgage is found at [https://law.justia.com/codes/missouri/2011/titlexxix/chapter443/section443130/ MO Rev Stat § 443.130].

===Vendors' and Vendees' Liens===

These are equitable liens that may take priority over a regular security instrument depending on the facts of the case and the knowledge of the lender regarding any down money given to the seller or any unpaid amounts still owed to the seller from the buyer.

===Other===

Consumer legislation

There is no significant consumer legislation, which would give rise to title issues with respect to security instruments.

Assignment of security instruments

Security instruments are assigned by the assignor executing an appropriate written document assigning the security interest to the assignee. In order for the assignee to have the benefit of the recording acts, the assignment of the security interest needs to be recorded.

Subordination of security instruments

A written instrument of subordination, which recites the recording information of the document to which the security instrument is to be subordinated, must be recorded in the office of the County Recorder.

Foreclosure

Mortgages are foreclosed by filing a petition for foreclosure in the office of the Circuit Court.

Deeds of trust are foreclosed by utilizing the power of sale contained in the instrument which gives the trustee the right to sell the property at the courthouse provided statutory notice provisions have been met. Notice of the sale must be given by certified mail to persons who have recorded a request for notice of sale and to the last owner of record. The sale must be advertised in a daily newspaper at least 20 times continued to the date of sale starting at least 20 days prior to the scheduled date of foreclosure. All real estate sold under the power of sale is subject to a one year right of redemption provided that the person entitled to redeem gives written notice at the sale, or within ten days before the advertised date of the sale, of the intent to redeem. The person redeeming must give security to the Circuit Court's satisfaction for the payment of the obligation and interest on the debt including all damages as well.

Vendors' Liens

A vendor's lien is a common law lien and may be created by reciting same in the deed of conveyance. By statute, a vendor's lien is unenforceable unless the party claiming same shall, within two years after the indebtedness secured by the lien becomes due, file suit against the owner and other proper parties to enforce the lien.

==Cross-References==
* [[Missouri]]
** [[Foreclosures in Missouri]]
** [[Liens in Missouri]]
* [[Security Instruments]]

Adverse Possession in Missouri

2020-11-08T16:52:27Z

Davidjenkins: /* Elements */

==Overview==

==Sources==

===Statutes===

===Cases===

==Elements==

* 10 years (516.010)
* Elements:
** Actual
** Open
** Hostile
** Exclusive
** Continuous
** Under a Claim of Ownership

==Tacking==

==Color of Title==

==Exemptions==

* 24-year savings period for infants and the incapacitated.

==Insureability==

Normally, titles which are purportedly acquired by adverse possession will not be insured unless such title is confirmed by an affirmative judgment in a quiet title suit.

==Cross-References==
* [[Missouri]]

Security Instruments in Missouri

2020-11-08T16:50:35Z

Davidjenkins: /* Cross-References */

==Overview==

: "Security instrument", as that term is used in this chapter, shall mean any mortgage, deed of trust or other real property security instrument securing the payment or satisfaction of any debt or other obligation. MO Rev Stat § 443.005.

==Recording Requirements==

* § 443.035 - Address, etc.
* Deeds of trust must contain a legal description of the land affected. Id. § 59.330(2) (TIRS, 2015)

==Trustees==

Missouri law prohibits a foreign corporation or individual from acting as trustee in any security instrument affecting property in the state that is made after August 28, 1994, unless the instrument names as co-trustee a domestic corporation or individual citizen of the state. Id. § 443.350. (TIRS, 2015). It appears as though nearly any entity or adult can serve as a trustee although any conflicts of interest should be taken into account. An underwriter or a title agent could qualify as a trustee if it is a MO corporation. By custom, an attorney who is a resident of Missouri is usually named trustee. The lender/beneficiary selects the trustee.

==Duration==
* '''10 years''' from '''date of maturity''' as found on Note. [https://law.justia.com/codes/missouri/2011/titlexxxv/chapter516/section516110/ MO Rev Stat § 516.110]. This can be extended to a maximum of 20 years by a recorded written agreement signed by the mortgagor. See Oehler v. Philpott, 263 S.W.2d 201, 202 (Mo. 1953) unraveling the confused mess that is [https://law.justia.com/codes/missouri/2011/titlexxxv/chapter516/section516150/ MO Rev Stat § 516.150].
* '''20 years''' from the '''date of execution''' the instrument for security instruments lacking a maturity date. [https://law.justia.com/codes/missouri/2011/titlexxxv/chapter516/section516155/ MO Rev Stat § 516.155]. This applies to both regular security instrument and security instruments that provide for future advances. Id. If there is no date of execution, then the date of acknowledgment shall be used. Id. If there is no date of execution or acknowledgment, then the date of recording shall be used. Id.

==ETC==

No Mortgage Tax.

A deed of trust is the standard form of security instrument. However, a mortgage is recognized as a valid security instrument. Missouri has a future advance statute. (Mo. Rev. Stat. §443.055) All contractual obligations, obligatory or optional, are secured. The priority of the advances dates from the time the instrument is recorded. An owner may terminate the future advance provision by sending a notice to the lender by certified mail or by delivering the notice in person. Within fifteen days after receipt of said notice, the lender has to record an instrument stating that it has received the termination notice and reciting the total principal amount of the debt as of the date the notice was received. In order to come within the provisions of the statute, the security instrument must recite within the body a provision expressly stating that the instrument is to be governed by the above referenced statutory section.

==Satisfaction==

# Releases, satisfactions, and reconveyances - A deed of release of a deed of trust must be delivered to the person who gave satisfaction within fifteen business days. (Section 443.130 Missouri Revised Statutes)
# Penalties - Failure to provide the release may result in a penalty of ten percent of the amount of security instrument and any other damages which the aggrieved party can prove. (Section 443.130 Missouri Revised Statutes).
# Terminating revolving credit loans - A request is usually made to have the lender state on his payoff statement that the line of credit is terminated with respect to the revolving credit loan.

* Liability imposed for failure to time satisfy a mortgage is found at [https://law.justia.com/codes/missouri/2011/titlexxix/chapter443/section443130/ MO Rev Stat § 443.130].

==Vendors' and Vendees' Liens==

These are equitable liens that may take priority over a regular security instrument depending on the facts of the case and the knowledge of the lender regarding any down money given to the seller or any unpaid amounts still owed to the seller from the buyer.

==Other==

Consumer legislation

There is no significant consumer legislation, which would give rise to title issues with respect to security instruments.

Assignment of security instruments

Security instruments are assigned by the assignor executing an appropriate written document assigning the security interest to the assignee. In order for the assignee to have the benefit of the recording acts, the assignment of the security interest needs to be recorded.

Subordination of security instruments

A written instrument of subordination, which recites the recording information of the document to which the security instrument is to be subordinated, must be recorded in the office of the County Recorder.

Foreclosure

Mortgages are foreclosed by filing a petition for foreclosure in the office of the Circuit Court.

Deeds of trust are foreclosed by utilizing the power of sale contained in the instrument which gives the trustee the right to sell the property at the courthouse provided statutory notice provisions have been met. Notice of the sale must be given by certified mail to persons who have recorded a request for notice of sale and to the last owner of record. The sale must be advertised in a daily newspaper at least 20 times continued to the date of sale starting at least 20 days prior to the scheduled date of foreclosure. All real estate sold under the power of sale is subject to a one year right of redemption provided that the person entitled to redeem gives written notice at the sale, or within ten days before the advertised date of the sale, of the intent to redeem. The person redeeming must give security to the Circuit Court's satisfaction for the payment of the obligation and interest on the debt including all damages as well.

Vendors' Liens

A vendor's lien is a common law lien and may be created by reciting same in the deed of conveyance. By statute, a vendor's lien is unenforceable unless the party claiming same shall, within two years after the indebtedness secured by the lien becomes due, file suit against the owner and other proper parties to enforce the lien.

==Cross-References==
* [[Missouri]]
** [[Foreclosures in Missouri]]
** [[Liens in Missouri]]
* [[Security Instruments]]

Liens in Missouri

2020-11-08T16:49:39Z

Davidjenkins: /* Federal Tax Liens and Judgments */

==Overview==

Liens affecting real property in Missouri are primarily filed at the county level. The Circuit Court contains the civil court records for each county while the Recorder of Deeds is the primary land records office for each county. Delinquent real property taxes and municipal assessments may also constitute liens against real property. These types of liens may not necessarily be filed at the county level and so a separate search or certification must be obtained to determine any delinquencies.

==Alimony/Support==

Alimony or Spousal Support may be awarded by a court when a Divorce Decree is entered [https://law.justia.com/codes/missouri/2011/titlexxx/chapter452/section452080/ MO Rev Stat § 452.080.]. The order acts as a '''general lien''' on any real property owned by the debtor in the county in which it is entered without any separate filing. It will attach to after-acquired property and '''does not expire''' until paid in full. This is also referred to as Spousal Maintenance.

==Bail Liens==

N/A.

==Broker Liens==

Missouri law provides that a real estate broker has a lien on commercial real estate or an interest in such commercial real estate in the amount of the compensation as agreed upon by the real estate broker and the real estate broker's client pursuant to a written agreement with the owner. (Section 429.605 of the Missouri Revised Statutes) The lien attaches when the broker records a notice of the lien in the office of the recorder of deeds in the county in which the real estate is located. If the broker has an agreement with the purchaser, the lien attaches at the time the purchaser accepts conveyance and if the broker records a notice of lien within ninety days after the purchase or transfer of interest to the buyer. It is important that, at the time of closing, the broker acknowledges that no agreement with the buyer exists or that the terms thereof have been fulfilled. It should also be noted that real estate appraisers and title insurance companies have lien rights with respect to work performed for appraisal services or for title examination services with respect to commercial real estate. (Section 429.629 Missouri Revised Statutes)

==Child Support Liens==

Child Support Liens in Missouri expire after '''three (3) years''' from the date of filing. A Support Order, by itself, does not create any lien. A release of the lien can be prepared by the support agency and also by the payment recipient. [https://law.justia.com/codes/missouri/2011/titlexxx/chapter454/section454515/ MO Rev Stat § 454.515].

==Civil Money Judgments==

Civil Money Judgments become a general lien on any real property either owned or '''subsequently acquired''' by the judgment debtor in the county in which they are filed upon entry in the county civil court records. They act as a lien for '''ten (10) years''' and can be '''revived indefinitely'''. [https://law.justia.com/codes/missouri/2011/titlexxxv/chapter511/section511360/ MO Rev Stat § 511.360]. Revival of a lien within the ten (10) year period will maintain priority from the date of initial filing. Revival after the ten (10) year period has lapsed will result only in a loss of priority, not the lien itself. Meyer v. Ragar, 935 S.W. 2d 197 (Mo.App. 1996).

==Community Association Liens==

===Condominium Association Liens===
Condominium liens are automatic ''in rem'' liens on property from the moment of assessment. They do not need to be recorded. The association has '''three (3) years''' from the date of assessment to file suit to collect any delinquencies. [https://law.justia.com/codes/missouri/2011/titlexxix/chapter448/section4483-116/ MO Rev Stat § 448.3-116].

===Homeowners' Association Liens===

Missouri does not have any provision for creating statutory Homeowners' Association Liens. Instead, the status and priority of the lien is governed by the Declaration. Most HOAs collect overdue assessments by filing a regular lawsuit to obtain a Civil Money Judgment.

==Community Facilities District Liens==

N/A.

==Construction/Mechanic’s Liens==

See [[Construction Liens in Missouri]]

==Criminal Money Judgments==

Criminal Money Judgments and orders of restitution do not attach to real property in Missouri unless they have been transcribed.

==Estate Tax Liens==

See [[Estates in Missouri]].

==Federal Tax Liens and Judgments==

* See [[Federal Tax Liens]]
* See [[Federal Judgments]]

==Financing Statements==

Financing Statements (UCCs) in Missouri are filed in the Recorder of Deeds Office in the fixture index as well as the regular public land records. Regular filings constitute a lien for '''five (5) years''' and may be revived for same period by filing a continuation statement. Financing Statements filed against '''mobile homes''' or other types of manufactured housing act as a lien for '''thirty (30) years'''.

==Hospital Liens==

Hospital liens do not create liens on real property. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter430/section430230/ MO Rev Stat § 430.230].

==Inheritance Tax Liens==

N/A. See [[Estates in Missouri]].

==Lis Pendens==

Notices of Lis Pendens are filed in the Recorder of Deeds office. They do not expire until the underlying lawsuit has been dismissed or resolved. Any judgment of the court will have a retroactive date as of the filing of the Lis Pendens.

==Municipal Assessments==

Missouri, like most states, has assessments that are filed at the municipal level that can eventually be turned into liens at the county level, at which point they directly affect title because they are now filed in the Public Records as defined in the policy. With Missouri, there is enabling legislation that allows the municipalities to set whether or not the assessments become liens as of the date they are assessed or, by default, as of the date they are filed at the county level. Certain liens can be converted into special tax liens against the property at which time a bill is sent to the owner. From that point forward they handled in the same manner as real estate taxes.

==Municipal Liens==

Municipal Liens are filed in the Circuit Court of the county in which the property is located. The liens are in rem against the specific property listed in the lien. Depending on the type of lien and any ordinance that enabled it, the lien may have priority back to the date of its original assessment rather than the date of filing.

==Real Property Tax Liens==

Real Property Tax Liens do not expire. See [[Real Property Taxes in Missouri]].

==Security Instruments==

See [[Security Instruments in Missouri#Duration|Security Instruments in Missouri]].

==State Tax Liens==

* Missouri tax liens expire after 10 years, but may be renewed one time prior to expiring for an additional 10 years (20 years total).
* Article [http://www.carnahanlaw.com/IRS/motaxcollection.html]
* Interest Rate Calculation [https://dor.mo.gov/intrates.php]

==Other==

* TEFRA liens (Mo. Code Regs. tit. 13 § 70-4.110)

==Cross-References==

* [[Missouri]]
* [[Liens]]

Liens in Missouri

2020-11-08T16:49:16Z

Davidjenkins: /* Financing Statements */

==Overview==

Liens affecting real property in Missouri are primarily filed at the county level. The Circuit Court contains the civil court records for each county while the Recorder of Deeds is the primary land records office for each county. Delinquent real property taxes and municipal assessments may also constitute liens against real property. These types of liens may not necessarily be filed at the county level and so a separate search or certification must be obtained to determine any delinquencies.

==Alimony/Support==

Alimony or Spousal Support may be awarded by a court when a Divorce Decree is entered [https://law.justia.com/codes/missouri/2011/titlexxx/chapter452/section452080/ MO Rev Stat § 452.080.]. The order acts as a '''general lien''' on any real property owned by the debtor in the county in which it is entered without any separate filing. It will attach to after-acquired property and '''does not expire''' until paid in full. This is also referred to as Spousal Maintenance.

==Bail Liens==

N/A.

==Broker Liens==

Missouri law provides that a real estate broker has a lien on commercial real estate or an interest in such commercial real estate in the amount of the compensation as agreed upon by the real estate broker and the real estate broker's client pursuant to a written agreement with the owner. (Section 429.605 of the Missouri Revised Statutes) The lien attaches when the broker records a notice of the lien in the office of the recorder of deeds in the county in which the real estate is located. If the broker has an agreement with the purchaser, the lien attaches at the time the purchaser accepts conveyance and if the broker records a notice of lien within ninety days after the purchase or transfer of interest to the buyer. It is important that, at the time of closing, the broker acknowledges that no agreement with the buyer exists or that the terms thereof have been fulfilled. It should also be noted that real estate appraisers and title insurance companies have lien rights with respect to work performed for appraisal services or for title examination services with respect to commercial real estate. (Section 429.629 Missouri Revised Statutes)

==Child Support Liens==

Child Support Liens in Missouri expire after '''three (3) years''' from the date of filing. A Support Order, by itself, does not create any lien. A release of the lien can be prepared by the support agency and also by the payment recipient. [https://law.justia.com/codes/missouri/2011/titlexxx/chapter454/section454515/ MO Rev Stat § 454.515].

==Civil Money Judgments==

Civil Money Judgments become a general lien on any real property either owned or '''subsequently acquired''' by the judgment debtor in the county in which they are filed upon entry in the county civil court records. They act as a lien for '''ten (10) years''' and can be '''revived indefinitely'''. [https://law.justia.com/codes/missouri/2011/titlexxxv/chapter511/section511360/ MO Rev Stat § 511.360]. Revival of a lien within the ten (10) year period will maintain priority from the date of initial filing. Revival after the ten (10) year period has lapsed will result only in a loss of priority, not the lien itself. Meyer v. Ragar, 935 S.W. 2d 197 (Mo.App. 1996).

==Community Association Liens==

===Condominium Association Liens===
Condominium liens are automatic ''in rem'' liens on property from the moment of assessment. They do not need to be recorded. The association has '''three (3) years''' from the date of assessment to file suit to collect any delinquencies. [https://law.justia.com/codes/missouri/2011/titlexxix/chapter448/section4483-116/ MO Rev Stat § 448.3-116].

===Homeowners' Association Liens===

Missouri does not have any provision for creating statutory Homeowners' Association Liens. Instead, the status and priority of the lien is governed by the Declaration. Most HOAs collect overdue assessments by filing a regular lawsuit to obtain a Civil Money Judgment.

==Community Facilities District Liens==

N/A.

==Construction/Mechanic’s Liens==

See [[Construction Liens in Missouri]]

==Criminal Money Judgments==

Criminal Money Judgments and orders of restitution do not attach to real property in Missouri unless they have been transcribed.

==Estate Tax Liens==

See [[Estates in Missouri]].

==Federal Tax Liens and Judgments==

* [[Federal Tax Liens]]
* [[Federal Judgments]]

==Financing Statements==

Financing Statements (UCCs) in Missouri are filed in the Recorder of Deeds Office in the fixture index as well as the regular public land records. Regular filings constitute a lien for '''five (5) years''' and may be revived for same period by filing a continuation statement. Financing Statements filed against '''mobile homes''' or other types of manufactured housing act as a lien for '''thirty (30) years'''.

==Hospital Liens==

Hospital liens do not create liens on real property. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter430/section430230/ MO Rev Stat § 430.230].

==Inheritance Tax Liens==

N/A. See [[Estates in Missouri]].

==Lis Pendens==

Notices of Lis Pendens are filed in the Recorder of Deeds office. They do not expire until the underlying lawsuit has been dismissed or resolved. Any judgment of the court will have a retroactive date as of the filing of the Lis Pendens.

==Municipal Assessments==

Missouri, like most states, has assessments that are filed at the municipal level that can eventually be turned into liens at the county level, at which point they directly affect title because they are now filed in the Public Records as defined in the policy. With Missouri, there is enabling legislation that allows the municipalities to set whether or not the assessments become liens as of the date they are assessed or, by default, as of the date they are filed at the county level. Certain liens can be converted into special tax liens against the property at which time a bill is sent to the owner. From that point forward they handled in the same manner as real estate taxes.

==Municipal Liens==

Municipal Liens are filed in the Circuit Court of the county in which the property is located. The liens are in rem against the specific property listed in the lien. Depending on the type of lien and any ordinance that enabled it, the lien may have priority back to the date of its original assessment rather than the date of filing.

==Real Property Tax Liens==

Real Property Tax Liens do not expire. See [[Real Property Taxes in Missouri]].

==Security Instruments==

See [[Security Instruments in Missouri#Duration|Security Instruments in Missouri]].

==State Tax Liens==

* Missouri tax liens expire after 10 years, but may be renewed one time prior to expiring for an additional 10 years (20 years total).
* Article [http://www.carnahanlaw.com/IRS/motaxcollection.html]
* Interest Rate Calculation [https://dor.mo.gov/intrates.php]

==Other==

* TEFRA liens (Mo. Code Regs. tit. 13 § 70-4.110)

==Cross-References==

* [[Missouri]]
* [[Liens]]

Construction Liens in Missouri

2020-11-08T15:29:20Z

Davidjenkins: /* Curative */

==Overview==

Construction Liens in Missouri are referred to as Mechanics' and Materialmen's Liens in the statutes authorizing them. They follow the standard model of most constructions liens. When a lien is filed, it has priority back to the commencement of construction and does not require any special notice or registration to have this priority. In addition, the lien will have priority over any security instrument recorded '''prior''' to the commencement of construction if the funds in the security instrument were intended to pay for the construction.

===Sources===

[https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429010/ MO Rev Stat § 429.010.]

===Compliance===

===Forms===

* Notice of Commencement - N/A.
* Notice of Completion - N/A.
* Consent of Owner
* Notice of Intended Sale
* Notice of Rights
* Mechanic's Lien Claim
* Just and True Account
* Lien Waiver
** Conditional
** Unconditional

===Search===

* Notices of Intended Sale are recorded in the Recorder of Deeds office. MO Rev Stat § 429.016.11(1).
* Notices of Rights are recorded in the Recorder of Deeds office. MO Rev Stat § 429.016.9.
* Mechanic's Lien Claims are filed with the Clerk of the Circuit Court. MO Rev Stat § 429.080.

===Examination===

* A Mechanic's Lien Claim can be cleared if no lawsuit to enforce the lien has been filed within six (6) months of the filing date of the lien. MO Rev Stat § 429.170.

===Curative===

* A lawsuit to enforce a Mechanic's Lien must be filed within six (6) months from the filing of the Mechanic's Lien Claim.

===Underwriting===

Ideally get an unconditional waiver from the general contractor before starting any new construction project. This is nearly impossible to get.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Authorized Claimants==

Any person who shall do or perform any work or labor upon land… or furnish any material… for any building, erection or improvements upon land, or for repairing, grading, excavating, or filling of the same… by virtue of any contract with the owner or proprietor thereof, or his or her agent… upon complying with the provisions of sections 429.010 to 429.340, shall have for his or her work or labor done… a lien upon such building, erection or improvements, and upon the land belonging to such owner or proprietor on which the same are situated. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429010/ MO Rev Stat § 429.010.1].

Any person or entity who performs work or delivers materials for construction purposes has the statutory right to file a mechanic's lien. (Chapter 429 Missouri Revised Statutes) Architects and engineers are specifically protected under the statute. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429015/ MO Rev Stat § 429.015]. With respect to owner-occupied, residential property which is being repaired or remodeled, only the original contractor has lien rights unless the contractor obtains written consent from the owner that subcontractors can file liens if not paid.

==Lien Priority==

The lien for the things aforesaid, or work, shall attach to the buildings, erections or improvements for which they were furnished or the work was done, in preference to any prior lien or encumbrance or mortgage upon the land upon which said buildings, erections, improvements or machinery have been erected or put… (RSMo 429.050) The lien for work and materials as aforesaid shall be preferred to all other encumbrances which may be attached to or upon such buildings, bridges or other improvements, or the ground, or either of them, subsequent to the commencement of such buildings or improvements. (RSMo 429.060)

Any person enforcing such lien may have such building, erection or improvement sold under execution and the purchaser may remove the same within a reasonable time after such a sale.1 In other words, if the date of attachment of a mechanic's lien is subsequent to the effective date of another encumbrance, the mechanic's lien will be superior as to the building or improvements constructed, but inferior as to the land. Section 429.060

A construction lender cannot achieve priority over a mechanic's lien, applying the "doctrine of waiver” developed by the Missouri courts. The lien dates from the visible commencement of work and has priority over any prior lien, which is recorded after the date of the visible commencement of work. Any pre-existing mortgage, which is recorded prior to the commencement of work, the proceeds of which are not to be used for construction, has priority over a subsequent mechanic's lien.

==Registries==

There are no special registries with regard to Construction Liens in Missouri.

==Filing Deadlines==

In post construction/improvement sale transactions, a Notice of Rights must be recorded by the lien claimant in the office of the Recorder of Deeds, not less than five (5) days prior to the date of closing stated in the Notice of Intended Sale recorded by property owner. Subsequent to that filing, the lien claimant has six (6) months to file his claim with the clerk of the circuit court in the proper jurisdiction. (RSMo 429.080) NOTE: Filing requirements and lien periods are different for residential versus non-residential property and for improvements versus demolition or material supply - review the Revised Statutes of Missouri Section 429 closely.

The lien must be filed within six months from the date the person last performed work or delivered materials. An action to enforce a mechanic's lien must be brought within six months of the filing of the lien.

===Notice of Rights===

This process appears to have been developed in order to prevent new buyers from getting hit with mechanic’s liens. Basically the seller has to record the notice and also give separate notice to the contractor at least 45 days prior to closing. If any contractors do not record a Notice of Rights at least five days prior to the closing date, then they lose the ability to file a mechanic’s lien against the property. They still retain a regular contract remedy against the prior owner, however.

Because the notice must be filed at least 45 days prior to closing, a closing cannot be moved up if it would then fall within that 45 day period. A seller can close after the date in the notice without having to file a new notice, but they cannot move the date up, otherwise the protection against mechanic’s liens would be lost.

==Enforcement Deadlines==

All actions under sections 429.010 to 429.340 shall be commenced within six months after filing the lien, and prosecuted without unnecessary delay to final judgment; and no lien shall continue to exist by virtue of the provisions of said sections, for more than six months after the lien shall be filed, unless within that time an action shall be instituted thereon, as herein prescribed. [https://law.justia.com/codes/missouri/2016/title-xxvii/chapter-429/section-429.170/ MO Rev Stat § 429.170 (2016)].

==Other==

===Releases===

Missouri has no statutory procedure for releasing a mechanic's lien in exchange for a surety bond. If a lien is settled before a suit is filed, a mechanic's lien release is recorded in the county recorder's office.

===Tenant Improvements===
On April 12, 2016, the Missouri Court of Appeals for the Eastern District handed down an opinion [https://www.courts.mo.gov/file.jsp?id=99599 Crafton Contracting Company, et al. v. Swenson Construction, Inc.]

Under this opinion, unpaid mechanics lien subcontractor claimants who performed tenant finish improvements in a shoe store in a regional shopping mall were able to establish and enforce mechanics liens against the entire mall property. The tenant is as an agent of the owner/landlord for purposes of the Mechanics Lien Statute, §429.010, R.S.Mo.

==Cross-References==
* [[Construction Liens]]
* [[Missouri]]
** [[Liens in Missouri]]
** [[New Construction in Missouri]]

Recording in Missouri

2020-11-08T15:24:53Z

Davidjenkins: /* ETC */

==Overview==

==Document Requirements

* Id. § 59.310

==Fees==

* Mo. Ann. Stat. § 59.310(6)
* § 59.313.6

==ETC==

Requirements for recording deeds, real estate security instruments, and releases can be found in Section 59.330 Missouri Revised Statutes. Such instruments must be acknowledged according to law and contain a legal description. The mailing address of the grantee must be contained within the instrument. The name of any signatory must be typed, printed, or stamped below the signature line.

For property located in the City of St. Louis, the grantor and the grantee must sign deeds of conveyance, deeds of trust and leases.

A recorded quitclaim deed will prevail over a prior unrecorded warranty deed if the person receiving the quitclaim deed is a bona fide purchaser. (120 Mo. 498)

Missouri is a notice recording statute jurisdiction.

==Regulatory Requirements==

Unless otherwise instructed by the parties, a settlement agent must record all deeds and security instruments within five (5) business days after all of the conditions precedent to the completion of a transaction have been fulfilled. 381.026.

==Certificates of Value==

==Deeds==

There is a per page charge for recording deeds which is set by statute. There are no transfer taxes.

==Security instruments==

There is a per page charge for recording deeds of trust which is set by statute. There is no mortgage tax.

Leases

There is a per page charge for recording a lease or memorandum thereof which is set by statute. There are no other charges.

Transfers of shares in an ownership entity

There are no taxes or charges for transferring the shares of partnership interests in an entity owning real estate except for the standard per page recording fee.

Other recording charges

There are no other recording charges in addition to those previously detailed.

==Cross-References==
* [[Missouri]]

Real Property Taxes in Missouri

2020-11-08T15:23:26Z

Davidjenkins:

==Overview==

Tax bills come out near the end of the year for that year and so are paid in arrears.

Real estate taxes are a lien on the first day of the year in which they are to be paid. For example, real estate taxes for the year 1999 become a lien on January 1, 1999. Real estate taxes become due and payable when the tax bills are sent out, usually in September. They become delinquent on the first day of the year after which they are due. For example, real estate taxes for 1999 become delinquent on January 1, 2000.

The lien of general tax judgments is a continuing lien and is not barred by lapse of time or limitation. (Section 141.110 Missouri Revised Statutes) No execution can be had for two years, during which time the owner of the property or any person having an interest therein may redeem.

Special tax bills such as those for trash pick-up and weed cutting are a lien on real property. Charges for sewer and sidewalk improvements and street assessments are a lien as well.

The State of Missouri has a lien on real estate for sales tax, income tax, unemployment tax and workmen's compensation. These liens become effective at the time they are recorded in the recorder's office.

State and County: Tax Year is the calendar year. Taxes are due November 1 of the current tax year, delinquent December 31 of the current tax year.

==Tax Deferral Program==

Missouri does not appear to have the type of tax deferral program that results in back taxes being owed after a property is sold.

==Cross-References==
* [[Missouri]]
* [[Real Property Taxes]]

Missouri

2020-11-08T15:18:48Z

Davidjenkins: /* Alphabetical Index */

[[MO Operations Summary]]

[[MO Underwriting Summary]]

[[MO Underwriting References]]

==Alphabetical Index==

{| class="wikitable"
|-
| style="background-color:#87CEEB; text-align:center;" |A-E
| style="background-color:#87CEEB; text-align:center;" |F-Q
| style="background-color:#87CEEB; text-align:center;" |R-Z
|-
| style="vertical-align: top;" |
* [[Abandonment in Missouri|Abandonment]]
* [[Abstracters in Missouri|Abstracters]]
* [[Abstractors in Missouri|Abstractors]]
* [[Access in Missouri|Access]]
* [[Acknowledgments in Missouri|Acknowledgments]]
* [[Actions in Partition in Missouri|Actions in Partition]]
* [[Actions to Quiet Title in Missouri|Actions to Quiet Title]]
* [[Ad Valorem Taxes in Missouri|Ad Valorem Taxes]]
* [[Adverse Possession in Missouri|Adverse Possession]]
* [[Affidavits in Missouri|Affidavits]]
* [[Affidavits of Heirship in Missouri|Affidavits of Heirship]]
* [[Affidavits of Title in Missouri|Affidavits of Title]]
* [[After-Acquired Title in Missouri|After-Acquired Title]]
* [[Agency in Missouri|Agency]]
* [[Agreements for Deed in Missouri|Agreements for Deed]]
* [[Agreements of Sale in Missouri|Agreements of Sale]]
* [[Agricultural Lands in Missouri|Agricultural Lands]]
* [[Air Rights and Air Space in Missouri|Air Rights and Air Space]]
* [[Aliens in Missouri|Aliens]]
* [[Alimony in Missouri|Alimony]]
* [[Appeals in Missouri|Appeals]]
* [[Apostilles in Missouri|Apostilles]]
* [[Approved Attorneys in Missouri|Approved Attorneys]]
* [[Appurtenant Easements in Missouri|Appurtenant Easements]]
* [[Arbitration in Missouri|Arbitration]]
* [[Assignments in Missouri|Assignments]]
* [[Attachment in Missouri|Attachment]]
* [[Attorney Certifications in Missouri|Attorney Certifications]]
* [[Attorney Title Certifications in Missouri|Attorney Title Certifications]]
* [[Attorney Title Opinions in Missouri|Attorney Title Opinions]]
* [[Bankruptcy in Missouri|Bankruptcy]]
* [[Beneficiary Deeds in Missouri|Beneficiary Deeds]]
* [[Boat Slips in Missouri|Boat Slips]]
* [[Boundaries in Missouri|Boundaries]]
* [[Bricks and Mortar Requirements in Missouri|Bricks and Mortar Requirements]]
* [[Cabin Clubs in Missouri|Cabin Clubs]]
* [[Canals in Missouri|Canals]]
* [[Cemeteries in Missouri|Cemeteries]]
* [[Certifications of Trust in Missouri|Certifications of Trust]]
* [[Chains of Title in Missouri|Chains of Title]]
* [[Chattels in Missouri|Chattels]]
* [[Child Support Liens in Missouri|Child Support Liens]]
* [[Church Titles in Missouri|Church Titles]]
* [[Civil Money Judgments in Missouri|Civil Money Judgments]]
* [[Claims in Missouri|Claims]]
* [[Closing and Escrow in Missouri|Closing and Escrow]]
* [[Closing Protection Letters in Missouri|Closing Protection Letters]]
* [[Commitments in Missouri|Commitments]]
* [[Common Law Marriage in Missouri|Common Law Marriage]]
* [[Community Associations in Missouri|Community Associations]]
* [[Community Property in Missouri|Community Property]]
* [[Compliance in Missouri|Compliance]]
* [[Condemnations in Missouri|Condemnations]]
* [[Condominium Association Liens in Missouri|Condominium Association Liens]]
* [[Condominiums in Missouri|Condominiums]]
* [[Conservatorships in Missouri|Conservatorships]]
* [[Construction Liens in Missouri|Construction Liens]]
* [[Contracts for Sale in Missouri|Contracts for Sale]]
* [[Contracts for Deed in Missouri|Contracts for Deed]]
* [[Cooperatives in Missouri|Cooperatives]]
* [[Corporate Dissolution in Missouri|Corporate Dissolution]]
* [[Corporations in Missouri|Corporations]]
* [[Corrective Affidavits in Missouri|Corrective Affidavits]]
* [[Corrective Instruments in Missouri|Corrective Instruments]]
* [[Counties in Missouri|Counties]]
* [[Courts in Missouri|Courts]]
* [[Covenants in Missouri|Covenants]]
* [[Creditor's Rights in Missouri|Creditor's Rights]]
* [[Criminal Money Judgments in Missouri|Criminal Money Judgments]]
* [[Death Taxes in Missouri|Death Taxes]]
* [[Dedications in Missouri|Dedications]]
* [[Deeds in Missouri|Deeds]]
* [[Deeds of Trust in Missouri|Deeds of Trust]]
* [[Derivation Clauses in Missouri|Derivation Clauses]]
* [[Descriptions in Missouri|Descriptions]]
* [[Disabilities in Missouri|Disabilities]]
* [[Disabled Persons in Missouri|Disabled Persons]]
* [[Disbursements in Missouri|Disbursements]]
* [[Disclosures in Missouri|Disclosures]]
* [[Disclosure Requirements in Missouri|Disclosure Requirements]]
* [[Dissolution of Corporations in Missouri|Dissolution of Corporations]]
* [[Divorces in Missouri|Divorces]]
* [[Dockominiums in Missouri|Dockominiums]]
* [[Document Execution in Missouri|Document Execution]]
* [[Document Preparation in Missouri|Document Preparation]]
* [[Document Recording in Missouri|Document Recording]]
* [[Doing Business Requirements in Missouri|Doing Business Requirements]]
* [[Easements in Missouri|Easements]]
* [[Easements Appurtenant in Missouri|Easements Appurtenant]]
* [[Easements by Implication in Missouri|Easements by Implication]]
* [[Easements by Necessity in Missouri|Easements by Necessity]]
* [[Easements by Prescription in Missouri|Easements by Prescription]]
* [[Eminent Domain in Missouri|Eminent Domain]]
* [[Endorsements in Missouri|Endorsements]]
* [[Entities in Missouri|Entities]]
* [[Environmental Law in Missouri|Environmental Law]]
* [[Environmental Liens in Missouri|Environmental Liens]]
* [[Equitable Subordination in Missouri|Equitable Subordination]]
* [[Equitable Subrogation in Missouri|Equitable Subrogation ]]
* [[Escheat in Missouri|Escheat]]
* [[Estate Taxes in Missouri|Estate Taxes]]
* [[Estates in Missouri|Estates]]
* [[Exceptions in Missouri|Exceptions]]
* [[Execution in Missouri|Execution]]
* [[Extended Coverage in Missouri|Extended Coverage]]
| style="vertical-align: top;" |
* [[Fiduciaries in Missouri|Fiduciaries]]
* [[File Retention Requirements in Missouri|File Retention Requirements]]
* [[Financing Statements in Missouri|Financing Statements]]
* [[Flood Searches in Missouri|Flood Searches]]
* [[Foreclosures in Missouri|Foreclosures]]
* [[Forfeitures in Missouri|Forfeitures]]
* [[Forms in Missouri|Forms]]
* [[General Partnerships in Missouri|General Partnerships]]
* [[Generic Exceptions in Missouri|Generic Exceptions]]
* [[Good Funds in Missouri|Good Funds]]
* [[Government of Missouri|Government]]
* [[Ground Rents in Missouri|Ground Rents]]
* [[Guardianships in Missouri|Guardianships]]
* [[HELOCS in Missouri|HELOCS]]
* [[Heirs Property in Missouri|Heirs Property]]
* [[Highways in Missouri|Highways]]
* [[Homestead in Missouri|Homestead]]
* [[Homeowners' Association Liens in Missouri|Homeowners' Association Liens]]
* [[Hospital Liens in Missouri|Hospital Liens]]
* [[Implied Easements in Missouri|Implied Easements]]
* [[Incapacity in Missouri|Incapacity]]
* [[Incompetents in Missouri|Incompetents]]
* [[Indemnifications in Missouri|Indemnifications]]
* [[Indian Titles in Missouri|Indian Titles]]
* [[Inheritance Taxes in Missouri|Inheritance Taxes]]
* [[Installment Contracts in Missouri|Installment Contracts]]
* [[Insured Closing Letters in Missouri|Insured Closing Letters]]
* [[Intestacy in Missouri|Intestacy]]
* [[Islamic Financing in Missouri|Islamic Financing]]
* [[Joinder of Non-Titled Spouses in Missouri|Joinder of Non-Titled Spouses]]
* [[Judicial Foreclosures in Missouri|Judicial Foreclosures]]
* [[Judicial Proceedings in Missouri|Judicial Proceedings]]
* [[Ladybird Deeds in Missouri|Ladybird Deeds]]
* [[Land Trusts in Missouri|Land Trusts]]
* [[Leasehold Interests in Missouri|Leasehold Interests]]
* [[Leases in Missouri|Leases]]
* [[Legal Descriptions in Missouri|Legal Descriptions]]
* [[Legislation in Missouri|Legislation]]
* [[Letters of Indemnification in Missouri|Letters of Indemnification]]
* [[Liens in Missouri|Liens]]
* [[Life Estates in Missouri|Life Estates]]
* [[Limited Partnerships in Missouri|Limited Partnerships]]
* [[Lis Pendens in Missouri|Lis Pendens]]
* [[Mandatory Disclosures in Missouri|Mandatory Disclosures]]
* [[Manufactured Homes in Missouri|Manufactured Homes]]
* [[Marital Interests in Missouri|Marital Interests]]
* [[Marital Rights in Missouri|Marital Rights]]
* [[Marketability of Title in Missouri|Marketability of Title]]
* [[Marketable Title Act in Missouri|Marketable Title Act]]
* [[Marketable Record Title Acts in Missouri|Marketable Record Title Acts]]
* [[Mechanic's Liens in Missouri|Mechanic's Liens]]
* [[Mineral Estates in Missouri|Mineral Estates]]
* [[Mineral Rights in Missouri|Mineral Rights]]
* [[Minerals in Missouri|Minerals]]
* [[Minimum Title Search Requirements in Missouri|Minimum Title Search Requirements]]
* [[Minors in Missouri|Minors]]
* [[Mobile Homes in Missouri|Mobile Homes]]
* [[Modular Homes in Missouri|Modular Homes]]
* [[Mortgages in Missouri|Mortgages]]
* [[Municipal Assessments in Missouri|Municipal Assessments]]
* [[Municipal Liens in Missouri|Municipal Liens]]
* [[Mutual Indemnification Agreements in Missouri|Mutual Indemnification Agreements]]
* [[New Construction in Missouri|New Construction]]
* [[Non-Judicial Foreclosures in Missouri|Non-Judicial Foreclosures]]
* [[Non-Resident Withholding in Missouri|Non-Resident Withholding]]
* [[Notaries in Missouri|Notaries]]
* [[Notices of Settlement in Missouri|Notices of Settlement]]
* [[Options in Missouri|Options]]
* [[Parties in Possession in Missouri|Parties in Possession]]
* [[Partition Actions in Missouri|Partition Actions]]
* [[Partnerships in Missouri|Partnerships]]
* [[Party Walls in Missouri|Party Walls]]
* [[Prescriptive Easements in Missouri|Prescriptive Easements]]
* [[Persons Under Disability in Missouri|Persons Under Disability]]
* [[Plain Language in Missouri|Plain Language]]
* [[Planned Unit Developments in Missouri|Planned Unit Developments]]
* [[Plats in Missouri|Plats]]
* [[Powers of Attorney in Missouri|Powers of Attorney]]
* [[Pre-Foreclosure Commitments in Missouri|Pre-Foreclosure Commitments]]
* [[Pre-Foreclosure Policies in Missouri|Pre-Foreclosure Policies]]
* [[Pricing in Missouri|Pricing]]
* [[Private Condemnation in Missouri|Private Condemnation]]
* [[Private Road Actions in Missouri|Private Road Actions]]
* [[Pro Forma Title Insurance Policies in Missouri|Pro Forma Title Insurance Policies]]
* [[Public Lands in Missouri|Public Lands]]
* [[Publicly Owned Lands in Missouri|Publicly Owned Lands]]
* [[Public Records in Missouri|Public Records]]
* [[Purchase Agreements in Missouri|Purchase Agreements]]
* [[Purchase Money Deeds of Trust in Missouri|Purchase Money Deeds of Trust]]
* [[Purchase Money Mortgages in Missouri|Purchase Money Mortgages]]
* [[Purchase Money Security Instruments in Missouri|Purchase Money Security Instruments]]
* [[Quiet Title Actions in Missouri|Quiet Title Actions]]
| style="vertical-align: top;" |
* [[Railroad Titles in Missouri|Railroad Titles]]
* [[Rate and Form Filings in Missouri|Rate and Form Filings]]
* [[Religious Congregations in Missouri|Religious Congregations]]
* [[Real Estate Broker Liens in Missouri|Real Estate Broker Liens]]
* [[Real Property Taxes in Missouri|Real Property Taxes]]
* [[Receiverships in Missouri|Receiverships]]
* [[Record Retention Requirements in Missouri|Record Retention Requirements]]
* [[Recording in Missouri|Recording]]
* [[Recording Forms in Missouri|Recording Forms]]
* [[Recording Jurisdictions in Missouri|Recording Jurisdictions]]
* [[Recording Offices in Missouri|Recording Offices]]
* [[Recording Requirements in Missouri|Recording Requirements]]
* [[Recording Transfer Taxes in Missouri|Recording Transfer Taxes]]
* [[Redemption Rights in Missouri|Redemption Rights]]
* [[Registered Land in Missouri|Registered Land]]
* [[Regulatory Filings in Missouri|Regulatory Filings]]
* [[Remittances in Missouri|Remittances]]
* [[Restrictions in Missouri|Restrictions]]
* [[Restrictive Covenants in Missouri|Restrictive Covenants]]
* [[Rights of First Refusal in Missouri|Rights of First Refusal]]
* [[Riparian Rights in Missouri|Riparian Rights]]
* [[Roads in Missouri|Roads]]
* [[Rule Against Perpetuities in Missouri|Rule Against Perpetuities]]
* [[Schools in Missouri|Schools]]
* [[Scrivener's Affidavits in Missouri|Scrivener's Affidavits]]
* [[Security Instruments in Missouri|Security Instruments]]
* [[Settlement Statements in Missouri|Settlement Statements]]
* [[Signatures in Missouri|Signatures]]
* [[Slayer's Act in Missouri|Slayer's Act]]
* [[Sources of Authority in Missouri|Sources of Authority]]
* [[Spousal Joinder in Missouri|Spousal Joinder]]
* [[Standard Exceptions in Missouri|Standard Exceptions ]]
* [[Standard Requirements in Missouri|Standard Requirements]]
* [[Standard Title Search Period in Missouri|Standard Title Search Period]]
* [[State Tax Liens in Missouri|State Tax Liens]]
* [[Streets in Missouri|Streets]]
* [[Subdivisions in Missouri|Subdivisions]]
* [[Superfund Liens in Missouri|Superfund Liens]]
* [[Survey Requirements in Missouri|Survey Requirements]]
* [[Surveys in Missouri|Surveys]]
* [[Survivorship Estates in Missouri|Survivorship Estates]]
* [[Tax Certifications in Missouri|Tax Certifications]]
* [[Tax Deeds in Missouri|Tax Deeds]]
* [[Tax Liens in Missouri|Tax Liens]]
* [[Tax Sales in Missouri|Tax Sales]]
* [[Tenancies in Missouri|Tenancies]]
* [[Tidelands in Missouri|Tidelands]]
* [[Timeshares in Missouri|Timeshares]]
* [[Timberlands in Missouri|Timberlands]]
* [[Title Agent Audits in Missouri|Title Agent Audits]]
* [[Title Agent Audit Requirements in Missouri|Title Agent Audit Requirements]]
* [[Title Agent Banking Requirements in Missouri|Title Agent Banking Requirements]]
* [[Title Agent Insurance Requirements in Missouri|Title Agent Insurance Requirements]]
* [[Title Agent Licensing in Missouri|Title Agent Licensing]]
* [[Title Agent Marketing in Missouri|Title Agent Marketing]]
* [[Title Agent Remittance Requirements in Missouri|Title Agent Remittance Requirements]]
* [[Title Agent Reporting Requirements in Missouri|Title Agent Reporting Requirements]]
* [[Title Agent Residency Requirements in Missouri|Title Agent Residency Requirements]]
* [[Title Curative in Missouri|Title Curative]]
* [[Title Examinations in Missouri|Title Examinations]]
* [[Title Examinations Standards in Missouri|Title Examinations Standards]]
* [[Title Insurance Commitments in Missouri|Title Insurance Commitments]]
* [[Title Insurance Endorsements in Missouri|Title Insurance Endorsements]]
* [[Title Insurance Policies in Missouri|Title Insurance Policies]]
* [[Title Insurance Rates in Missouri|Title Insurance Rates]]
* [[Title Insurance Waivers in Missouri|Title Insurance Waivers]]
* [[Title Plants in Missouri|Title Plants]]
* [[Title Production in Missouri|Title Production]]
* [[Title Searching in Missouri|Title Searching]]
* [[Title Underwriting in Missouri|Title Underwriting]]
* [[Torrens Property in Missouri|Torrens Property]]
* [[Transfer on Death Deeds in Missouri|Transfer on Death Deeds]]
* [[Transfer Taxes in Missouri|Transfer Taxes]]
* [[Trusts in Missouri|Trusts]]
* [[Trustee Sale Guarantees in Missouri|Trustee Sale Guarantees]]
* [[Trustees in Missouri|Trustees]]
* [[Unauthorized Practice of Law in Missouri|Unauthorized Practice of Law]]
* [[Uniform Commercial Code in Missouri|Uniform Commercial Code]]
* [[Unincorporated Associations in Missouri|Unincorporated Associations]]
* [[Usury in Missouri|Usury]]
* [[Vacation Proceedings in Missouri|Vacation Proceedings]]
* [[Vendees' Liens in Missouri|Vendees' Liens]]
* [[Vendors' Liens in Missouri|Vendors' Liens]]
* [[Water and Water Rights in Missouri|Water and Water Rights]]
* [[Wills in Missouri|Wills]]
* [[Withholding in Missouri|Withholding]]
* [[Witnesses in Missouri|Witnesses]]
* [[Zoning in Missouri|Zoning]]
* [[Zoning Ordinances in Missouri|Zoning Ordinances]]
|}

Title Examinations Standards in Missouri

2020-11-08T15:17:51Z

Davidjenkins: Created page with "* The Missouri Bar Association last published Title Examination Standards in 1953. * The current set of Title Examination Standards can be found in [https://law.justia.com/cod..."

* The Missouri Bar Association last published Title Examination Standards in 1953.
* The current set of Title Examination Standards can be found in [https://law.justia.com/codes/missouri/2005/t29/c442.html Chapter 442] of the Missouri statutes.

Missouri

2020-11-08T15:17:09Z

Davidjenkins: /* Alphabetical Index */

[[MO Operations Summary]]

[[MO Underwriting Summary]]

[[MO Underwriting References]]

==Alphabetical Index==

{| class="wikitable"
|-
| style="background-color:#87CEEB; text-align:center;" |A-E
| style="background-color:#87CEEB; text-align:center;" |F-Q
| style="background-color:#87CEEB; text-align:center;" |R-Z
|-
| style="vertical-align: top;" |
* [[Abandonment in Missouri|Abandonment]]
* [[Abstracters in Missouri|Abstracters]]
* [[Abstractors in Missouri|Abstractors]]
* [[Access in Missouri|Access]]
* [[Acknowledgments in Missouri|Acknowledgments]]
* [[Actions in Partition in Missouri|Actions in Partition]]
* [[Actions to Quiet Title in Missouri|Actions to Quiet Title]]
* [[Ad Valorem Taxes in Missouri|Ad Valorem Taxes]]
* [[Adverse Possession in Missouri|Adverse Possession]]
* [[Affidavits in Missouri|Affidavits]]
* [[Affidavits of Heirship in Missouri|Affidavits of Heirship]]
* [[Affidavits of Title in Missouri|Affidavits of Title]]
* [[After-Acquired Title in Missouri|After-Acquired Title]]
* [[Agency in Missouri|Agency]]
* [[Agreements for Deed in Missouri|Agreements for Deed]]
* [[Agreements of Sale in Missouri|Agreements of Sale]]
* [[Agricultural Lands in Missouri|Agricultural Lands]]
* [[Air Rights and Air Space in Missouri|Air Rights and Air Space]]
* [[Aliens in Missouri|Aliens]]
* [[Alimony in Missouri|Alimony]]
* [[Appeals in Missouri|Appeals]]
* [[Apostilles in Missouri|Apostilles]]
* [[Approved Attorneys in Missouri|Approved Attorneys]]
* [[Appurtenant Easements in Missouri|Appurtenant Easements]]
* [[Arbitration in Missouri|Arbitration]]
* [[Assignments in Missouri|Assignments]]
* [[Attachment in Missouri|Attachment]]
* [[Attorney Certifications in Missouri|Attorney Certifications]]
* [[Attorney Title Certifications in Missouri|Attorney Title Certifications]]
* [[Attorney Title Opinions in Missouri|Attorney Title Opinions]]
* [[Bankruptcy in Missouri|Bankruptcy]]
* [[Beneficiary Deeds in Missouri|Beneficiary Deeds]]
* [[Boat Slips in Missouri|Boat Slips]]
* [[Boundaries in Missouri|Boundaries]]
* [[Bricks and Mortar Requirements in Missouri|Bricks and Mortar Requirements]]
* [[Cabin Clubs in Missouri|Cabin Clubs]]
* [[Canals in Missouri|Canals]]
* [[Cemeteries in Missouri|Cemeteries]]
* [[Certifications of Trust in Missouri|Certifications of Trust]]
* [[Chains of Title in Missouri|Chains of Title]]
* [[Chattels in Missouri|Chattels]]
* [[Child Support Liens in Missouri|Child Support Liens]]
* [[Church Titles in Missouri|Church Titles]]
* [[Civil Money Judgments in Missouri|Civil Money Judgments]]
* [[Claims in Missouri|Claims]]
* [[Closing and Escrow in Missouri|Closing and Escrow]]
* [[Closing Protection Letters in Missouri|Closing Protection Letters]]
* [[Commitments in Missouri|Commitments]]
* [[Common Law Marriage in Missouri|Common Law Marriage]]
* [[Community Associations in Missouri|Community Associations]]
* [[Community Property in Missouri|Community Property]]
* [[Compliance in Missouri|Compliance]]
* [[Condemnations in Missouri|Condemnations]]
* [[Condominium Association Liens in Missouri|Condominium Association Liens]]
* [[Condominiums in Missouri|Condominiums]]
* [[Conservatorships in Missouri|Conservatorships]]
* [[Construction Liens in Missouri|Construction Liens]]
* [[Contracts for Sale in Missouri|Contracts for Sale]]
* [[Contracts for Deed in Missouri|Contracts for Deed]]
* [[Cooperatives in Missouri|Cooperatives]]
* [[Corporate Dissolution in Missouri|Corporate Dissolution]]
* [[Corporations in Missouri|Corporations]]
* [[Corrective Affidavits in Missouri|Corrective Affidavits]]
* [[Corrective Instruments in Missouri|Corrective Instruments]]
* [[Counties in Missouri|Counties]]
* [[Courts in Missouri|Courts]]
* [[Covenants in Missouri|Covenants]]
* [[Creditor's Rights in Missouri|Creditor's Rights]]
* [[Criminal Money Judgments in Missouri|Criminal Money Judgments]]
* [[Death Taxes in Missouri|Death Taxes]]
* [[Dedications in Missouri|Dedications]]
* [[Deeds in Missouri|Deeds]]
* [[Deeds of Trust in Missouri|Deeds of Trust]]
* [[Derivation Clauses in Missouri|Derivation Clauses]]
* [[Descriptions in Missouri|Descriptions]]
* [[Disabilities in Missouri|Disabilities]]
* [[Disabled Persons in Missouri|Disabled Persons]]
* [[Disbursements in Missouri|Disbursements]]
* [[Disclosures in Missouri|Disclosures]]
* [[Disclosure Requirements in Missouri|Disclosure Requirements]]
* [[Dissolution of Corporations in Missouri|Dissolution of Corporations]]
* [[Divorces in Missouri|Divorces]]
* [[Dockominiums in Missouri|Dockominiums]]
* [[Document Execution in Missouri|Document Execution]]
* [[Document Preparation in Missouri|Document Preparation]]
* [[Document Recording in Missouri|Document Recording]]
* [[Doing Business Requirements in Missouri|Doing Business Requirements]]
* [[Easements in Missouri|Easements]]
* [[Easements Appurtenant in Missouri|Easements Appurtenant]]
* [[Easements by Implication in Missouri|Easements by Implication]]
* [[Easements by Necessity in Missouri|Easements by Necessity]]
* [[Easements by Prescription in Missouri|Easements by Prescription]]
* [[Eminent Domain in Missouri|Eminent Domain]]
* [[Endorsements in Missouri|Endorsements]]
* [[Entities in Missouri|Entities]]
* [[Environmental Law in Missouri|Environmental Law]]
* [[Environmental Liens in Missouri|Environmental Liens]]
* [[Equitable Subordination in Missouri|Equitable Subordination]]
* [[Equitable Subrogation in Missouri|Equitable Subrogation ]]
* [[Escheat in Missouri|Escheat]]
* [[Estate Taxes in Missouri|Estate Taxes]]
* [[Estates in Missouri|Estates]]
* [[Exceptions in Missouri|Exceptions]]
* [[Execution in Missouri|Execution]]
* [[Extended Coverage in Missouri|Extended Coverage]]
| style="vertical-align: top;" |
* [[Fiduciaries in Missouri|Fiduciaries]]
* [[File Retention Requirements in Missouri|File Retention Requirements]]
* [[Financing Statements in Missouri|Financing Statements]]
* [[Flood Searches in Missouri|Flood Searches]]
* [[Foreclosures in Missouri|Foreclosures]]
* [[Forfeitures in Missouri|Forfeitures]]
* [[Forms in Missouri|Forms]]
* [[General Partnerships in Missouri|General Partnerships]]
* [[Generic Exceptions in Missouri|Generic Exceptions]]
* [[Good Funds in Missouri|Good Funds]]
* [[Government of Missouri|Government]]
* [[Ground Rents in Missouri|Ground Rents]]
* [[Guardianships in Missouri|Guardianships]]
* [[HELOCS in Missouri|HELOCS]]
* [[Heirs Property in Missouri|Heirs Property]]
* [[Highways in Missouri|Highways]]
* [[Homestead in Missouri|Homestead]]
* [[Homeowners' Association Liens in Missouri|Homeowners' Association Liens]]
* [[Hospital Liens in Missouri|Hospital Liens]]
* [[Implied Easements in Missouri|Implied Easements]]
* [[Incapacity in Missouri|Incapacity]]
* [[Incompetents in Missouri|Incompetents]]
* [[Indemnifications in Missouri|Indemnifications]]
* [[Indian Titles in Missouri|Indian Titles]]
* [[Inheritance Taxes in Missouri|Inheritance Taxes]]
* [[Installment Contracts in Missouri|Installment Contracts]]
* [[Insured Closing Letters in Missouri|Insured Closing Letters]]
* [[Intestacy in Missouri|Intestacy]]
* [[Islamic Financing in Missouri|Islamic Financing]]
* [[Joinder of Non-Titled Spouses in Missouri|Joinder of Non-Titled Spouses]]
* [[Judicial Foreclosures in Missouri|Judicial Foreclosures]]
* [[Judicial Proceedings in Missouri|Judicial Proceedings]]
* [[Ladybird Deeds in Missouri|Ladybird Deeds]]
* [[Land Trusts in Missouri|Land Trusts]]
* [[Leasehold Interests in Missouri|Leasehold Interests]]
* [[Leases in Missouri|Leases]]
* [[Legal Descriptions in Missouri|Legal Descriptions]]
* [[Legislation in Missouri|Legislation]]
* [[Letters of Indemnification in Missouri|Letters of Indemnification]]
* [[Liens in Missouri|Liens]]
* [[Life Estates in Missouri|Life Estates]]
* [[Limited Partnerships in Missouri|Limited Partnerships]]
* [[Lis Pendens in Missouri|Lis Pendens]]
* [[Mandatory Disclosures in Missouri|Mandatory Disclosures]]
* [[Manufactured Homes in Missouri|Manufactured Homes]]
* [[Marital Interests in Missouri|Marital Interests]]
* [[Marital Rights in Missouri|Marital Rights]]
* [[Marketability of Title in Missouri|Marketability of Title]]
* [[Marketable Title Act in Missouri|Marketable Title Act]]
* [[Marketable Record Title Acts in Missouri|Marketable Record Title Acts]]
* [[Mechanic's Liens in Missouri|Mechanic's Liens]]
* [[Mineral Estates in Missouri|Mineral Estates]]
* [[Mineral Rights in Missouri|Mineral Rights]]
* [[Minerals in Missouri|Minerals]]
* [[Minimum Title Search Requirements in Missouri|Minimum Title Search Requirements]]
* [[Minors in Missouri|Minors]]
* [[Mobile Homes in Missouri|Mobile Homes]]
* [[Modular Homes in Missouri|Modular Homes]]
* [[Mortgages in Missouri|Mortgages]]
* [[Municipal Assessments in Missouri|Municipal Assessments]]
* [[Municipal Liens in Missouri|Municipal Liens]]
* [[Mutual Indemnification Agreements in Missouri|Mutual Indemnification Agreements]]
* [[New Construction in Missouri|New Construction]]
* [[Non-Judicial Foreclosures in Missouri|Non-Judicial Foreclosures]]
* [[Non-Resident Withholding in Missouri|Non-Resident Withholding]]
* [[Notaries in Missouri|Notaries]]
* [[Notices of Settlement in Missouri|Notices of Settlement]]
* [[Options in Missouri|Options]]
* [[Parties in Possession in Missouri|Parties in Possession]]
* [[Partition Actions in Missouri|Partition Actions]]
* [[Partnerships in Missouri|Partnerships]]
* [[Party Walls in Missouri|Party Walls]]
* [[Prescriptive Easements in Missouri|Prescriptive Easements]]
* [[Persons Under Disability in Missouri|Persons Under Disability]]
* [[Plain Language in Missouri|Plain Language]]
* [[Planned Unit Developments in Missouri|Planned Unit Developments]]
* [[Plats in Missouri|Plats]]
* [[Powers of Attorney in Missouri|Powers of Attorney]]
* [[Pre-Foreclosure Commitments in Missouri|Pre-Foreclosure Commitments]]
* [[Pre-Foreclosure Policies in Missouri|Pre-Foreclosure Policies]]
* [[Pricing in Missouri|Pricing]]
* [[Private Condemnation in Missouri|Private Condemnation]]
* [[Private Road Actions in Missouri|Private Road Actions]]
* [[Pro Forma Title Insurance Policies in Missouri|Pro Forma Title Insurance Policies]]
* [[Public Lands in Missouri|Public Lands]]
* [[Publicly Owned Lands in Missouri|Publicly Owned Lands]]
* [[Public Records in Missouri|Public Records]]
* [[Published Title Examination Standards in Missouri|Published Title Examination Standards]]
* [[Purchase Agreements in Missouri|Purchase Agreements]]
* [[Purchase Money Deeds of Trust in Missouri|Purchase Money Deeds of Trust]]
* [[Purchase Money Mortgages in Missouri|Purchase Money Mortgages]]
* [[Purchase Money Security Instruments in Missouri|Purchase Money Security Instruments]]
* [[Quiet Title Actions in Missouri|Quiet Title Actions]]
| style="vertical-align: top;" |
* [[Railroad Titles in Missouri|Railroad Titles]]
* [[Rate and Form Filings in Missouri|Rate and Form Filings]]
* [[Religious Congregations in Missouri|Religious Congregations]]
* [[Real Estate Broker Liens in Missouri|Real Estate Broker Liens]]
* [[Real Property Taxes in Missouri|Real Property Taxes]]
* [[Receiverships in Missouri|Receiverships]]
* [[Record Retention Requirements in Missouri|Record Retention Requirements]]
* [[Recording in Missouri|Recording]]
* [[Recording Forms in Missouri|Recording Forms]]
* [[Recording Jurisdictions in Missouri|Recording Jurisdictions]]
* [[Recording Offices in Missouri|Recording Offices]]
* [[Recording Requirements in Missouri|Recording Requirements]]
* [[Recording Transfer Taxes in Missouri|Recording Transfer Taxes]]
* [[Redemption Rights in Missouri|Redemption Rights]]
* [[Registered Land in Missouri|Registered Land]]
* [[Regulatory Filings in Missouri|Regulatory Filings]]
* [[Remittances in Missouri|Remittances]]
* [[Restrictions in Missouri|Restrictions]]
* [[Restrictive Covenants in Missouri|Restrictive Covenants]]
* [[Rights of First Refusal in Missouri|Rights of First Refusal]]
* [[Riparian Rights in Missouri|Riparian Rights]]
* [[Roads in Missouri|Roads]]
* [[Rule Against Perpetuities in Missouri|Rule Against Perpetuities]]
* [[Schools in Missouri|Schools]]
* [[Scrivener's Affidavits in Missouri|Scrivener's Affidavits]]
* [[Security Instruments in Missouri|Security Instruments]]
* [[Settlement Statements in Missouri|Settlement Statements]]
* [[Signatures in Missouri|Signatures]]
* [[Slayer's Act in Missouri|Slayer's Act]]
* [[Sources of Authority in Missouri|Sources of Authority]]
* [[Spousal Joinder in Missouri|Spousal Joinder]]
* [[Standard Exceptions in Missouri|Standard Exceptions ]]
* [[Standard Requirements in Missouri|Standard Requirements]]
* [[Standard Title Search Period in Missouri|Standard Title Search Period]]
* [[State Tax Liens in Missouri|State Tax Liens]]
* [[Streets in Missouri|Streets]]
* [[Subdivisions in Missouri|Subdivisions]]
* [[Superfund Liens in Missouri|Superfund Liens]]
* [[Survey Requirements in Missouri|Survey Requirements]]
* [[Surveys in Missouri|Surveys]]
* [[Survivorship Estates in Missouri|Survivorship Estates]]
* [[Tax Certifications in Missouri|Tax Certifications]]
* [[Tax Deeds in Missouri|Tax Deeds]]
* [[Tax Liens in Missouri|Tax Liens]]
* [[Tax Sales in Missouri|Tax Sales]]
* [[Tenancies in Missouri|Tenancies]]
* [[Tidelands in Missouri|Tidelands]]
* [[Timeshares in Missouri|Timeshares]]
* [[Timberlands in Missouri|Timberlands]]
* [[Title Agent Audits in Missouri|Title Agent Audits]]
* [[Title Agent Audit Requirements in Missouri|Title Agent Audit Requirements]]
* [[Title Agent Banking Requirements in Missouri|Title Agent Banking Requirements]]
* [[Title Agent Insurance Requirements in Missouri|Title Agent Insurance Requirements]]
* [[Title Agent Licensing in Missouri|Title Agent Licensing]]
* [[Title Agent Marketing in Missouri|Title Agent Marketing]]
* [[Title Agent Remittance Requirements in Missouri|Title Agent Remittance Requirements]]
* [[Title Agent Reporting Requirements in Missouri|Title Agent Reporting Requirements]]
* [[Title Agent Residency Requirements in Missouri|Title Agent Residency Requirements]]
* [[Title Curative in Missouri|Title Curative]]
* [[Title Examinations in Missouri|Title Examinations]]
* [[Title Examinations Standards in Missouri|Title Examinations Standards]]
* [[Title Insurance Commitments in Missouri|Title Insurance Commitments]]
* [[Title Insurance Endorsements in Missouri|Title Insurance Endorsements]]
* [[Title Insurance Policies in Missouri|Title Insurance Policies]]
* [[Title Insurance Rates in Missouri|Title Insurance Rates]]
* [[Title Insurance Waivers in Missouri|Title Insurance Waivers]]
* [[Title Plants in Missouri|Title Plants]]
* [[Title Production in Missouri|Title Production]]
* [[Title Searching in Missouri|Title Searching]]
* [[Title Underwriting in Missouri|Title Underwriting]]
* [[Torrens Property in Missouri|Torrens Property]]
* [[Transfer on Death Deeds in Missouri|Transfer on Death Deeds]]
* [[Transfer Taxes in Missouri|Transfer Taxes]]
* [[Trusts in Missouri|Trusts]]
* [[Trustee Sale Guarantees in Missouri|Trustee Sale Guarantees]]
* [[Trustees in Missouri|Trustees]]
* [[Unauthorized Practice of Law in Missouri|Unauthorized Practice of Law]]
* [[Uniform Commercial Code in Missouri|Uniform Commercial Code]]
* [[Unincorporated Associations in Missouri|Unincorporated Associations]]
* [[Usury in Missouri|Usury]]
* [[Vacation Proceedings in Missouri|Vacation Proceedings]]
* [[Vendees' Liens in Missouri|Vendees' Liens]]
* [[Vendors' Liens in Missouri|Vendors' Liens]]
* [[Water and Water Rights in Missouri|Water and Water Rights]]
* [[Wills in Missouri|Wills]]
* [[Withholding in Missouri|Withholding]]
* [[Witnesses in Missouri|Witnesses]]
* [[Zoning in Missouri|Zoning]]
* [[Zoning Ordinances in Missouri|Zoning Ordinances]]
|}

Access in Missouri

2020-11-08T15:12:59Z

Davidjenkins: /* Cross-References */

==Overview==

Access refers to the ability of a property to reach a publicly opened road. Although not strictly speaking a matter affecting title, access is insured under a standard title insurance policy. It is therefore necessary as part of an examination of title to determine whether or not a property has access to a public road or to except it from coverage when it does not.

==Exception in Title Insurance Policy==

The following exception should appear in any policy where the land being insured does not have verifiable access to a public road either because it is adjacent to a public road or through a documented easement:

: "Right of access to an from the subject premises is hereby excepted from coverage."

==Establishing Access==

===Petition for Public Road===

===Easement by Necessity===

===Prescriptive Easement===

===Adverse Possession===

See [[Adverse Possession in Missouri]].

===Private Road Action===

See [https://law.justia.com/codes/missouri/2013/title-xiv/chapter-228/section-228.342/ MO Rev Stat § 228.342 (2013)].

==Cross-References==
* [[Access]]
* [[Missouri]]
** [[Abandonment in Missouri]]
** [[Adverse Possession in Missouri]]

Abandonment in Missouri

2020-11-08T15:12:16Z

Davidjenkins: /* Cross-References */

==Overview==

Abandonment generally means giving up rights to something. Abandonment can refer to a few different things depending on the context.

==Bankruptcy==

With regard to abandonment of assets in the context of a bankruptcy, see [[Bankruptcy]].

==Easements==
===Public===
* See 228.190 - Abandonment for public rights-of-way after five (5) years on non-use.

===Private===
Usually requires intent along with affirmative acts demonstrating abandonment. Mere non-use is not usually sufficient.

==Escheat==

With regard to unclaimed funds in the context of a closing, see [[Escheat in Missouri]].

==Cross-References==
* [[Bankruptcy]]
* [[Missouri]]
** [[Escheat in Missouri]]
** [[Railroad Titles in Missouri]]
** [[Roads in Missouri]]

Abstractors in Missouri

2020-11-08T15:09:05Z

Davidjenkins: /* Cross-References */

==Overview==

Originally an abstractor was someone who created [[Abstracts of Title]] for properties from the [[Public Records]], hence the name. Eventually the term was used for anyone who performed title searches directly from the Public Records and was synonymous with the term Title Searcher. Recently, due to so many Public Records being available on-line, the term Abstactor is often used solely to refer to anyone who does title search work locally and directly from courthouse records as opposed to remotely or through a Title Plant.

Although licensed in many nearby states, Abstractors are not regulated in Missouri.

==Cross-References==
* [[Missouri]]
** [[Title Plants in Missouri]]

Abandonment in Missouri

2020-11-08T15:08:37Z

Davidjenkins: /* Cross-References */

==Overview==

Abandonment generally means giving up rights to something. Abandonment can refer to a few different things depending on the context.

==Bankruptcy==

With regard to abandonment of assets in the context of a bankruptcy, see [[Bankruptcy]].

==Easements==
===Public===
* See 228.190 - Abandonment for public rights-of-way after five (5) years on non-use.

===Private===
Usually requires intent along with affirmative acts demonstrating abandonment. Mere non-use is not usually sufficient.

==Escheat==

With regard to unclaimed funds in the context of a closing, see [[Escheat in Missouri]].

==Cross-References==
* [[Missouri]]
** [[Escheat in Missouri]]
** [[Railroad Titles in Missouri]]
** [[Roads in Missouri]]
* [[Bankruptcy]]

Missouri

2020-11-06T13:37:37Z

Davidjenkins:

[[MO Operations Summary]]

[[MO Underwriting Summary]]

[[MO Underwriting References]]

==Alphabetical Index==

{| class="wikitable"
|-
| style="background-color:#87CEEB; text-align:center;" |A-E
| style="background-color:#87CEEB; text-align:center;" |F-Q
| style="background-color:#87CEEB; text-align:center;" |R-Z
|-
| style="vertical-align: top;" |
* [[Abandonment in Missouri|Abandonment]]
* [[Abstracters in Missouri|Abstracters]]
* [[Abstractors in Missouri|Abstractors]]
* [[Access in Missouri|Access]]
* [[Acknowledgments in Missouri|Acknowledgments]]
* [[Actions in Partition in Missouri|Actions in Partition]]
* [[Actions to Quiet Title in Missouri|Actions to Quiet Title]]
* [[Ad Valorem Taxes in Missouri|Ad Valorem Taxes]]
* [[Adverse Possession in Missouri|Adverse Possession]]
* [[Affidavits in Missouri|Affidavits]]
* [[Affidavits of Heirship in Missouri|Affidavits of Heirship]]
* [[Affidavits of Title in Missouri|Affidavits of Title]]
* [[After-Acquired Title in Missouri|After-Acquired Title]]
* [[Agency in Missouri|Agency]]
* [[Agreements for Deed in Missouri|Agreements for Deed]]
* [[Agreements of Sale in Missouri|Agreements of Sale]]
* [[Agricultural Lands in Missouri|Agricultural Lands]]
* [[Air Rights and Air Space in Missouri|Air Rights and Air Space]]
* [[Aliens in Missouri|Aliens]]
* [[Alimony in Missouri|Alimony]]
* [[Appeals in Missouri|Appeals]]
* [[Apostilles in Missouri|Apostilles]]
* [[Approved Attorneys in Missouri|Approved Attorneys]]
* [[Appurtenant Easements in Missouri|Appurtenant Easements]]
* [[Arbitration in Missouri|Arbitration]]
* [[Assignments in Missouri|Assignments]]
* [[Attachment in Missouri|Attachment]]
* [[Attorney Certifications in Missouri|Attorney Certifications]]
* [[Attorney Title Certifications in Missouri|Attorney Title Certifications]]
* [[Attorney Title Opinions in Missouri|Attorney Title Opinions]]
* [[Bankruptcy in Missouri|Bankruptcy]]
* [[Beneficiary Deeds in Missouri|Beneficiary Deeds]]
* [[Boat Slips in Missouri|Boat Slips]]
* [[Boundaries in Missouri|Boundaries]]
* [[Bricks and Mortar Requirements in Missouri|Bricks and Mortar Requirements]]
* [[Cabin Clubs in Missouri|Cabin Clubs]]
* [[Canals in Missouri|Canals]]
* [[Cemeteries in Missouri|Cemeteries]]
* [[Certifications of Trust in Missouri|Certifications of Trust]]
* [[Chains of Title in Missouri|Chains of Title]]
* [[Chattels in Missouri|Chattels]]
* [[Child Support Liens in Missouri|Child Support Liens]]
* [[Church Titles in Missouri|Church Titles]]
* [[Civil Money Judgments in Missouri|Civil Money Judgments]]
* [[Claims in Missouri|Claims]]
* [[Closing and Escrow in Missouri|Closing and Escrow]]
* [[Closing Protection Letters in Missouri|Closing Protection Letters]]
* [[Commitments in Missouri|Commitments]]
* [[Common Law Marriage in Missouri|Common Law Marriage]]
* [[Community Associations in Missouri|Community Associations]]
* [[Community Property in Missouri|Community Property]]
* [[Compliance in Missouri|Compliance]]
* [[Condemnations in Missouri|Condemnations]]
* [[Condominium Association Liens in Missouri|Condominium Association Liens]]
* [[Condominiums in Missouri|Condominiums]]
* [[Conservatorships in Missouri|Conservatorships]]
* [[Construction Liens in Missouri|Construction Liens]]
* [[Contracts for Sale in Missouri|Contracts for Sale]]
* [[Contracts for Deed in Missouri|Contracts for Deed]]
* [[Cooperatives in Missouri|Cooperatives]]
* [[Corporate Dissolution in Missouri|Corporate Dissolution]]
* [[Corporations in Missouri|Corporations]]
* [[Corrective Affidavits in Missouri|Corrective Affidavits]]
* [[Corrective Instruments in Missouri|Corrective Instruments]]
* [[Counties in Missouri|Counties]]
* [[Courts in Missouri|Courts]]
* [[Covenants in Missouri|Covenants]]
* [[Creditor's Rights in Missouri|Creditor's Rights]]
* [[Criminal Money Judgments in Missouri|Criminal Money Judgments]]
* [[Death Taxes in Missouri|Death Taxes]]
* [[Dedications in Missouri|Dedications]]
* [[Deeds in Missouri|Deeds]]
* [[Deeds of Trust in Missouri|Deeds of Trust]]
* [[Derivation Clauses in Missouri|Derivation Clauses]]
* [[Descriptions in Missouri|Descriptions]]
* [[Disabilities in Missouri|Disabilities]]
* [[Disabled Persons in Missouri|Disabled Persons]]
* [[Disbursements in Missouri|Disbursements]]
* [[Disclosures in Missouri|Disclosures]]
* [[Disclosure Requirements in Missouri|Disclosure Requirements]]
* [[Dissolution of Corporations in Missouri|Dissolution of Corporations]]
* [[Divorces in Missouri|Divorces]]
* [[Dockominiums in Missouri|Dockominiums]]
* [[Document Execution in Missouri|Document Execution]]
* [[Document Preparation in Missouri|Document Preparation]]
* [[Document Recording in Missouri|Document Recording]]
* [[Doing Business Requirements in Missouri|Doing Business Requirements]]
* [[Easements in Missouri|Easements]]
* [[Easements Appurtenant in Missouri|Easements Appurtenant]]
* [[Easements by Implication in Missouri|Easements by Implication]]
* [[Easements by Necessity in Missouri|Easements by Necessity]]
* [[Easements by Prescription in Missouri|Easements by Prescription]]
* [[Eminent Domain in Missouri|Eminent Domain]]
* [[Endorsements in Missouri|Endorsements]]
* [[Entities in Missouri|Entities]]
* [[Environmental Law in Missouri|Environmental Law]]
* [[Environmental Liens in Missouri|Environmental Liens]]
* [[Equitable Subordination in Missouri|Equitable Subordination]]
* [[Equitable Subrogation in Missouri|Equitable Subrogation ]]
* [[Escheat in Missouri|Escheat]]
* [[Estate Taxes in Missouri|Estate Taxes]]
* [[Estates in Missouri|Estates]]
* [[Exceptions in Missouri|Exceptions]]
* [[Execution in Missouri|Execution]]
* [[Extended Coverage in Missouri|Extended Coverage]]
| style="vertical-align: top;" |
* [[Fiduciaries in Missouri|Fiduciaries]]
* [[File Retention Requirements in Missouri|File Retention Requirements]]
* [[Financing Statements in Missouri|Financing Statements]]
* [[Flood Searches in Missouri|Flood Searches]]
* [[Foreclosures in Missouri|Foreclosures]]
* [[Forfeitures in Missouri|Forfeitures]]
* [[Forms in Missouri|Forms]]
* [[General Partnerships in Missouri|General Partnerships]]
* [[Generic Exceptions in Missouri|Generic Exceptions]]
* [[Good Funds in Missouri|Good Funds]]
* [[Government of Missouri|Government]]
* [[Ground Rents in Missouri|Ground Rents]]
* [[Guardianships in Missouri|Guardianships]]
* [[HELOCS in Missouri|HELOCS]]
* [[Heirs Property in Missouri|Heirs Property]]
* [[Highways in Missouri|Highways]]
* [[Homestead in Missouri|Homestead]]
* [[Homeowners' Association Liens in Missouri|Homeowners' Association Liens]]
* [[Hospital Liens in Missouri|Hospital Liens]]
* [[Implied Easements in Missouri|Implied Easements]]
* [[Incapacity in Missouri|Incapacity]]
* [[Incompetents in Missouri|Incompetents]]
* [[Indemnifications in Missouri|Indemnifications]]
* [[Indian Titles in Missouri|Indian Titles]]
* [[Inheritance Taxes in Missouri|Inheritance Taxes]]
* [[Installment Contracts in Missouri|Installment Contracts]]
* [[Insured Closing Letters in Missouri|Insured Closing Letters]]
* [[Intestacy in Missouri|Intestacy]]
* [[Islamic Financing in Missouri|Islamic Financing]]
* [[Joinder of Non-Titled Spouses in Missouri|Joinder of Non-Titled Spouses]]
* [[Judicial Foreclosures in Missouri|Judicial Foreclosures]]
* [[Judicial Proceedings in Missouri|Judicial Proceedings]]
* [[Ladybird Deeds in Missouri|Ladybird Deeds]]
* [[Land Trusts in Missouri|Land Trusts]]
* [[Leasehold Interests in Missouri|Leasehold Interests]]
* [[Leases in Missouri|Leases]]
* [[Legal Descriptions in Missouri|Legal Descriptions]]
* [[Legislation in Missouri|Legislation]]
* [[Letters of Indemnification in Missouri|Letters of Indemnification]]
* [[Liens in Missouri|Liens]]
* [[Life Estates in Missouri|Life Estates]]
* [[Limited Partnerships in Missouri|Limited Partnerships]]
* [[Lis Pendens in Missouri|Lis Pendens]]
* [[Mandatory Disclosures in Missouri|Mandatory Disclosures]]
* [[Manufactured Homes in Missouri|Manufactured Homes]]
* [[Marital Interests in Missouri|Marital Interests]]
* [[Marital Rights in Missouri|Marital Rights]]
* [[Marketability of Title in Missouri|Marketability of Title]]
* [[Marketable Title Act in Missouri|Marketable Title Act]]
* [[Marketable Record Title Acts in Missouri|Marketable Record Title Acts]]
* [[Mechanic's Liens in Missouri|Mechanic's Liens]]
* [[Mineral Estates in Missouri|Mineral Estates]]
* [[Mineral Rights in Missouri|Mineral Rights]]
* [[Minerals in Missouri|Minerals]]
* [[Minimum Title Search Requirements in Missouri|Minimum Title Search Requirements]]
* [[Minors in Missouri|Minors]]
* [[Mobile Homes in Missouri|Mobile Homes]]
* [[Modular Homes in Missouri|Modular Homes]]
* [[Mortgages in Missouri|Mortgages]]
* [[Municipal Assessments in Missouri|Municipal Assessments]]
* [[Municipal Liens in Missouri|Municipal Liens]]
* [[Mutual Indemnification Agreements in Missouri|Mutual Indemnification Agreements]]
* [[New Construction in Missouri|New Construction]]
* [[Non-Judicial Foreclosures in Missouri|Non-Judicial Foreclosures]]
* [[Non-Resident Withholding in Missouri|Non-Resident Withholding]]
* [[Notaries in Missouri|Notaries]]
* [[Notices of Settlement in Missouri|Notices of Settlement]]
* [[Options in Missouri|Options]]
* [[Parties in Possession in Missouri|Parties in Possession]]
* [[Partition Actions in Missouri|Partition Actions]]
* [[Partnerships in Missouri|Partnerships]]
* [[Party Walls in Missouri|Party Walls]]
* [[Prescriptive Easements in Missouri|Prescriptive Easements]]
* [[Persons Under Disability in Missouri|Persons Under Disability]]
* [[Plain Language in Missouri|Plain Language]]
* [[Planned Unit Developments in Missouri|Planned Unit Developments]]
* [[Plats in Missouri|Plats]]
* [[Powers of Attorney in Missouri|Powers of Attorney]]
* [[Pre-Foreclosure Commitments in Missouri|Pre-Foreclosure Commitments]]
* [[Pre-Foreclosure Policies in Missouri|Pre-Foreclosure Policies]]
* [[Pricing in Missouri|Pricing]]
* [[Private Condemnation in Missouri|Private Condemnation]]
* [[Private Road Actions in Missouri|Private Road Actions]]
* [[Pro Forma Title Insurance Policies in Missouri|Pro Forma Title Insurance Policies]]
* [[Public Lands in Missouri|Public Lands]]
* [[Publicly Owned Lands in Missouri|Publicly Owned Lands]]
* [[Public Records in Missouri|Public Records]]
* [[Published Title Examination Standards in Missouri|Published Title Examination Standards]]
* [[Purchase Agreements in Missouri|Purchase Agreements]]
* [[Purchase Money Deeds of Trust in Missouri|Purchase Money Deeds of Trust]]
* [[Purchase Money Mortgages in Missouri|Purchase Money Mortgages]]
* [[Purchase Money Security Instruments in Missouri|Purchase Money Security Instruments]]
* [[Quiet Title Actions in Missouri|Quiet Title Actions]]
| style="vertical-align: top;" |
* [[Railroad Titles in Missouri|Railroad Titles]]
* [[Rate and Form Filings in Missouri|Rate and Form Filings]]
* [[Religious Congregations in Missouri|Religious Congregations]]
* [[Real Estate Broker Liens in Missouri|Real Estate Broker Liens]]
* [[Real Property Taxes in Missouri|Real Property Taxes]]
* [[Receiverships in Missouri|Receiverships]]
* [[Record Retention Requirements in Missouri|Record Retention Requirements]]
* [[Recording in Missouri|Recording]]
* [[Recording Forms in Missouri|Recording Forms]]
* [[Recording Jurisdictions in Missouri|Recording Jurisdictions]]
* [[Recording Offices in Missouri|Recording Offices]]
* [[Recording Requirements in Missouri|Recording Requirements]]
* [[Recording Transfer Taxes in Missouri|Recording Transfer Taxes]]
* [[Redemption Rights in Missouri|Redemption Rights]]
* [[Registered Land in Missouri|Registered Land]]
* [[Regulatory Filings in Missouri|Regulatory Filings]]
* [[Remittances in Missouri|Remittances]]
* [[Restrictions in Missouri|Restrictions]]
* [[Restrictive Covenants in Missouri|Restrictive Covenants]]
* [[Rights of First Refusal in Missouri|Rights of First Refusal]]
* [[Riparian Rights in Missouri|Riparian Rights]]
* [[Roads in Missouri|Roads]]
* [[Rule Against Perpetuities in Missouri|Rule Against Perpetuities]]
* [[Schools in Missouri|Schools]]
* [[Scrivener's Affidavits in Missouri|Scrivener's Affidavits]]
* [[Security Instruments in Missouri|Security Instruments]]
* [[Settlement Statements in Missouri|Settlement Statements]]
* [[Signatures in Missouri|Signatures]]
* [[Slayer's Act in Missouri|Slayer's Act]]
* [[Sources of Authority in Missouri|Sources of Authority]]
* [[Spousal Joinder in Missouri|Spousal Joinder]]
* [[Standard Exceptions in Missouri|Standard Exceptions ]]
* [[Standard Requirements in Missouri|Standard Requirements]]
* [[Standard Title Search Period in Missouri|Standard Title Search Period]]
* [[State Tax Liens in Missouri|State Tax Liens]]
* [[Streets in Missouri|Streets]]
* [[Subdivisions in Missouri|Subdivisions]]
* [[Superfund Liens in Missouri|Superfund Liens]]
* [[Survey Requirements in Missouri|Survey Requirements]]
* [[Surveys in Missouri|Surveys]]
* [[Survivorship Estates in Missouri|Survivorship Estates]]
* [[Tax Certifications in Missouri|Tax Certifications]]
* [[Tax Deeds in Missouri|Tax Deeds]]
* [[Tax Liens in Missouri|Tax Liens]]
* [[Tax Sales in Missouri|Tax Sales]]
* [[Tenancies in Missouri|Tenancies]]
* [[Tidelands in Missouri|Tidelands]]
* [[Timeshares in Missouri|Timeshares]]
* [[Timberlands in Missouri|Timberlands]]
* [[Title Agent Audits in Missouri|Title Agent Audits]]
* [[Title Agent Audit Requirements in Missouri|Title Agent Audit Requirements]]
* [[Title Agent Banking Requirements in Missouri|Title Agent Banking Requirements]]
* [[Title Agent Insurance Requirements in Missouri|Title Agent Insurance Requirements]]
* [[Title Agent Licensing in Missouri|Title Agent Licensing]]
* [[Title Agent Marketing in Missouri|Title Agent Marketing]]
* [[Title Agent Remittance Requirements in Missouri|Title Agent Remittance Requirements]]
* [[Title Agent Reporting Requirements in Missouri|Title Agent Reporting Requirements]]
* [[Title Agent Residency Requirements in Missouri|Title Agent Residency Requirements]]
* [[Title Curative in Missouri|Title Curative]]
* [[Title Examinations in Missouri|Title Examinations]]
* [[Title Insurance Commitments in Missouri|Title Insurance Commitments]]
* [[Title Insurance Endorsements in Missouri|Title Insurance Endorsements]]
* [[Title Insurance Policies in Missouri|Title Insurance Policies]]
* [[Title Insurance Rates in Missouri|Title Insurance Rates]]
* [[Title Insurance Waivers in Missouri|Title Insurance Waivers]]
* [[Title Plants in Missouri|Title Plants]]
* [[Title Production in Missouri|Title Production]]
* [[Title Searching in Missouri|Title Searching]]
* [[Title Underwriting in Missouri|Title Underwriting]]
* [[Torrens Property in Missouri|Torrens Property]]
* [[Transfer on Death Deeds in Missouri|Transfer on Death Deeds]]
* [[Transfer Taxes in Missouri|Transfer Taxes]]
* [[Trusts in Missouri|Trusts]]
* [[Trustee Sale Guarantees in Missouri|Trustee Sale Guarantees]]
* [[Trustees in Missouri|Trustees]]
* [[Unauthorized Practice of Law in Missouri|Unauthorized Practice of Law]]
* [[Uniform Commercial Code in Missouri|Uniform Commercial Code]]
* [[Unincorporated Associations in Missouri|Unincorporated Associations]]
* [[Usury in Missouri|Usury]]
* [[Vacation Proceedings in Missouri|Vacation Proceedings]]
* [[Vendees' Liens in Missouri|Vendees' Liens]]
* [[Vendors' Liens in Missouri|Vendors' Liens]]
* [[Water and Water Rights in Missouri|Water and Water Rights]]
* [[Wills in Missouri|Wills]]
* [[Withholding in Missouri|Withholding]]
* [[Witnesses in Missouri|Witnesses]]
* [[Zoning in Missouri|Zoning]]
* [[Zoning Ordinances in Missouri|Zoning Ordinances]]
|}

Apostilles in Missouri

2020-10-29T21:37:11Z

Davidjenkins: Created page with "Some form of authentication is required for ackoweldgements taken by officials outside of the U.S. Apostilles are available for member countries to satisfy this requirement:..."

Some form of authentication is required for ackoweldgements taken by officials outside of the U.S. Apostilles are available for member countries to satisfy this requirement: Mo. Ann. Stat. § 486.770 and § 486.775.

Missouri

2020-10-29T21:35:33Z

Davidjenkins:

[[MO Operations Summary]]

[[MO Underwriting Summary]]

[[MO Underwriting References]]

{| class="wikitable"
|-
| style="background-color:#87CEEB; text-align:center;" colspan="3" | '''Categories'''
|-
| style="text-align:left; width:25%;" | [[File:NEW_Sources.png|link=Sources of Authority in Missouri|60px]] [[Sources of Authority in Missouri|Sources]]
| style="text-align:left; width:25%;" | [[File:NEW_Compliance.png|link=Compliance in Missouri|60px]] [[Compliance in Missouri|Compliance]]
| style="text-align:left; width:25%;" | [[File:NEW_Forms.png|link=Forms in Missouri|60px]] [[Forms in Missouri|Forms]]
|-
| style="text-align:left;" | [[File:NEW_Search.png|link=Title Searching in Missouri|60px]] [[Title Searching in Missouri|Search]]
| style="text-align:left;" | [[File:NEW_Examination.png|link=Title Examination in Missouri|60px]] [[Title Examination in Missouri|Examination]]
| style="text-align:left;" | [[File:NEW_Curative.png|link=Title Curative in Missouri|60px]] [[Title Curative in Missouri|Curative]]
|-
| style="text-align:left;" | [[File:NEW_Underwriting.png|link=Title Underwriting in Missouri|60px]] [[Title Underwriting in Missouri|Underwriting]]
| style="text-align:left;" | [[File:NEW_Production.png|link=Title Production in Missouri|60px]] [[Title Production in Missouri|Production]]
| style="text-align:left;" | [[File:NEW_Closing.png|link=Closing and Escrow in Missouri|60px]] [[Closing and Escrow in Missouri|Closing & Escrow]]
|-
| style="text-align:left;" | [[File:NEW_Recording.png|link=Document Recording in Missouri|60px]] [[Document Recording in Missouri|Recording]]
| style="text-align:left;" | [[File:NEW_Claims.png|link=Claims in Missouri|60px]] [[Claims in Missouri|Claims]]
| style="text-align:left;" | [[File:NEW_Pricing.png|link=Pricing in Missouri|60px]] [[Pricing in Missouri|Pricing]]
|}

==Alphabetical Index==

{| class="wikitable"
|-
| style="background-color:#87CEEB; text-align:center;" |A-E
| style="background-color:#87CEEB; text-align:center;" |F-Q
| style="background-color:#87CEEB; text-align:center;" |R-Z
|-
| style="vertical-align: top;" |
* [[Abandonment in Missouri|Abandonment]]
* [[Abstracters in Missouri|Abstracters]]
* [[Abstractors in Missouri|Abstractors]]
* [[Access in Missouri|Access]]
* [[Acknowledgments in Missouri|Acknowledgments]]
* [[Actions in Partition in Missouri|Actions in Partition]]
* [[Actions to Quiet Title in Missouri|Actions to Quiet Title]]
* [[Ad Valorem Taxes in Missouri|Ad Valorem Taxes]]
* [[Adverse Possession in Missouri|Adverse Possession]]
* [[Affidavits in Missouri|Affidavits]]
* [[Affidavits of Heirship in Missouri|Affidavits of Heirship]]
* [[Affidavits of Title in Missouri|Affidavits of Title]]
* [[After-Acquired Title in Missouri|After-Acquired Title]]
* [[Agency in Missouri|Agency]]
* [[Agreements for Deed in Missouri|Agreements for Deed]]
* [[Agreements of Sale in Missouri|Agreements of Sale]]
* [[Agricultural Lands in Missouri|Agricultural Lands]]
* [[Air Rights and Air Space in Missouri|Air Rights and Air Space]]
* [[Aliens in Missouri|Aliens]]
* [[Alimony in Missouri|Alimony]]
* [[Appeals in Missouri|Appeals]]
* [[Apostilles in Missouri|Apostilles]]
* [[Approved Attorneys in Missouri|Approved Attorneys]]
* [[Appurtenant Easements in Missouri|Appurtenant Easements]]
* [[Arbitration in Missouri|Arbitration]]
* [[Assignments in Missouri|Assignments]]
* [[Attachment in Missouri|Attachment]]
* [[Attorney Certifications in Missouri|Attorney Certifications]]
* [[Attorney Title Certifications in Missouri|Attorney Title Certifications]]
* [[Attorney Title Opinions in Missouri|Attorney Title Opinions]]
* [[Bankruptcy in Missouri|Bankruptcy]]
* [[Beneficiary Deeds in Missouri|Beneficiary Deeds]]
* [[Boat Slips in Missouri|Boat Slips]]
* [[Boundaries in Missouri|Boundaries]]
* [[Bricks and Mortar Requirements in Missouri|Bricks and Mortar Requirements]]
* [[Cabin Clubs in Missouri|Cabin Clubs]]
* [[Canals in Missouri|Canals]]
* [[Cemeteries in Missouri|Cemeteries]]
* [[Certifications of Trust in Missouri|Certifications of Trust]]
* [[Chains of Title in Missouri|Chains of Title]]
* [[Chattels in Missouri|Chattels]]
* [[Child Support Liens in Missouri|Child Support Liens]]
* [[Church Titles in Missouri|Church Titles]]
* [[Civil Money Judgments in Missouri|Civil Money Judgments]]
* [[Claims in Missouri|Claims]]
* [[Closing and Escrow in Missouri|Closing and Escrow]]
* [[Closing Protection Letters in Missouri|Closing Protection Letters]]
* [[Commitments in Missouri|Commitments]]
* [[Common Law Marriage in Missouri|Common Law Marriage]]
* [[Community Associations in Missouri|Community Associations]]
* [[Community Property in Missouri|Community Property]]
* [[Compliance in Missouri|Compliance]]
* [[Condemnations in Missouri|Condemnations]]
* [[Condominium Association Liens in Missouri|Condominium Association Liens]]
* [[Condominiums in Missouri|Condominiums]]
* [[Conservatorships in Missouri|Conservatorships]]
* [[Construction Liens in Missouri|Construction Liens]]
* [[Contracts for Sale in Missouri|Contracts for Sale]]
* [[Contracts for Deed in Missouri|Contracts for Deed]]
* [[Cooperatives in Missouri|Cooperatives]]
* [[Corporate Dissolution in Missouri|Corporate Dissolution]]
* [[Corporations in Missouri|Corporations]]
* [[Corrective Affidavits in Missouri|Corrective Affidavits]]
* [[Corrective Instruments in Missouri|Corrective Instruments]]
* [[Counties in Missouri|Counties]]
* [[Courts in Missouri|Courts]]
* [[Covenants in Missouri|Covenants]]
* [[Creditor's Rights in Missouri|Creditor's Rights]]
* [[Criminal Money Judgments in Missouri|Criminal Money Judgments]]
* [[Death Taxes in Missouri|Death Taxes]]
* [[Dedications in Missouri|Dedications]]
* [[Deeds in Missouri|Deeds]]
* [[Deeds of Trust in Missouri|Deeds of Trust]]
* [[Derivation Clauses in Missouri|Derivation Clauses]]
* [[Descriptions in Missouri|Descriptions]]
* [[Disabilities in Missouri|Disabilities]]
* [[Disabled Persons in Missouri|Disabled Persons]]
* [[Disbursements in Missouri|Disbursements]]
* [[Disclosures in Missouri|Disclosures]]
* [[Disclosure Requirements in Missouri|Disclosure Requirements]]
* [[Dissolution of Corporations in Missouri|Dissolution of Corporations]]
* [[Divorces in Missouri|Divorces]]
* [[Dockominiums in Missouri|Dockominiums]]
* [[Document Execution in Missouri|Document Execution]]
* [[Document Preparation in Missouri|Document Preparation]]
* [[Document Recording in Missouri|Document Recording]]
* [[Doing Business Requirements in Missouri|Doing Business Requirements]]
* [[Easements in Missouri|Easements]]
* [[Easements Appurtenant in Missouri|Easements Appurtenant]]
* [[Easements by Implication in Missouri|Easements by Implication]]
* [[Easements by Necessity in Missouri|Easements by Necessity]]
* [[Easements by Prescription in Missouri|Easements by Prescription]]
* [[Eminent Domain in Missouri|Eminent Domain]]
* [[Endorsements in Missouri|Endorsements]]
* [[Entities in Missouri|Entities]]
* [[Environmental Law in Missouri|Environmental Law]]
* [[Environmental Liens in Missouri|Environmental Liens]]
* [[Equitable Subordination in Missouri|Equitable Subordination]]
* [[Equitable Subrogation in Missouri|Equitable Subrogation ]]
* [[Escheat in Missouri|Escheat]]
* [[Estate Taxes in Missouri|Estate Taxes]]
* [[Estates in Missouri|Estates]]
* [[Exceptions in Missouri|Exceptions]]
* [[Execution in Missouri|Execution]]
* [[Extended Coverage in Missouri|Extended Coverage]]
| style="vertical-align: top;" |
* [[Fiduciaries in Missouri|Fiduciaries]]
* [[File Retention Requirements in Missouri|File Retention Requirements]]
* [[Financing Statements in Missouri|Financing Statements]]
* [[Flood Searches in Missouri|Flood Searches]]
* [[Foreclosures in Missouri|Foreclosures]]
* [[Forfeitures in Missouri|Forfeitures]]
* [[Forms in Missouri|Forms]]
* [[General Partnerships in Missouri|General Partnerships]]
* [[Generic Exceptions in Missouri|Generic Exceptions]]
* [[Good Funds in Missouri|Good Funds]]
* [[Government of Missouri|Government]]
* [[Ground Rents in Missouri|Ground Rents]]
* [[Guardianships in Missouri|Guardianships]]
* [[HELOCS in Missouri|HELOCS]]
* [[Heirs Property in Missouri|Heirs Property]]
* [[Highways in Missouri|Highways]]
* [[Homestead in Missouri|Homestead]]
* [[Homeowners' Association Liens in Missouri|Homeowners' Association Liens]]
* [[Hospital Liens in Missouri|Hospital Liens]]
* [[Implied Easements in Missouri|Implied Easements]]
* [[Incapacity in Missouri|Incapacity]]
* [[Incompetents in Missouri|Incompetents]]
* [[Indemnifications in Missouri|Indemnifications]]
* [[Indian Titles in Missouri|Indian Titles]]
* [[Inheritance Taxes in Missouri|Inheritance Taxes]]
* [[Installment Contracts in Missouri|Installment Contracts]]
* [[Insured Closing Letters in Missouri|Insured Closing Letters]]
* [[Intestacy in Missouri|Intestacy]]
* [[Islamic Financing in Missouri|Islamic Financing]]
* [[Joinder of Non-Titled Spouses in Missouri|Joinder of Non-Titled Spouses]]
* [[Judicial Foreclosures in Missouri|Judicial Foreclosures]]
* [[Judicial Proceedings in Missouri|Judicial Proceedings]]
* [[Ladybird Deeds in Missouri|Ladybird Deeds]]
* [[Land Trusts in Missouri|Land Trusts]]
* [[Leasehold Interests in Missouri|Leasehold Interests]]
* [[Leases in Missouri|Leases]]
* [[Legal Descriptions in Missouri|Legal Descriptions]]
* [[Legislation in Missouri|Legislation]]
* [[Letters of Indemnification in Missouri|Letters of Indemnification]]
* [[Liens in Missouri|Liens]]
* [[Life Estates in Missouri|Life Estates]]
* [[Limited Partnerships in Missouri|Limited Partnerships]]
* [[Lis Pendens in Missouri|Lis Pendens]]
* [[Mandatory Disclosures in Missouri|Mandatory Disclosures]]
* [[Manufactured Homes in Missouri|Manufactured Homes]]
* [[Marital Interests in Missouri|Marital Interests]]
* [[Marital Rights in Missouri|Marital Rights]]
* [[Marketability of Title in Missouri|Marketability of Title]]
* [[Marketable Title Act in Missouri|Marketable Title Act]]
* [[Marketable Record Title Acts in Missouri|Marketable Record Title Acts]]
* [[Mechanic's Liens in Missouri|Mechanic's Liens]]
* [[Mineral Estates in Missouri|Mineral Estates]]
* [[Mineral Rights in Missouri|Mineral Rights]]
* [[Minerals in Missouri|Minerals]]
* [[Minimum Title Search Requirements in Missouri|Minimum Title Search Requirements]]
* [[Minors in Missouri|Minors]]
* [[Mobile Homes in Missouri|Mobile Homes]]
* [[Modular Homes in Missouri|Modular Homes]]
* [[Mortgages in Missouri|Mortgages]]
* [[Municipal Assessments in Missouri|Municipal Assessments]]
* [[Municipal Liens in Missouri|Municipal Liens]]
* [[Mutual Indemnification Agreements in Missouri|Mutual Indemnification Agreements]]
* [[New Construction in Missouri|New Construction]]
* [[Non-Judicial Foreclosures in Missouri|Non-Judicial Foreclosures]]
* [[Non-Resident Withholding in Missouri|Non-Resident Withholding]]
* [[Notaries in Missouri|Notaries]]
* [[Notices of Settlement in Missouri|Notices of Settlement]]
* [[Options in Missouri|Options]]
* [[Parties in Possession in Missouri|Parties in Possession]]
* [[Partition Actions in Missouri|Partition Actions]]
* [[Partnerships in Missouri|Partnerships]]
* [[Party Walls in Missouri|Party Walls]]
* [[Prescriptive Easements in Missouri|Prescriptive Easements]]
* [[Persons Under Disability in Missouri|Persons Under Disability]]
* [[Plain Language in Missouri|Plain Language]]
* [[Planned Unit Developments in Missouri|Planned Unit Developments]]
* [[Plats in Missouri|Plats]]
* [[Powers of Attorney in Missouri|Powers of Attorney]]
* [[Pre-Foreclosure Commitments in Missouri|Pre-Foreclosure Commitments]]
* [[Pre-Foreclosure Policies in Missouri|Pre-Foreclosure Policies]]
* [[Pricing in Missouri|Pricing]]
* [[Private Condemnation in Missouri|Private Condemnation]]
* [[Private Road Actions in Missouri|Private Road Actions]]
* [[Pro Forma Title Insurance Policies in Missouri|Pro Forma Title Insurance Policies]]
* [[Public Lands in Missouri|Public Lands]]
* [[Publicly Owned Lands in Missouri|Publicly Owned Lands]]
* [[Public Records in Missouri|Public Records]]
* [[Published Title Examination Standards in Missouri|Published Title Examination Standards]]
* [[Purchase Agreements in Missouri|Purchase Agreements]]
* [[Purchase Money Deeds of Trust in Missouri|Purchase Money Deeds of Trust]]
* [[Purchase Money Mortgages in Missouri|Purchase Money Mortgages]]
* [[Purchase Money Security Instruments in Missouri|Purchase Money Security Instruments]]
* [[Quiet Title Actions in Missouri|Quiet Title Actions]]
| style="vertical-align: top;" |
* [[Railroad Titles in Missouri|Railroad Titles]]
* [[Rate and Form Filings in Missouri|Rate and Form Filings]]
* [[Religious Congregations in Missouri|Religious Congregations]]
* [[Real Estate Broker Liens in Missouri|Real Estate Broker Liens]]
* [[Real Property Taxes in Missouri|Real Property Taxes]]
* [[Receiverships in Missouri|Receiverships]]
* [[Record Retention Requirements in Missouri|Record Retention Requirements]]
* [[Recording in Missouri|Recording]]
* [[Recording Forms in Missouri|Recording Forms]]
* [[Recording Jurisdictions in Missouri|Recording Jurisdictions]]
* [[Recording Offices in Missouri|Recording Offices]]
* [[Recording Requirements in Missouri|Recording Requirements]]
* [[Recording Transfer Taxes in Missouri|Recording Transfer Taxes]]
* [[Redemption Rights in Missouri|Redemption Rights]]
* [[Registered Land in Missouri|Registered Land]]
* [[Regulatory Filings in Missouri|Regulatory Filings]]
* [[Remittances in Missouri|Remittances]]
* [[Restrictions in Missouri|Restrictions]]
* [[Restrictive Covenants in Missouri|Restrictive Covenants]]
* [[Rights of First Refusal in Missouri|Rights of First Refusal]]
* [[Riparian Rights in Missouri|Riparian Rights]]
* [[Roads in Missouri|Roads]]
* [[Rule Against Perpetuities in Missouri|Rule Against Perpetuities]]
* [[Schools in Missouri|Schools]]
* [[Scrivener's Affidavits in Missouri|Scrivener's Affidavits]]
* [[Security Instruments in Missouri|Security Instruments]]
* [[Settlement Statements in Missouri|Settlement Statements]]
* [[Signatures in Missouri|Signatures]]
* [[Slayer's Act in Missouri|Slayer's Act]]
* [[Sources of Authority in Missouri|Sources of Authority]]
* [[Spousal Joinder in Missouri|Spousal Joinder]]
* [[Standard Exceptions in Missouri|Standard Exceptions ]]
* [[Standard Requirements in Missouri|Standard Requirements]]
* [[Standard Title Search Period in Missouri|Standard Title Search Period]]
* [[State Tax Liens in Missouri|State Tax Liens]]
* [[Streets in Missouri|Streets]]
* [[Subdivisions in Missouri|Subdivisions]]
* [[Superfund Liens in Missouri|Superfund Liens]]
* [[Survey Requirements in Missouri|Survey Requirements]]
* [[Surveys in Missouri|Surveys]]
* [[Survivorship Estates in Missouri|Survivorship Estates]]
* [[Tax Certifications in Missouri|Tax Certifications]]
* [[Tax Deeds in Missouri|Tax Deeds]]
* [[Tax Liens in Missouri|Tax Liens]]
* [[Tax Sales in Missouri|Tax Sales]]
* [[Tenancies in Missouri|Tenancies]]
* [[Tidelands in Missouri|Tidelands]]
* [[Timeshares in Missouri|Timeshares]]
* [[Timberlands in Missouri|Timberlands]]
* [[Title Agent Audits in Missouri|Title Agent Audits]]
* [[Title Agent Audit Requirements in Missouri|Title Agent Audit Requirements]]
* [[Title Agent Banking Requirements in Missouri|Title Agent Banking Requirements]]
* [[Title Agent Insurance Requirements in Missouri|Title Agent Insurance Requirements]]
* [[Title Agent Licensing in Missouri|Title Agent Licensing]]
* [[Title Agent Marketing in Missouri|Title Agent Marketing]]
* [[Title Agent Remittance Requirements in Missouri|Title Agent Remittance Requirements]]
* [[Title Agent Reporting Requirements in Missouri|Title Agent Reporting Requirements]]
* [[Title Agent Residency Requirements in Missouri|Title Agent Residency Requirements]]
* [[Title Curative in Missouri|Title Curative]]
* [[Title Examinations in Missouri|Title Examinations]]
* [[Title Insurance Commitments in Missouri|Title Insurance Commitments]]
* [[Title Insurance Endorsements in Missouri|Title Insurance Endorsements]]
* [[Title Insurance Policies in Missouri|Title Insurance Policies]]
* [[Title Insurance Rates in Missouri|Title Insurance Rates]]
* [[Title Insurance Waivers in Missouri|Title Insurance Waivers]]
* [[Title Plants in Missouri|Title Plants]]
* [[Title Production in Missouri|Title Production]]
* [[Title Searching in Missouri|Title Searching]]
* [[Title Underwriting in Missouri|Title Underwriting]]
* [[Torrens Property in Missouri|Torrens Property]]
* [[Transfer on Death Deeds in Missouri|Transfer on Death Deeds]]
* [[Transfer Taxes in Missouri|Transfer Taxes]]
* [[Trusts in Missouri|Trusts]]
* [[Trustee Sale Guarantees in Missouri|Trustee Sale Guarantees]]
* [[Trustees in Missouri|Trustees]]
* [[Unauthorized Practice of Law in Missouri|Unauthorized Practice of Law]]
* [[Uniform Commercial Code in Missouri|Uniform Commercial Code]]
* [[Unincorporated Associations in Missouri|Unincorporated Associations]]
* [[Usury in Missouri|Usury]]
* [[Vacation Proceedings in Missouri|Vacation Proceedings]]
* [[Vendees' Liens in Missouri|Vendees' Liens]]
* [[Vendors' Liens in Missouri|Vendors' Liens]]
* [[Water and Water Rights in Missouri|Water and Water Rights]]
* [[Wills in Missouri|Wills]]
* [[Withholding in Missouri|Withholding]]
* [[Witnesses in Missouri|Witnesses]]
* [[Zoning in Missouri|Zoning]]
* [[Zoning Ordinances in Missouri|Zoning Ordinances]]
|}

Transfer on Death Deeds in Missouri

2020-10-29T13:05:41Z

Davidjenkins:

==Overview==

Transfer on Death Deeds or "TOD Deeds" have been available in Missouri by statute since 1989. They are sometimes titled as "Beneficiary Deeds". A TOD Deed, even after recorded, is of no effect until the grantor is deceased. It can therefore be rescinded at any time. It should be noted that these are not the same as Ladybird Deeds in which the transfer is made but the grantor reserves rights to dispose of the property during their lifetime.

===Sources===

* [https://law.justia.com/codes/missouri/2011/titlexxxi/chapter461/section461025/ MO Rev Stat § 461.025].

===Compliance===

Because a Transfer on Death Deed does not create any present insurable interest in real estate, it is likely that the drafting of such a deed by a title insurance agent would be considered in the unauthorized practice of law.

===Forms===

===Search===

===Examination===

===Underwriting===

===Recording===

* Transfer on Death Deeds are recorded at the Recorder of Deeds office for the county where the subject property is located.

===Pricing===
* Preparation
* Recording
* Taxes

===Deceased Beneficiaries===

Whether or not the beneficiary must survive the owner in order to take the property depends on the relationship of the beneficiary to the owner, and on the instrument itself. If the beneficiary is the owner's lineal descendant, then the property automatically goes to the beneficiary's lineal descendants per stirpes (“LDPS”) unless “no LDPS” is inserted after the beneficiary's name in the beneficiary deed. V.A.M.S. § 461.045, par. 1. The converse applies for all other beneficiaries, unless “and LDPS” is inserted. V.A.M.S. § 461.025, par. 2. If the beneficiary is an LDPS beneficiary, and does not survive the owner, then the beneficiary's share shall pass to the beneficiary's lineal descendants in the same manner as is directed by Missouri's general law of intestate succession (see § 19.3). The beneficiary's spouse does not receive anything in this circumstance. See V.A.M.S. § 461.045, par. 4.

If there are no lineal descendants, then the other named beneficiaries will take; if there are no such beneficiaries, the gift shall lapse. V.A.M.S. § 461.045, par. 5. The gift shall also be ineffective if the property is lost, destroyed, or involuntarily converted during the owner's lifetime, although the beneficiary will succeed to any cause of action or right the owner would have had with regard to the property if the owner had survived. V.A.M.S. § 461.037. The grantee of a beneficiary deed's may be a trust, even a revocable trust. V.A.M.S. § 461.025.1.

==Cross-References==
* [[Transfer on Death Deeds]]
* [[Missouri]]
** [[Deeds in Missouri]]
** [[Estates in Missouri]]
** [[Ladybird Deeds in Missouri]]

Mobile Homes in Missouri

2020-10-21T19:08:34Z

Davidjenkins: /* Underwriting */

==Overview==

==Definitions==
===Mobile===
===Manufactured===
===Modular===

==Taxation==

==Underwriting==

===Simple Requirement===
Proper conversion of any mobile home on the Land to real property pursuant to Mo. Ann. Stat. § 442.015.

===Complex Requirement===

In the event the improvements located on the property to be insured include any house trailer, mobile home, or manufactured housing unit, the Company requires the following to comply with Mo. Ann. Stat. § 442.015:

a. The unit must be permanently affixed to the Land;

b. The certificate of title of the unit must reflect that its title is vested in the same owner as the Land;

c. The owner must sign an affidavit stating that there are no outstanding liens or loans against the unit.;

d. The owner shall execute and record in the county where the property is located, an Affidavit of Affixation (Missouri Department of Revenue form 5312);

e. A certified copy of the recorded Affidavit of Affixation (form 5312) must be filed with the Missouri Department of Revenue along with submitting either Form 5315 or 5314 as applicable or any other documentation as may be necessary, within 60 days of the recording date in order to
have the house assessed as real estate.

NOTE: The Company may make additional requirements or exceptions.

===Exception===

The Land shall not be deemed to include any house trailer, manufactured home, mobile home, or mobile dwelling on the Land.

==Conversion==

===Affixation===

===Cancellation of Titles===

==Cross-References==
* [[Missouri]]

Missouri allows for conversion of a manufactured home to real property. Missouri has recently amended its law, effective March 1, 2011, whereby a certiﬁcate of title or origin may be surrendered to show conversion to real property. It is a factual determination requiring: (a) that the owners of the manufactured home be the same as the owners of the real estate; and (b) that the manufactured home be afﬁxed to the property by (i) having the axles, wheels, and hitch removed, (ii) being on a permanent foundation, and (iii) being attached to that foundation. This is accomplished by the ﬁling of a Form 5315 Application for Surrender of Title or Manufacturer’s Certiﬁcate of Origin, accompanied by the following: (a) the name, residence, and mailing address of the owner; (b) a description of the manufactured home, including its make, model, name of manufacturer, year, dimensions, and VIN or serial number and whether it is used or new; (c) date of purchase by the owner, along with name and address of the person from whom it was acquired, and name and address of any lienholders in order of apparent priority; (d) statement of the owner indicating any facts, known to the owner, that could affect the validity of the title or the existence or nonexistence of any other interest or lien in the manufactured home; (e) a certiﬁed copy of the recorded afﬁdavit of afﬁxation (see 3 above); (if) the original manufacturer‘s certiﬁcate of origin; (g) the name and address of each person wishing written acknowledgement of surrender; and (h) the applicable ﬁling fee.

Yes. The statutory reference for surrender or retirement of certiﬁcates of title is VAMS Section 700.111. A manufactured home is deﬁned in Section 70001005). The terms “mobile home” and “modular home” are not individually deﬁned, but generally would fall under the deﬁnition of a manufactured home in Section 700.010(6).

VAMS Section 700 uses the term “manufactured home” with the term “mobile home” frequently in parentheses behind the term “manufactured home.” The term “manufactured home” is deﬁned as a “structure, transportable in one or more sections, which, in the traveling mode, is 8 body feet or more in width or 40 body feet or more in length, or, when erected on site, is 320 or more square feet, and which is built on a permanent chassis and designed" to be used as a dwelling with or without a permanent foundation when connected to the required utilities, and includes the plumbing, heating, air-conditioning, and electrical systems contained therein. The term includes any structure that meets all of the requirements of this paragraph except the size requirements and with respect to which the manufacturer voluntarily files a certiﬁcation required by the US. Secretary of Housing and Urban Development and complies with the standards established under Title 42 of the US. Code.” VAMS Section 700.010(6).

The term “modular unit” is deﬁned as a transportable building unit designed to be used by itself or to be incorporated with similar units at a point-of-use into a modular structure to be used for residential, commercial, educational, or industrial purposes. This definition shall not apply to structures less than 650 square feet used temporarily and exclusively for construction-site office purposes. VAMS Section 700.010(8). Generally, modular homes are not treated as motor vehicles and do not have certiﬁcates of title. They usually come in two sections, transported on a trailer and not with wheels and a hitch that are actually a part of the home. They are usually considered real property.

Missouri

2020-10-05T20:57:29Z

Davidjenkins:

[[MO Operations Summary]]

[[MO Underwriting Summary]]

[[MO Underwriting References]]

{| class="wikitable"
|-
| style="background-color:#87CEEB; text-align:center;" colspan="3" | '''Categories'''
|-
| style="text-align:left; width:25%;" | [[File:NEW_Sources.png|link=Sources of Authority in Missouri|60px]] [[Sources of Authority in Missouri|Sources]]
| style="text-align:left; width:25%;" | [[File:NEW_Compliance.png|link=Compliance in Missouri|60px]] [[Compliance in Missouri|Compliance]]
| style="text-align:left; width:25%;" | [[File:NEW_Forms.png|link=Forms in Missouri|60px]] [[Forms in Missouri|Forms]]
|-
| style="text-align:left;" | [[File:NEW_Search.png|link=Title Searching in Missouri|60px]] [[Title Searching in Missouri|Search]]
| style="text-align:left;" | [[File:NEW_Examination.png|link=Title Examination in Missouri|60px]] [[Title Examination in Missouri|Examination]]
| style="text-align:left;" | [[File:NEW_Curative.png|link=Title Curative in Missouri|60px]] [[Title Curative in Missouri|Curative]]
|-
| style="text-align:left;" | [[File:NEW_Underwriting.png|link=Title Underwriting in Missouri|60px]] [[Title Underwriting in Missouri|Underwriting]]
| style="text-align:left;" | [[File:NEW_Production.png|link=Title Production in Missouri|60px]] [[Title Production in Missouri|Production]]
| style="text-align:left;" | [[File:NEW_Closing.png|link=Closing and Escrow in Missouri|60px]] [[Closing and Escrow in Missouri|Closing & Escrow]]
|-
| style="text-align:left;" | [[File:NEW_Recording.png|link=Document Recording in Missouri|60px]] [[Document Recording in Missouri|Recording]]
| style="text-align:left;" | [[File:NEW_Claims.png|link=Claims in Missouri|60px]] [[Claims in Missouri|Claims]]
| style="text-align:left;" | [[File:NEW_Pricing.png|link=Pricing in Missouri|60px]] [[Pricing in Missouri|Pricing]]
|}

==Alphabetical Index==

{| class="wikitable"
|-
| style="background-color:#87CEEB; text-align:center;" |A-E
| style="background-color:#87CEEB; text-align:center;" |F-Q
| style="background-color:#87CEEB; text-align:center;" |R-Z
|-
| style="vertical-align: top;" |
* [[Abandonment in Missouri|Abandonment]]
* [[Abstracters in Missouri|Abstracters]]
* [[Abstractors in Missouri|Abstractors]]
* [[Access in Missouri|Access]]
* [[Acknowledgments in Missouri|Acknowledgments]]
* [[Actions in Partition in Missouri|Actions in Partition]]
* [[Actions to Quiet Title in Missouri|Actions to Quiet Title]]
* [[Ad Valorem Taxes in Missouri|Ad Valorem Taxes]]
* [[Adverse Possession in Missouri|Adverse Possession]]
* [[Affidavits in Missouri|Affidavits]]
* [[Affidavits of Heirship in Missouri|Affidavits of Heirship]]
* [[Affidavits of Title in Missouri|Affidavits of Title]]
* [[After-Acquired Title in Missouri|After-Acquired Title]]
* [[Agency in Missouri|Agency]]
* [[Agreements for Deed in Missouri|Agreements for Deed]]
* [[Agreements of Sale in Missouri|Agreements of Sale]]
* [[Agricultural Lands in Missouri|Agricultural Lands]]
* [[Air Rights and Air Space in Missouri|Air Rights and Air Space]]
* [[Aliens in Missouri|Aliens]]
* [[Alimony in Missouri|Alimony]]
* [[Appeals in Missouri|Appeals]]
* [[Approved Attorneys in Missouri|Approved Attorneys]]
* [[Appurtenant Easements in Missouri|Appurtenant Easements]]
* [[Arbitration in Missouri|Arbitration]]
* [[Assignments in Missouri|Assignments]]
* [[Attachment in Missouri|Attachment]]
* [[Attorney Certifications in Missouri|Attorney Certifications]]
* [[Attorney Title Certifications in Missouri|Attorney Title Certifications]]
* [[Attorney Title Opinions in Missouri|Attorney Title Opinions]]
* [[Bankruptcy in Missouri|Bankruptcy]]
* [[Beneficiary Deeds in Missouri|Beneficiary Deeds]]
* [[Boat Slips in Missouri|Boat Slips]]
* [[Boundaries in Missouri|Boundaries]]
* [[Bricks and Mortar Requirements in Missouri|Bricks and Mortar Requirements]]
* [[Cabin Clubs in Missouri|Cabin Clubs]]
* [[Canals in Missouri|Canals]]
* [[Cemeteries in Missouri|Cemeteries]]
* [[Certifications of Trust in Missouri|Certifications of Trust]]
* [[Chains of Title in Missouri|Chains of Title]]
* [[Chattels in Missouri|Chattels]]
* [[Child Support Liens in Missouri|Child Support Liens]]
* [[Church Titles in Missouri|Church Titles]]
* [[Civil Money Judgments in Missouri|Civil Money Judgments]]
* [[Claims in Missouri|Claims]]
* [[Closing and Escrow in Missouri|Closing and Escrow]]
* [[Closing Protection Letters in Missouri|Closing Protection Letters]]
* [[Commitments in Missouri|Commitments]]
* [[Common Law Marriage in Missouri|Common Law Marriage]]
* [[Community Associations in Missouri|Community Associations]]
* [[Community Property in Missouri|Community Property]]
* [[Compliance in Missouri|Compliance]]
* [[Condemnations in Missouri|Condemnations]]
* [[Condominium Association Liens in Missouri|Condominium Association Liens]]
* [[Condominiums in Missouri|Condominiums]]
* [[Conservatorships in Missouri|Conservatorships]]
* [[Construction Liens in Missouri|Construction Liens]]
* [[Contracts for Sale in Missouri|Contracts for Sale]]
* [[Contracts for Deed in Missouri|Contracts for Deed]]
* [[Cooperatives in Missouri|Cooperatives]]
* [[Corporate Dissolution in Missouri|Corporate Dissolution]]
* [[Corporations in Missouri|Corporations]]
* [[Corrective Affidavits in Missouri|Corrective Affidavits]]
* [[Corrective Instruments in Missouri|Corrective Instruments]]
* [[Counties in Missouri|Counties]]
* [[Courts in Missouri|Courts]]
* [[Covenants in Missouri|Covenants]]
* [[Creditor's Rights in Missouri|Creditor's Rights]]
* [[Criminal Money Judgments in Missouri|Criminal Money Judgments]]
* [[Death Taxes in Missouri|Death Taxes]]
* [[Dedications in Missouri|Dedications]]
* [[Deeds in Missouri|Deeds]]
* [[Deeds of Trust in Missouri|Deeds of Trust]]
* [[Derivation Clauses in Missouri|Derivation Clauses]]
* [[Descriptions in Missouri|Descriptions]]
* [[Disabilities in Missouri|Disabilities]]
* [[Disabled Persons in Missouri|Disabled Persons]]
* [[Disbursements in Missouri|Disbursements]]
* [[Disclosures in Missouri|Disclosures]]
* [[Disclosure Requirements in Missouri|Disclosure Requirements]]
* [[Dissolution of Corporations in Missouri|Dissolution of Corporations]]
* [[Divorces in Missouri|Divorces]]
* [[Dockominiums in Missouri|Dockominiums]]
* [[Document Execution in Missouri|Document Execution]]
* [[Document Preparation in Missouri|Document Preparation]]
* [[Document Recording in Missouri|Document Recording]]
* [[Doing Business Requirements in Missouri|Doing Business Requirements]]
* [[Easements in Missouri|Easements]]
* [[Easements Appurtenant in Missouri|Easements Appurtenant]]
* [[Easements by Implication in Missouri|Easements by Implication]]
* [[Easements by Necessity in Missouri|Easements by Necessity]]
* [[Easements by Prescription in Missouri|Easements by Prescription]]
* [[Eminent Domain in Missouri|Eminent Domain]]
* [[Endorsements in Missouri|Endorsements]]
* [[Entities in Missouri|Entities]]
* [[Environmental Law in Missouri|Environmental Law]]
* [[Environmental Liens in Missouri|Environmental Liens]]
* [[Equitable Subordination in Missouri|Equitable Subordination]]
* [[Equitable Subrogation in Missouri|Equitable Subrogation ]]
* [[Escheat in Missouri|Escheat]]
* [[Estate Taxes in Missouri|Estate Taxes]]
* [[Estates in Missouri|Estates]]
* [[Exceptions in Missouri|Exceptions]]
* [[Execution in Missouri|Execution]]
* [[Extended Coverage in Missouri|Extended Coverage]]
| style="vertical-align: top;" |
* [[Fiduciaries in Missouri|Fiduciaries]]
* [[File Retention Requirements in Missouri|File Retention Requirements]]
* [[Financing Statements in Missouri|Financing Statements]]
* [[Flood Searches in Missouri|Flood Searches]]
* [[Foreclosures in Missouri|Foreclosures]]
* [[Forfeitures in Missouri|Forfeitures]]
* [[Forms in Missouri|Forms]]
* [[General Partnerships in Missouri|General Partnerships]]
* [[Generic Exceptions in Missouri|Generic Exceptions]]
* [[Good Funds in Missouri|Good Funds]]
* [[Government of Missouri|Government]]
* [[Ground Rents in Missouri|Ground Rents]]
* [[Guardianships in Missouri|Guardianships]]
* [[HELOCS in Missouri|HELOCS]]
* [[Heirs Property in Missouri|Heirs Property]]
* [[Highways in Missouri|Highways]]
* [[Homestead in Missouri|Homestead]]
* [[Homeowners' Association Liens in Missouri|Homeowners' Association Liens]]
* [[Hospital Liens in Missouri|Hospital Liens]]
* [[Implied Easements in Missouri|Implied Easements]]
* [[Incapacity in Missouri|Incapacity]]
* [[Incompetents in Missouri|Incompetents]]
* [[Indemnifications in Missouri|Indemnifications]]
* [[Indian Titles in Missouri|Indian Titles]]
* [[Inheritance Taxes in Missouri|Inheritance Taxes]]
* [[Installment Contracts in Missouri|Installment Contracts]]
* [[Insured Closing Letters in Missouri|Insured Closing Letters]]
* [[Intestacy in Missouri|Intestacy]]
* [[Islamic Financing in Missouri|Islamic Financing]]
* [[Joinder of Non-Titled Spouses in Missouri|Joinder of Non-Titled Spouses]]
* [[Judicial Foreclosures in Missouri|Judicial Foreclosures]]
* [[Judicial Proceedings in Missouri|Judicial Proceedings]]
* [[Ladybird Deeds in Missouri|Ladybird Deeds]]
* [[Land Trusts in Missouri|Land Trusts]]
* [[Leasehold Interests in Missouri|Leasehold Interests]]
* [[Leases in Missouri|Leases]]
* [[Legal Descriptions in Missouri|Legal Descriptions]]
* [[Legislation in Missouri|Legislation]]
* [[Letters of Indemnification in Missouri|Letters of Indemnification]]
* [[Liens in Missouri|Liens]]
* [[Life Estates in Missouri|Life Estates]]
* [[Limited Partnerships in Missouri|Limited Partnerships]]
* [[Lis Pendens in Missouri|Lis Pendens]]
* [[Mandatory Disclosures in Missouri|Mandatory Disclosures]]
* [[Manufactured Homes in Missouri|Manufactured Homes]]
* [[Marital Interests in Missouri|Marital Interests]]
* [[Marital Rights in Missouri|Marital Rights]]
* [[Marketability of Title in Missouri|Marketability of Title]]
* [[Marketable Title Act in Missouri|Marketable Title Act]]
* [[Marketable Record Title Acts in Missouri|Marketable Record Title Acts]]
* [[Mechanic's Liens in Missouri|Mechanic's Liens]]
* [[Mineral Estates in Missouri|Mineral Estates]]
* [[Mineral Rights in Missouri|Mineral Rights]]
* [[Minerals in Missouri|Minerals]]
* [[Minimum Title Search Requirements in Missouri|Minimum Title Search Requirements]]
* [[Minors in Missouri|Minors]]
* [[Mobile Homes in Missouri|Mobile Homes]]
* [[Modular Homes in Missouri|Modular Homes]]
* [[Mortgages in Missouri|Mortgages]]
* [[Municipal Assessments in Missouri|Municipal Assessments]]
* [[Municipal Liens in Missouri|Municipal Liens]]
* [[Mutual Indemnification Agreements in Missouri|Mutual Indemnification Agreements]]
* [[New Construction in Missouri|New Construction]]
* [[Non-Judicial Foreclosures in Missouri|Non-Judicial Foreclosures]]
* [[Non-Resident Withholding in Missouri|Non-Resident Withholding]]
* [[Notaries in Missouri|Notaries]]
* [[Notices of Settlement in Missouri|Notices of Settlement]]
* [[Options in Missouri|Options]]
* [[Parties in Possession in Missouri|Parties in Possession]]
* [[Partition Actions in Missouri|Partition Actions]]
* [[Partnerships in Missouri|Partnerships]]
* [[Party Walls in Missouri|Party Walls]]
* [[Prescriptive Easements in Missouri|Prescriptive Easements]]
* [[Persons Under Disability in Missouri|Persons Under Disability]]
* [[Plain Language in Missouri|Plain Language]]
* [[Planned Unit Developments in Missouri|Planned Unit Developments]]
* [[Plats in Missouri|Plats]]
* [[Powers of Attorney in Missouri|Powers of Attorney]]
* [[Pre-Foreclosure Commitments in Missouri|Pre-Foreclosure Commitments]]
* [[Pre-Foreclosure Policies in Missouri|Pre-Foreclosure Policies]]
* [[Pricing in Missouri|Pricing]]
* [[Private Condemnation in Missouri|Private Condemnation]]
* [[Private Road Actions in Missouri|Private Road Actions]]
* [[Pro Forma Title Insurance Policies in Missouri|Pro Forma Title Insurance Policies]]
* [[Public Lands in Missouri|Public Lands]]
* [[Publicly Owned Lands in Missouri|Publicly Owned Lands]]
* [[Public Records in Missouri|Public Records]]
* [[Published Title Examination Standards in Missouri|Published Title Examination Standards]]
* [[Purchase Agreements in Missouri|Purchase Agreements]]
* [[Purchase Money Deeds of Trust in Missouri|Purchase Money Deeds of Trust]]
* [[Purchase Money Mortgages in Missouri|Purchase Money Mortgages]]
* [[Purchase Money Security Instruments in Missouri|Purchase Money Security Instruments]]
* [[Quiet Title Actions in Missouri|Quiet Title Actions]]
| style="vertical-align: top;" |
* [[Railroad Titles in Missouri|Railroad Titles]]
* [[Rate and Form Filings in Missouri|Rate and Form Filings]]
* [[Religious Congregations in Missouri|Religious Congregations]]
* [[Real Estate Broker Liens in Missouri|Real Estate Broker Liens]]
* [[Real Property Taxes in Missouri|Real Property Taxes]]
* [[Receiverships in Missouri|Receiverships]]
* [[Record Retention Requirements in Missouri|Record Retention Requirements]]
* [[Recording in Missouri|Recording]]
* [[Recording Forms in Missouri|Recording Forms]]
* [[Recording Jurisdictions in Missouri|Recording Jurisdictions]]
* [[Recording Offices in Missouri|Recording Offices]]
* [[Recording Requirements in Missouri|Recording Requirements]]
* [[Recording Transfer Taxes in Missouri|Recording Transfer Taxes]]
* [[Redemption Rights in Missouri|Redemption Rights]]
* [[Registered Land in Missouri|Registered Land]]
* [[Regulatory Filings in Missouri|Regulatory Filings]]
* [[Remittances in Missouri|Remittances]]
* [[Restrictions in Missouri|Restrictions]]
* [[Restrictive Covenants in Missouri|Restrictive Covenants]]
* [[Rights of First Refusal in Missouri|Rights of First Refusal]]
* [[Riparian Rights in Missouri|Riparian Rights]]
* [[Roads in Missouri|Roads]]
* [[Rule Against Perpetuities in Missouri|Rule Against Perpetuities]]
* [[Schools in Missouri|Schools]]
* [[Scrivener's Affidavits in Missouri|Scrivener's Affidavits]]
* [[Security Instruments in Missouri|Security Instruments]]
* [[Settlement Statements in Missouri|Settlement Statements]]
* [[Signatures in Missouri|Signatures]]
* [[Slayer's Act in Missouri|Slayer's Act]]
* [[Sources of Authority in Missouri|Sources of Authority]]
* [[Spousal Joinder in Missouri|Spousal Joinder]]
* [[Standard Exceptions in Missouri|Standard Exceptions ]]
* [[Standard Requirements in Missouri|Standard Requirements]]
* [[Standard Title Search Period in Missouri|Standard Title Search Period]]
* [[State Tax Liens in Missouri|State Tax Liens]]
* [[Streets in Missouri|Streets]]
* [[Subdivisions in Missouri|Subdivisions]]
* [[Superfund Liens in Missouri|Superfund Liens]]
* [[Survey Requirements in Missouri|Survey Requirements]]
* [[Surveys in Missouri|Surveys]]
* [[Survivorship Estates in Missouri|Survivorship Estates]]
* [[Tax Certifications in Missouri|Tax Certifications]]
* [[Tax Deeds in Missouri|Tax Deeds]]
* [[Tax Liens in Missouri|Tax Liens]]
* [[Tax Sales in Missouri|Tax Sales]]
* [[Tenancies in Missouri|Tenancies]]
* [[Tidelands in Missouri|Tidelands]]
* [[Timeshares in Missouri|Timeshares]]
* [[Timberlands in Missouri|Timberlands]]
* [[Title Agent Audits in Missouri|Title Agent Audits]]
* [[Title Agent Audit Requirements in Missouri|Title Agent Audit Requirements]]
* [[Title Agent Banking Requirements in Missouri|Title Agent Banking Requirements]]
* [[Title Agent Insurance Requirements in Missouri|Title Agent Insurance Requirements]]
* [[Title Agent Licensing in Missouri|Title Agent Licensing]]
* [[Title Agent Marketing in Missouri|Title Agent Marketing]]
* [[Title Agent Remittance Requirements in Missouri|Title Agent Remittance Requirements]]
* [[Title Agent Reporting Requirements in Missouri|Title Agent Reporting Requirements]]
* [[Title Agent Residency Requirements in Missouri|Title Agent Residency Requirements]]
* [[Title Curative in Missouri|Title Curative]]
* [[Title Examinations in Missouri|Title Examinations]]
* [[Title Insurance Commitments in Missouri|Title Insurance Commitments]]
* [[Title Insurance Endorsements in Missouri|Title Insurance Endorsements]]
* [[Title Insurance Policies in Missouri|Title Insurance Policies]]
* [[Title Insurance Rates in Missouri|Title Insurance Rates]]
* [[Title Insurance Waivers in Missouri|Title Insurance Waivers]]
* [[Title Plants in Missouri|Title Plants]]
* [[Title Production in Missouri|Title Production]]
* [[Title Searching in Missouri|Title Searching]]
* [[Title Underwriting in Missouri|Title Underwriting]]
* [[Torrens Property in Missouri|Torrens Property]]
* [[Transfer on Death Deeds in Missouri|Transfer on Death Deeds]]
* [[Transfer Taxes in Missouri|Transfer Taxes]]
* [[Trusts in Missouri|Trusts]]
* [[Trustee Sale Guarantees in Missouri|Trustee Sale Guarantees]]
* [[Trustees in Missouri|Trustees]]
* [[Unauthorized Practice of Law in Missouri|Unauthorized Practice of Law]]
* [[Uniform Commercial Code in Missouri|Uniform Commercial Code]]
* [[Unincorporated Associations in Missouri|Unincorporated Associations]]
* [[Usury in Missouri|Usury]]
* [[Vacation Proceedings in Missouri|Vacation Proceedings]]
* [[Vendees' Liens in Missouri|Vendees' Liens]]
* [[Vendors' Liens in Missouri|Vendors' Liens]]
* [[Water and Water Rights in Missouri|Water and Water Rights]]
* [[Wills in Missouri|Wills]]
* [[Withholding in Missouri|Withholding]]
* [[Witnesses in Missouri|Witnesses]]
* [[Zoning in Missouri|Zoning]]
* [[Zoning Ordinances in Missouri|Zoning Ordinances]]
|}

Mobile Homes in Missouri

2020-09-08T18:58:59Z

Davidjenkins: /* Complex Requirement */

==Overview==

==Definitions==
===Mobile===
===Manufactured===
===Modular===

==Taxation==

==Underwriting==

===Simple Requirement===
Proper conversion of any mobile home on the Land to real property pursuant to Mo. Ann. Stat. § 442.015.

===Complex Requirement===

In the event the improvements located on the property to be insured include any house trailer, mobile home, or manufactured housing unit, the Company requires the following to comply with Mo. Ann. Stat. § 442.015:

a. The unit must be permanently affixed to the Land;

b. The certificate of title of the unit must reflect that its title is vested in the same owner as the Land;

c. The owner must sign an affidavit stating that there are no outstanding liens or loans against the unit.;

d. The owner shall execute and record in the county where the property is located, an Affidavit of Affixation (Missouri Department of Revenue form 5312);

e. A certified copy of the recorded Affidavit of Affixation (form 5312) must be filed with the Missouri Department of Revenue along with submitting either Form 5315 or 5314 as applicable or any other documentation as may be necessary, within 60 days of the recording date in order to
have the house assessed as real estate.

NOTE: The Company may make additional requirements or exceptions.

==Conversion==

===Affixation===

===Cancellation of Titles===

==Cross-References==
* [[Missouri]]

Missouri allows for conversion of a manufactured home to real property. Missouri has recently amended its law, effective March 1, 2011, whereby a certiﬁcate of title or origin may be surrendered to show conversion to real property. It is a factual determination requiring: (a) that the owners of the manufactured home be the same as the owners of the real estate; and (b) that the manufactured home be afﬁxed to the property by (i) having the axles, wheels, and hitch removed, (ii) being on a permanent foundation, and (iii) being attached to that foundation. This is accomplished by the ﬁling of a Form 5315 Application for Surrender of Title or Manufacturer’s Certiﬁcate of Origin, accompanied by the following: (a) the name, residence, and mailing address of the owner; (b) a description of the manufactured home, including its make, model, name of manufacturer, year, dimensions, and VIN or serial number and whether it is used or new; (c) date of purchase by the owner, along with name and address of the person from whom it was acquired, and name and address of any lienholders in order of apparent priority; (d) statement of the owner indicating any facts, known to the owner, that could affect the validity of the title or the existence or nonexistence of any other interest or lien in the manufactured home; (e) a certiﬁed copy of the recorded afﬁdavit of afﬁxation (see 3 above); (if) the original manufacturer‘s certiﬁcate of origin; (g) the name and address of each person wishing written acknowledgement of surrender; and (h) the applicable ﬁling fee.

Yes. The statutory reference for surrender or retirement of certiﬁcates of title is VAMS Section 700.111. A manufactured home is deﬁned in Section 70001005). The terms “mobile home” and “modular home” are not individually deﬁned, but generally would fall under the deﬁnition of a manufactured home in Section 700.010(6).

VAMS Section 700 uses the term “manufactured home” with the term “mobile home” frequently in parentheses behind the term “manufactured home.” The term “manufactured home” is deﬁned as a “structure, transportable in one or more sections, which, in the traveling mode, is 8 body feet or more in width or 40 body feet or more in length, or, when erected on site, is 320 or more square feet, and which is built on a permanent chassis and designed" to be used as a dwelling with or without a permanent foundation when connected to the required utilities, and includes the plumbing, heating, air-conditioning, and electrical systems contained therein. The term includes any structure that meets all of the requirements of this paragraph except the size requirements and with respect to which the manufacturer voluntarily files a certiﬁcation required by the US. Secretary of Housing and Urban Development and complies with the standards established under Title 42 of the US. Code.” VAMS Section 700.010(6).

The term “modular unit” is deﬁned as a transportable building unit designed to be used by itself or to be incorporated with similar units at a point-of-use into a modular structure to be used for residential, commercial, educational, or industrial purposes. This definition shall not apply to structures less than 650 square feet used temporarily and exclusively for construction-site office purposes. VAMS Section 700.010(8). Generally, modular homes are not treated as motor vehicles and do not have certiﬁcates of title. They usually come in two sections, transported on a trailer and not with wheels and a hitch that are actually a part of the home. They are usually considered real property.

Mobile Homes in Missouri

2020-09-08T18:53:13Z

Davidjenkins: /* Complex Requirement */

==Overview==

==Definitions==
===Mobile===
===Manufactured===
===Modular===

==Taxation==

==Underwriting==

===Simple Requirement===
Proper conversion of any mobile home on the Land to real property pursuant to Mo. Ann. Stat. § 442.015.

===Complex Requirement===

In the event the improvements located on the property to be insured include any house trailer, Mobile home or manufactured housing unit, the Company requires the following to comply with RSMO 442.015:

a. The home shall be permanently affixed to the real estate;

b. The certificate of title must reflect that the title to the home is vested in the owner of the land;

c. Seller to sign an affidavit at closing stating that there are no outstanding liens or loans against the housing unit.

d. The person(s) having an ownership interest in the home shall execute and record in the county where the property is located, an Affidavit of Affixation (Missouri Department of Revenue form 5312)

e. A certified recorded copy of Affidavit of Affixation (form 5312) is to be properly filed with the Missouri Department of Revenue along with submitting either Form 5315 or 5314 as applicable or any other documentation as may be necessary, within 60 days of the recording date in order to
have the house assessed as real estate.

NOTE: The Company may make additional requirements or exceptions.

==Conversion==

===Affixation===

===Cancellation of Titles===

==Cross-References==
* [[Missouri]]

Missouri allows for conversion of a manufactured home to real property. Missouri has recently amended its law, effective March 1, 2011, whereby a certiﬁcate of title or origin may be surrendered to show conversion to real property. It is a factual determination requiring: (a) that the owners of the manufactured home be the same as the owners of the real estate; and (b) that the manufactured home be afﬁxed to the property by (i) having the axles, wheels, and hitch removed, (ii) being on a permanent foundation, and (iii) being attached to that foundation. This is accomplished by the ﬁling of a Form 5315 Application for Surrender of Title or Manufacturer’s Certiﬁcate of Origin, accompanied by the following: (a) the name, residence, and mailing address of the owner; (b) a description of the manufactured home, including its make, model, name of manufacturer, year, dimensions, and VIN or serial number and whether it is used or new; (c) date of purchase by the owner, along with name and address of the person from whom it was acquired, and name and address of any lienholders in order of apparent priority; (d) statement of the owner indicating any facts, known to the owner, that could affect the validity of the title or the existence or nonexistence of any other interest or lien in the manufactured home; (e) a certiﬁed copy of the recorded afﬁdavit of afﬁxation (see 3 above); (if) the original manufacturer‘s certiﬁcate of origin; (g) the name and address of each person wishing written acknowledgement of surrender; and (h) the applicable ﬁling fee.

Yes. The statutory reference for surrender or retirement of certiﬁcates of title is VAMS Section 700.111. A manufactured home is deﬁned in Section 70001005). The terms “mobile home” and “modular home” are not individually deﬁned, but generally would fall under the deﬁnition of a manufactured home in Section 700.010(6).

VAMS Section 700 uses the term “manufactured home” with the term “mobile home” frequently in parentheses behind the term “manufactured home.” The term “manufactured home” is deﬁned as a “structure, transportable in one or more sections, which, in the traveling mode, is 8 body feet or more in width or 40 body feet or more in length, or, when erected on site, is 320 or more square feet, and which is built on a permanent chassis and designed" to be used as a dwelling with or without a permanent foundation when connected to the required utilities, and includes the plumbing, heating, air-conditioning, and electrical systems contained therein. The term includes any structure that meets all of the requirements of this paragraph except the size requirements and with respect to which the manufacturer voluntarily files a certiﬁcation required by the US. Secretary of Housing and Urban Development and complies with the standards established under Title 42 of the US. Code.” VAMS Section 700.010(6).

The term “modular unit” is deﬁned as a transportable building unit designed to be used by itself or to be incorporated with similar units at a point-of-use into a modular structure to be used for residential, commercial, educational, or industrial purposes. This definition shall not apply to structures less than 650 square feet used temporarily and exclusively for construction-site office purposes. VAMS Section 700.010(8). Generally, modular homes are not treated as motor vehicles and do not have certiﬁcates of title. They usually come in two sections, transported on a trailer and not with wheels and a hitch that are actually a part of the home. They are usually considered real property.

Mobile Homes in Missouri

2020-09-08T18:52:49Z

Davidjenkins:

==Overview==

==Definitions==
===Mobile===
===Manufactured===
===Modular===

==Taxation==

==Underwriting==

===Simple Requirement===
Proper conversion of any mobile home on the Land to real property pursuant to Mo. Ann. Stat. § 442.015.

===Complex Requirement===

In the event the improvements located on the property to be insured include any house trailer, Mobile home or manufactured housing unit, the Company requires the following to comply with RSMO 442.015:
a. The home shall be permanently affixed to the real estate;
b. The certificate of title must reflect that the title to the home is vested in the owner of the land;
c. Seller to sign an affidavit at closing stating that there are no outstanding liens or loans against the housing unit.
d. The person(s) having an ownership interest in the home shall execute and record in the county where the property is located, an Affidavit of Affixation (Missouri Department of Revenue form 5312)
e. A certified recorded copy of Affidavit of Affixation (form 5312) is to be properly filed with the Missouri Department of Revenue along with submitting either Form 5315 or 5314 as applicable or
any other documentation as may be necessary, within 60 days of the recording date in order to
have the house assessed as real estate.

NOTE: The Company may make additional requirements or exceptions.

==Conversion==

===Affixation===

===Cancellation of Titles===

==Cross-References==
* [[Missouri]]

Missouri allows for conversion of a manufactured home to real property. Missouri has recently amended its law, effective March 1, 2011, whereby a certiﬁcate of title or origin may be surrendered to show conversion to real property. It is a factual determination requiring: (a) that the owners of the manufactured home be the same as the owners of the real estate; and (b) that the manufactured home be afﬁxed to the property by (i) having the axles, wheels, and hitch removed, (ii) being on a permanent foundation, and (iii) being attached to that foundation. This is accomplished by the ﬁling of a Form 5315 Application for Surrender of Title or Manufacturer’s Certiﬁcate of Origin, accompanied by the following: (a) the name, residence, and mailing address of the owner; (b) a description of the manufactured home, including its make, model, name of manufacturer, year, dimensions, and VIN or serial number and whether it is used or new; (c) date of purchase by the owner, along with name and address of the person from whom it was acquired, and name and address of any lienholders in order of apparent priority; (d) statement of the owner indicating any facts, known to the owner, that could affect the validity of the title or the existence or nonexistence of any other interest or lien in the manufactured home; (e) a certiﬁed copy of the recorded afﬁdavit of afﬁxation (see 3 above); (if) the original manufacturer‘s certiﬁcate of origin; (g) the name and address of each person wishing written acknowledgement of surrender; and (h) the applicable ﬁling fee.

Yes. The statutory reference for surrender or retirement of certiﬁcates of title is VAMS Section 700.111. A manufactured home is deﬁned in Section 70001005). The terms “mobile home” and “modular home” are not individually deﬁned, but generally would fall under the deﬁnition of a manufactured home in Section 700.010(6).

VAMS Section 700 uses the term “manufactured home” with the term “mobile home” frequently in parentheses behind the term “manufactured home.” The term “manufactured home” is deﬁned as a “structure, transportable in one or more sections, which, in the traveling mode, is 8 body feet or more in width or 40 body feet or more in length, or, when erected on site, is 320 or more square feet, and which is built on a permanent chassis and designed" to be used as a dwelling with or without a permanent foundation when connected to the required utilities, and includes the plumbing, heating, air-conditioning, and electrical systems contained therein. The term includes any structure that meets all of the requirements of this paragraph except the size requirements and with respect to which the manufacturer voluntarily files a certiﬁcation required by the US. Secretary of Housing and Urban Development and complies with the standards established under Title 42 of the US. Code.” VAMS Section 700.010(6).

The term “modular unit” is deﬁned as a transportable building unit designed to be used by itself or to be incorporated with similar units at a point-of-use into a modular structure to be used for residential, commercial, educational, or industrial purposes. This definition shall not apply to structures less than 650 square feet used temporarily and exclusively for construction-site office purposes. VAMS Section 700.010(8). Generally, modular homes are not treated as motor vehicles and do not have certiﬁcates of title. They usually come in two sections, transported on a trailer and not with wheels and a hitch that are actually a part of the home. They are usually considered real property.

Liens in Missouri

2020-09-04T12:48:30Z

Davidjenkins: /* Other */

==Overview==

Liens affecting real property in Missouri are primarily filed at the county level. The Circuit Court contains the civil court records for each county while the Recorder of Deeds is the primary land records office for each county. Delinquent real property taxes and municipal assessments may also constitute liens against real property. These types of liens may not necessarily be filed at the county level and so a separate search or certification must be obtained to determine any delinquencies.

==Alimony/Support==

Alimony or Spousal Support may be awarded by a court when a Divorce Decree is entered [https://law.justia.com/codes/missouri/2011/titlexxx/chapter452/section452080/ MO Rev Stat § 452.080.]. The order acts as a '''general lien''' on any real property owned by the debtor in the county in which it is entered without any separate filing. It will attach to after-acquired property and '''does not expire''' until paid in full. This is also referred to as Spousal Maintenance.

==Bail Liens==

N/A.

==Broker Liens==

Missouri law provides that a real estate broker has a lien on commercial real estate or an interest in such commercial real estate in the amount of the compensation as agreed upon by the real estate broker and the real estate broker's client pursuant to a written agreement with the owner. (Section 429.605 of the Missouri Revised Statutes) The lien attaches when the broker records a notice of the lien in the office of the recorder of deeds in the county in which the real estate is located. If the broker has an agreement with the purchaser, the lien attaches at the time the purchaser accepts conveyance and if the broker records a notice of lien within ninety days after the purchase or transfer of interest to the buyer. It is important that, at the time of closing, the broker acknowledges that no agreement with the buyer exists or that the terms thereof have been fulfilled. It should also be noted that real estate appraisers and title insurance companies have lien rights with respect to work performed for appraisal services or for title examination services with respect to commercial real estate. (Section 429.629 Missouri Revised Statutes)

==Child Support Liens==

Child Support Liens in Missouri expire after '''three (3) years''' from the date of filing. A Support Order, by itself, does not create any lien. A release of the lien can be prepared by the support agency and also by the payment recipient. [https://law.justia.com/codes/missouri/2011/titlexxx/chapter454/section454515/ MO Rev Stat § 454.515].

==Civil Money Judgments==

Civil Money Judgments become a general lien on any real property either owned or '''subsequently acquired''' by the judgment debtor in the county in which they are filed upon entry in the county civil court records. They act as a lien for '''ten (10) years''' and can be '''revived indefinitely'''. [https://law.justia.com/codes/missouri/2011/titlexxxv/chapter511/section511360/ MO Rev Stat § 511.360]. Revival of a lien within the ten (10) year period will maintain priority from the date of initial filing. Revival after the ten (10) year period has lapsed will result only in a loss of priority, not the lien itself. Meyer v. Ragar, 935 S.W. 2d 197 (Mo.App. 1996).

==Community Association Liens==

===Condominium Association Liens===
Condominium liens are automatic ''in rem'' liens on property from the moment of assessment. They do not need to be recorded. The association has '''three (3) years''' from the date of assessment to file suit to collect any delinquencies. [https://law.justia.com/codes/missouri/2011/titlexxix/chapter448/section4483-116/ MO Rev Stat § 448.3-116].

===Homeowners' Association Liens===

Missouri does not have any provision for creating statutory Homeowners' Association Liens. Instead, the status and priority of the lien is governed by the Declaration. Most HOAs collect overdue assessments by filing a regular lawsuit to obtain a Civil Money Judgment.

==Community Facilities District Liens==

N/A.

==Construction/Mechanic’s Liens==

See [[Construction Liens in Missouri]]

==Criminal Money Judgments==

Criminal Money Judgments and orders of restitution do not attach to real property in Missouri unless they have been transcribed.

==Estate Tax Liens==

See [[Estates in Missouri]].

==Financing Statements==

Financing Statements (UCCs) in Missouri are filed in the Recorder of Deeds Office in the fixture index as well as the regular public land records. Regular filings constitute a lien for '''five (5) years''' and may be revived for same period by filing a continuation statement. Financing Statements filed against '''mobile homes''' or other types of manufactured housing act as a lien for '''thirty (30) years'''.

==Hospital Liens==

Hospital liens do not create liens on real property. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter430/section430230/ MO Rev Stat § 430.230].

==Inheritance Tax Liens==

N/A. See [[Estates in Missouri]].

==Lis Pendens==

Notices of Lis Pendens are filed in the Recorder of Deeds office. They do not expire until the underlying lawsuit has been dismissed or resolved. Any judgment of the court will have a retroactive date as of the filing of the Lis Pendens.

==Municipal Assessments==

Missouri, like most states, has assessments that are filed at the municipal level that can eventually be turned into liens at the county level, at which point they directly affect title because they are now filed in the Public Records as defined in the policy. With Missouri, there is enabling legislation that allows the municipalities to set whether or not the assessments become liens as of the date they are assessed or, by default, as of the date they are filed at the county level. Certain liens can be converted into special tax liens against the property at which time a bill is sent to the owner. From that point forward they handled in the same manner as real estate taxes.

==Municipal Liens==

Municipal Liens are filed in the Circuit Court of the county in which the property is located. The liens are in rem against the specific property listed in the lien. Depending on the type of lien and any ordinance that enabled it, the lien may have priority back to the date of its original assessment rather than the date of filing.

==Real Property Tax Liens==

Real Property Tax Liens do not expire. See [[Real Property Taxes in Missouri]].

==Security Instruments==

See [[Security Instruments in Missouri#Duration|Security Instruments in Missouri]].

==State Tax Liens==

* Missouri tax liens expire after 10 years, but may be renewed one time prior to expiring for an additional 10 years (20 years total).
* Article [http://www.carnahanlaw.com/IRS/motaxcollection.html]
* Interest Rate Calculation [https://dor.mo.gov/intrates.php]

==Other==

* TEFRA liens (Mo. Code Regs. tit. 13 § 70-4.110)

==Cross-References==

* [[Missouri]]
* [[Liens]]

Construction Liens in Missouri

2020-09-01T13:55:23Z

Davidjenkins: /* Cross-References */

==Overview==

Construction Liens in Missouri are referred to as Mechanics' and Materialmen's Liens in the statutes authorizing them. They follow the standard model of most constructions liens. When a lien is filed, it has priority back to the commencement of construction and does not require any special notice or registration to have this priority. In addition, the lien will have priority over any security instrument recorded '''prior''' to the commencement of construction if the funds in the security instrument were intended to pay for the construction.

===Sources===

[https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429010/ MO Rev Stat § 429.010.]

===Compliance===

===Forms===

* Notice of Commencement - N/A.
* Notice of Completion - N/A.
* Consent of Owner
* Notice of Intended Sale
* Notice of Rights
* Mechanic's Lien Claim
* Just and True Account
* Lien Waiver
** Conditional
** Unconditional

===Search===

* Notices of Intended Sale are recorded in the Recorder of Deeds office. MO Rev Stat § 429.016.11(1).
* Notices of Rights are recorded in the Recorder of Deeds office. MO Rev Stat § 429.016.9.
* Mechanic's Lien Claims are filed with the Clerk of the Circuit Court. MO Rev Stat § 429.080.

===Examination===

* A Mechanic's Lien Claim can be cleared if no lawsuit to enforce the lien has been filed within six (6) months of the filing date of the lien. MO Rev Stat § 429.170.

===Curative===

===Underwriting===

Ideally get an unconditional waiver from the general contractor before starting any new construction project. This is nearly impossible to get.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Authorized Claimants==

Any person who shall do or perform any work or labor upon land… or furnish any material… for any building, erection or improvements upon land, or for repairing, grading, excavating, or filling of the same… by virtue of any contract with the owner or proprietor thereof, or his or her agent… upon complying with the provisions of sections 429.010 to 429.340, shall have for his or her work or labor done… a lien upon such building, erection or improvements, and upon the land belonging to such owner or proprietor on which the same are situated. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429010/ MO Rev Stat § 429.010.1].

Any person or entity who performs work or delivers materials for construction purposes has the statutory right to file a mechanic's lien. (Chapter 429 Missouri Revised Statutes) Architects and engineers are specifically protected under the statute. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429015/ MO Rev Stat § 429.015]. With respect to owner-occupied, residential property which is being repaired or remodeled, only the original contractor has lien rights unless the contractor obtains written consent from the owner that subcontractors can file liens if not paid.

==Lien Priority==

The lien for the things aforesaid, or work, shall attach to the buildings, erections or improvements for which they were furnished or the work was done, in preference to any prior lien or encumbrance or mortgage upon the land upon which said buildings, erections, improvements or machinery have been erected or put… (RSMo 429.050) The lien for work and materials as aforesaid shall be preferred to all other encumbrances which may be attached to or upon such buildings, bridges or other improvements, or the ground, or either of them, subsequent to the commencement of such buildings or improvements. (RSMo 429.060)

Any person enforcing such lien may have such building, erection or improvement sold under execution and the purchaser may remove the same within a reasonable time after such a sale.1 In other words, if the date of attachment of a mechanic's lien is subsequent to the effective date of another encumbrance, the mechanic's lien will be superior as to the building or improvements constructed, but inferior as to the land. Section 429.060

A construction lender cannot achieve priority over a mechanic's lien, applying the "doctrine of waiver” developed by the Missouri courts. The lien dates from the visible commencement of work and has priority over any prior lien, which is recorded after the date of the visible commencement of work. Any pre-existing mortgage, which is recorded prior to the commencement of work, the proceeds of which are not to be used for construction, has priority over a subsequent mechanic's lien.

==Registries==

There are no special registries with regard to Construction Liens in Missouri.

==Filing Deadlines==

In post construction/improvement sale transactions, a Notice of Rights must be recorded by the lien claimant in the office of the Recorder of Deeds, not less than five (5) days prior to the date of closing stated in the Notice of Intended Sale recorded by property owner. Subsequent to that filing, the lien claimant has six (6) months to file his claim with the clerk of the circuit court in the proper jurisdiction. (RSMo 429.080) NOTE: Filing requirements and lien periods are different for residential versus non-residential property and for improvements versus demolition or material supply - review the Revised Statutes of Missouri Section 429 closely.

The lien must be filed within six months from the date the person last performed work or delivered materials. An action to enforce a mechanic's lien must be brought within six months of the filing of the lien.

===Notice of Rights===

This process appears to have been developed in order to prevent new buyers from getting hit with mechanic’s liens. Basically the seller has to record the notice and also give separate notice to the contractor at least 45 days prior to closing. If any contractors do not record a Notice of Rights at least five days prior to the closing date, then they lose the ability to file a mechanic’s lien against the property. They still retain a regular contract remedy against the prior owner, however.

Because the notice must be filed at least 45 days prior to closing, a closing cannot be moved up if it would then fall within that 45 day period. A seller can close after the date in the notice without having to file a new notice, but they cannot move the date up, otherwise the protection against mechanic’s liens would be lost.

==Enforcement Deadlines==

All actions under sections 429.010 to 429.340 shall be commenced within six months after filing the lien, and prosecuted without unnecessary delay to final judgment; and no lien shall continue to exist by virtue of the provisions of said sections, for more than six months after the lien shall be filed, unless within that time an action shall be instituted thereon, as herein prescribed. [https://law.justia.com/codes/missouri/2016/title-xxvii/chapter-429/section-429.170/ MO Rev Stat § 429.170 (2016)].

==Other==

===Releases===

Missouri has no statutory procedure for releasing a mechanic's lien in exchange for a surety bond. If a lien is settled before a suit is filed, a mechanic's lien release is recorded in the county recorder's office.

===Tenant Improvements===
On April 12, 2016, the Missouri Court of Appeals for the Eastern District handed down an opinion [https://www.courts.mo.gov/file.jsp?id=99599 Crafton Contracting Company, et al. v. Swenson Construction, Inc.]

Under this opinion, unpaid mechanics lien subcontractor claimants who performed tenant finish improvements in a shoe store in a regional shopping mall were able to establish and enforce mechanics liens against the entire mall property. The tenant is as an agent of the owner/landlord for purposes of the Mechanics Lien Statute, §429.010, R.S.Mo.

==Cross-References==
* [[Construction Liens]]
* [[Missouri]]
** [[Liens in Missouri]]
** [[New Construction in Missouri]]

Construction Liens in Missouri

2020-08-31T13:59:49Z

Davidjenkins:

==Overview==

Construction Liens in Missouri are referred to as Mechanics' and Materialmen's Liens in the statutes authorizing them. They follow the standard model of most constructions liens. When a lien is filed, it has priority back to the commencement of construction and does not require any special notice or registration to have this priority. In addition, the lien will have priority over any security instrument recorded '''prior''' to the commencement of construction if the funds in the security instrument were intended to pay for the construction.

===Sources===

[https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429010/ MO Rev Stat § 429.010.]

===Compliance===

===Forms===

* Notice of Commencement - N/A.
* Notice of Completion - N/A.
* Consent of Owner
* Notice of Intended Sale
* Notice of Rights
* Mechanic's Lien Claim
* Just and True Account
* Lien Waiver
** Conditional
** Unconditional

===Search===

* Notices of Intended Sale are recorded in the Recorder of Deeds office. MO Rev Stat § 429.016.11(1).
* Notices of Rights are recorded in the Recorder of Deeds office. MO Rev Stat § 429.016.9.
* Mechanic's Lien Claims are filed with the Clerk of the Circuit Court. MO Rev Stat § 429.080.

===Examination===

* A Mechanic's Lien Claim can be cleared if no lawsuit to enforce the lien has been filed within six (6) months of the filing date of the lien. MO Rev Stat § 429.170.

===Curative===

===Underwriting===

Ideally get an unconditional waiver from the general contractor before starting any new construction project. This is nearly impossible to get.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Authorized Claimants==

Any person who shall do or perform any work or labor upon land… or furnish any material… for any building, erection or improvements upon land, or for repairing, grading, excavating, or filling of the same… by virtue of any contract with the owner or proprietor thereof, or his or her agent… upon complying with the provisions of sections 429.010 to 429.340, shall have for his or her work or labor done… a lien upon such building, erection or improvements, and upon the land belonging to such owner or proprietor on which the same are situated. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429010/ MO Rev Stat § 429.010.1].

Any person or entity who performs work or delivers materials for construction purposes has the statutory right to file a mechanic's lien. (Chapter 429 Missouri Revised Statutes) Architects and engineers are specifically protected under the statute. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429015/ MO Rev Stat § 429.015]. With respect to owner-occupied, residential property which is being repaired or remodeled, only the original contractor has lien rights unless the contractor obtains written consent from the owner that subcontractors can file liens if not paid.

==Lien Priority==

The lien for the things aforesaid, or work, shall attach to the buildings, erections or improvements for which they were furnished or the work was done, in preference to any prior lien or encumbrance or mortgage upon the land upon which said buildings, erections, improvements or machinery have been erected or put… (RSMo 429.050) The lien for work and materials as aforesaid shall be preferred to all other encumbrances which may be attached to or upon such buildings, bridges or other improvements, or the ground, or either of them, subsequent to the commencement of such buildings or improvements. (RSMo 429.060)

Any person enforcing such lien may have such building, erection or improvement sold under execution and the purchaser may remove the same within a reasonable time after such a sale.1 In other words, if the date of attachment of a mechanic's lien is subsequent to the effective date of another encumbrance, the mechanic's lien will be superior as to the building or improvements constructed, but inferior as to the land. Section 429.060

A construction lender cannot achieve priority over a mechanic's lien, applying the "doctrine of waiver” developed by the Missouri courts. The lien dates from the visible commencement of work and has priority over any prior lien, which is recorded after the date of the visible commencement of work. Any pre-existing mortgage, which is recorded prior to the commencement of work, the proceeds of which are not to be used for construction, has priority over a subsequent mechanic's lien.

==Registries==

There are no special registries with regard to Construction Liens in Missouri.

==Filing Deadlines==

In post construction/improvement sale transactions, a Notice of Rights must be recorded by the lien claimant in the office of the Recorder of Deeds, not less than five (5) days prior to the date of closing stated in the Notice of Intended Sale recorded by property owner. Subsequent to that filing, the lien claimant has six (6) months to file his claim with the clerk of the circuit court in the proper jurisdiction. (RSMo 429.080) NOTE: Filing requirements and lien periods are different for residential versus non-residential property and for improvements versus demolition or material supply - review the Revised Statutes of Missouri Section 429 closely.

The lien must be filed within six months from the date the person last performed work or delivered materials. An action to enforce a mechanic's lien must be brought within six months of the filing of the lien.

===Notice of Rights===

This process appears to have been developed in order to prevent new buyers from getting hit with mechanic’s liens. Basically the seller has to record the notice and also give separate notice to the contractor at least 45 days prior to closing. If any contractors do not record a Notice of Rights at least five days prior to the closing date, then they lose the ability to file a mechanic’s lien against the property. They still retain a regular contract remedy against the prior owner, however.

Because the notice must be filed at least 45 days prior to closing, a closing cannot be moved up if it would then fall within that 45 day period. A seller can close after the date in the notice without having to file a new notice, but they cannot move the date up, otherwise the protection against mechanic’s liens would be lost.

==Enforcement Deadlines==

All actions under sections 429.010 to 429.340 shall be commenced within six months after filing the lien, and prosecuted without unnecessary delay to final judgment; and no lien shall continue to exist by virtue of the provisions of said sections, for more than six months after the lien shall be filed, unless within that time an action shall be instituted thereon, as herein prescribed. [https://law.justia.com/codes/missouri/2016/title-xxvii/chapter-429/section-429.170/ MO Rev Stat § 429.170 (2016)].

==Other==

===Releases===

Missouri has no statutory procedure for releasing a mechanic's lien in exchange for a surety bond. If a lien is settled before a suit is filed, a mechanic's lien release is recorded in the county recorder's office.

===Tenant Improvements===
On April 12, 2016, the Missouri Court of Appeals for the Eastern District handed down an opinion [https://www.courts.mo.gov/file.jsp?id=99599 Crafton Contracting Company, et al. v. Swenson Construction, Inc.]

Under this opinion, unpaid mechanics lien subcontractor claimants who performed tenant finish improvements in a shoe store in a regional shopping mall were able to establish and enforce mechanics liens against the entire mall property. The tenant is as an agent of the owner/landlord for purposes of the Mechanics Lien Statute, §429.010, R.S.Mo.

==Cross-References==
* [[Missouri]]
* [[Construction Liens]]

Construction Liens in Missouri

2020-08-31T13:26:37Z

Davidjenkins: /* Search */

==Overview==

Construction Liens in Missouri are referred to as Mechanics' and Materialmen's Liens in the statutes authorizing them. They follow the standard model of most constructions liens. When a lien is filed, it has priority back to the commencement of construction and does not require any special notice or registration to have this priority. In addition, the lien will have priority over any security instrument recorded '''prior''' to the commencement of construction if the funds in the security instrument were intended to pay for the construction.

===Sources===

[https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429010/ MO Rev Stat § 429.010.]

===Compliance===

===Forms===

* Notice of Commencement - N/A.
* Notice of Completion - N/A.
* Notice of Intended Sale
* Notice of Rights
* Lien Claim Form
* Just and True Account
* Lien Waiver
** Conditional
** Unconditional

===Search===

* Notices of Intended Sale are recorded in the Recorder of Deeds office. MO Rev Stat § 429.016.11(1).
* Notices of Rights are recorded in the Recorder of Deeds office. MO Rev Stat § 429.016.9.

===Examination===

===Curative===

===Underwriting===

Ideally get an unconditional waiver from the general contractor before starting any new construction project. This is nearly impossible to get.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Authorized Claimants==

Any person who shall do or perform any work or labor upon land… or furnish any material… for any building, erection or improvements upon land, or for repairing, grading, excavating, or filling of the same… by virtue of any contract with the owner or proprietor thereof, or his or her agent… upon complying with the provisions of sections 429.010 to 429.340, shall have for his or her work or labor done… a lien upon such building, erection or improvements, and upon the land belonging to such owner or proprietor on which the same are situated. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429010/ MO Rev Stat § 429.010.1].

Any person or entity who performs work or delivers materials for construction purposes has the statutory right to file a mechanic's lien. (Chapter 429 Missouri Revised Statutes) Architects and engineers are specifically protected under the statute. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429015/ MO Rev Stat § 429.015]. With respect to owner-occupied, residential property which is being repaired or remodeled, only the original contractor has lien rights unless the contractor obtains written consent from the owner that subcontractors can file liens if not paid.

==Lien Priority==

The lien for the things aforesaid, or work, shall attach to the buildings, erections or improvements for which they were furnished or the work was done, in preference to any prior lien or encumbrance or mortgage upon the land upon which said buildings, erections, improvements or machinery have been erected or put… (RSMo 429.050) The lien for work and materials as aforesaid shall be preferred to all other encumbrances which may be attached to or upon such buildings, bridges or other improvements, or the ground, or either of them, subsequent to the commencement of such buildings or improvements. (RSMo 429.060)

Any person enforcing such lien may have such building, erection or improvement sold under execution and the purchaser may remove the same within a reasonable time after such a sale.1 In other words, if the date of attachment of a mechanic's lien is subsequent to the effective date of another encumbrance, the mechanic's lien will be superior as to the building or improvements constructed, but inferior as to the land. Section 429.060

A construction lender cannot achieve priority over a mechanic's lien, applying the "doctrine of waiver” developed by the Missouri courts. The lien dates from the visible commencement of work and has priority over any prior lien, which is recorded after the date of the visible commencement of work. Any pre-existing mortgage, which is recorded prior to the commencement of work, the proceeds of which are not to be used for construction, has priority over a subsequent mechanic's lien.

==Registries==

There are no special registries with regard to Construction Liens in Missouri.

==Filing Deadlines==

In post construction/improvement sale transactions, a Notice of Rights must be recorded by the lien claimant in the office of the Recorder of Deeds, not less than five (5) days prior to the date of closing stated in the Notice of Intended Sale recorded by property owner. Subsequent to that filing, the lien claimant has six (6) months to file his claim with the clerk of the circuit court in the proper jurisdiction. (RSMo 429.080) NOTE: Filing requirements and lien periods are different for residential versus non-residential property and for improvements versus demolition or material supply - review the Revised Statutes of Missouri Section 429 closely.

The lien must be filed within six months from the date the person last performed work or delivered materials. An action to enforce a mechanic's lien must be brought within six months of the filing of the lien.

===Notice of Rights===

This process appears to have been developed in order to prevent new buyers from getting hit with mechanic’s liens. Basically the seller has to record the notice and also give separate notice to the contractor at least 45 days prior to closing. If any contractors do not record a Notice of Rights at least five days prior to the closing date, then they lose the ability to file a mechanic’s lien against the property. They still retain a regular contract remedy against the prior owner, however.

Because the notice must be filed at least 45 days prior to closing, a closing cannot be moved up if it would then fall within that 45 day period. A seller can close after the date in the notice without having to file a new notice, but they cannot move the date up, otherwise the protection against mechanic’s liens would be lost.

==Enforcement Deadlines==

All actions under sections 429.010 to 429.340 shall be commenced within six months after filing the lien, and prosecuted without unnecessary delay to final judgment; and no lien shall continue to exist by virtue of the provisions of said sections, for more than six months after the lien shall be filed, unless within that time an action shall be instituted thereon, as herein prescribed. [https://law.justia.com/codes/missouri/2016/title-xxvii/chapter-429/section-429.170/ MO Rev Stat § 429.170 (2016)].

==Other==

===Releases===

Missouri has no statutory procedure for releasing a mechanic's lien in exchange for a surety bond. If a lien is settled before a suit is filed, a mechanic's lien release is recorded in the county recorder's office.

===Tenant Improvements===
On April 12, 2016, the Missouri Court of Appeals for the Eastern District handed down an opinion [https://www.courts.mo.gov/file.jsp?id=99599 Crafton Contracting Company, et al. v. Swenson Construction, Inc.]

Under this opinion, unpaid mechanics lien subcontractor claimants who performed tenant finish improvements in a shoe store in a regional shopping mall were able to establish and enforce mechanics liens against the entire mall property. The tenant is as an agent of the owner/landlord for purposes of the Mechanics Lien Statute, §429.010, R.S.Mo.

==Cross-References==
* [[Missouri]]
* [[Construction Liens]]

Construction Liens in Missouri

2020-08-31T13:15:21Z

Davidjenkins:

==Overview==

Construction Liens in Missouri are referred to as Mechanics' and Materialmen's Liens in the statutes authorizing them. They follow the standard model of most constructions liens. When a lien is filed, it has priority back to the commencement of construction and does not require any special notice or registration to have this priority. In addition, the lien will have priority over any security instrument recorded '''prior''' to the commencement of construction if the funds in the security instrument were intended to pay for the construction.

===Sources===

[https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429010/ MO Rev Stat § 429.010.]

===Compliance===

===Forms===

* Notice of Commencement - N/A.
* Notice of Completion - N/A.
* Notice of Intended Sale
* Notice of Rights
* Lien Claim Form
* Just and True Account
* Lien Waiver
** Conditional
** Unconditional

===Search===

===Examination===

===Curative===

===Underwriting===

Ideally get an unconditional waiver from the general contractor before starting any new construction project. This is nearly impossible to get.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===

==Authorized Claimants==

Any person who shall do or perform any work or labor upon land… or furnish any material… for any building, erection or improvements upon land, or for repairing, grading, excavating, or filling of the same… by virtue of any contract with the owner or proprietor thereof, or his or her agent… upon complying with the provisions of sections 429.010 to 429.340, shall have for his or her work or labor done… a lien upon such building, erection or improvements, and upon the land belonging to such owner or proprietor on which the same are situated. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429010/ MO Rev Stat § 429.010.1].

Any person or entity who performs work or delivers materials for construction purposes has the statutory right to file a mechanic's lien. (Chapter 429 Missouri Revised Statutes) Architects and engineers are specifically protected under the statute. [https://law.justia.com/codes/missouri/2011/titlexxvii/chapter429/section429015/ MO Rev Stat § 429.015]. With respect to owner-occupied, residential property which is being repaired or remodeled, only the original contractor has lien rights unless the contractor obtains written consent from the owner that subcontractors can file liens if not paid.

==Lien Priority==

The lien for the things aforesaid, or work, shall attach to the buildings, erections or improvements for which they were furnished or the work was done, in preference to any prior lien or encumbrance or mortgage upon the land upon which said buildings, erections, improvements or machinery have been erected or put… (RSMo 429.050) The lien for work and materials as aforesaid shall be preferred to all other encumbrances which may be attached to or upon such buildings, bridges or other improvements, or the ground, or either of them, subsequent to the commencement of such buildings or improvements. (RSMo 429.060)

Any person enforcing such lien may have such building, erection or improvement sold under execution and the purchaser may remove the same within a reasonable time after such a sale.1 In other words, if the date of attachment of a mechanic's lien is subsequent to the effective date of another encumbrance, the mechanic's lien will be superior as to the building or improvements constructed, but inferior as to the land. Section 429.060

A construction lender cannot achieve priority over a mechanic's lien, applying the "doctrine of waiver” developed by the Missouri courts. The lien dates from the visible commencement of work and has priority over any prior lien, which is recorded after the date of the visible commencement of work. Any pre-existing mortgage, which is recorded prior to the commencement of work, the proceeds of which are not to be used for construction, has priority over a subsequent mechanic's lien.

==Registries==

There are no special registries with regard to Construction Liens in Missouri.

==Filing Deadlines==

In post construction/improvement sale transactions, a Notice of Rights must be recorded by the lien claimant in the office of the Recorder of Deeds, not less than five (5) days prior to the date of closing stated in the Notice of Intended Sale recorded by property owner. Subsequent to that filing, the lien claimant has six (6) months to file his claim with the clerk of the circuit court in the proper jurisdiction. (RSMo 429.080) NOTE: Filing requirements and lien periods are different for residential versus non-residential property and for improvements versus demolition or material supply - review the Revised Statutes of Missouri Section 429 closely.

The lien must be filed within six months from the date the person last performed work or delivered materials. An action to enforce a mechanic's lien must be brought within six months of the filing of the lien.

===Notice of Rights===

This process appears to have been developed in order to prevent new buyers from getting hit with mechanic’s liens. Basically the seller has to record the notice and also give separate notice to the contractor at least 45 days prior to closing. If any contractors do not record a Notice of Rights at least five days prior to the closing date, then they lose the ability to file a mechanic’s lien against the property. They still retain a regular contract remedy against the prior owner, however.

Because the notice must be filed at least 45 days prior to closing, a closing cannot be moved up if it would then fall within that 45 day period. A seller can close after the date in the notice without having to file a new notice, but they cannot move the date up, otherwise the protection against mechanic’s liens would be lost.

==Enforcement Deadlines==

All actions under sections 429.010 to 429.340 shall be commenced within six months after filing the lien, and prosecuted without unnecessary delay to final judgment; and no lien shall continue to exist by virtue of the provisions of said sections, for more than six months after the lien shall be filed, unless within that time an action shall be instituted thereon, as herein prescribed. [https://law.justia.com/codes/missouri/2016/title-xxvii/chapter-429/section-429.170/ MO Rev Stat § 429.170 (2016)].

==Other==

===Releases===

Missouri has no statutory procedure for releasing a mechanic's lien in exchange for a surety bond. If a lien is settled before a suit is filed, a mechanic's lien release is recorded in the county recorder's office.

===Tenant Improvements===
On April 12, 2016, the Missouri Court of Appeals for the Eastern District handed down an opinion [https://www.courts.mo.gov/file.jsp?id=99599 Crafton Contracting Company, et al. v. Swenson Construction, Inc.]

Under this opinion, unpaid mechanics lien subcontractor claimants who performed tenant finish improvements in a shoe store in a regional shopping mall were able to establish and enforce mechanics liens against the entire mall property. The tenant is as an agent of the owner/landlord for purposes of the Mechanics Lien Statute, §429.010, R.S.Mo.

==Cross-References==
* [[Missouri]]
* [[Construction Liens]]

Surveys in Missouri

2020-08-20T21:39:43Z

Davidjenkins:

==Overview==

===Sources===

===Compliance===

===Forms===

===Search===

===Examination===

* The Examiner should raise a requirement for a new survey to be produced on the Commitment when it is has been determined that the legal description of record is insufficient, there is some issue that could affect title, such as an encroachment or overlap.
* The Examiner should raise a requirement for a new survey or an existing survey along with a "no change" affidavit when some form of coverage dependent on a survey is requested.
* Any Survey found in the public records or provided to the Examiner should be incorporated into the Commitment as an exception. This is called "reading the survey" into the Commitment. Items found on the Survey do not need to be separately listed and can be incorporated into the exception by reference to the Survey itself. The reference to the Survey should be sufficient to uniquely identify it, including the title of the survey, who it was prepared by, and the date it was prepared along with the date of the last revision.

===Curative===

* New Survey due to title issue: Must obtain a new survey.
* New Survey or Existing Survey plus "no change" affidavit to fulfill underwriting requirements for coverage requiring a survey: Must obtain a new survey or an as-built survey plus a "no change" affidavit. A plat that does not show any structures is insufficient because it does now show the location of any existing structures.

===Underwriting===

* The Survey Exception may be removed from any Loan Policy for 1-4 family residential without any extra charge or endorsement so long as the examiner is not aware of any issues that would cause a problem.
* The Survey Exception may only be removed from a Owner's Policy or a Loan Policy that is not 1-4 family residential based either on a new survey or an existing "as-built" survey with a "no change" affidavit. There is no limitation on the age of the survey that can be used, but it must be provided with the affidavit if it more than six (6) months old.

===Production===

===Closing & Escrow===

===Recording===

===Claims===

===Pricing===
* Preparation
* Recording
* Taxes

==Plats==

==Surveys==

There are no mandatory survey requirements in Missouri.
* Affidavit in Lieu of Survey

==Subdivisions==

Rules are regulations governing subdivisions in Missouri are a combination of state law and local ordinances.

==Survey Coverage==

See [[Standard Exceptions in Missouri]] regarding removal of the standard survey exception.

==Endorsements==

* 25-06
* 25.1-06
* ALTA 9

==Cross-References==
* [[Missouri]]

Missouri

2020-08-04T18:46:40Z

Davidjenkins:

[[MO Operations Summary]]

[[MO Underwriting Summary]]

[[MO Underwriting References]]

{| class="wikitable"
|-
| style="background-color:#87CEEB; text-align:center;" colspan="3" | '''Categories'''
|-
| style="text-align:left; width:25%;" | [[File:NEW_Sources.png|link=Sources of Authority in Missouri|60px]] [[Sources of Authority in Missouri|Sources]]
| style="text-align:left; width:25%;" | [[File:NEW_Compliance.png|link=Compliance in Missouri|60px]] [[Compliance in Missouri|Compliance]]
| style="text-align:left; width:25%;" | [[File:NEW_Forms.png|link=Forms in Missouri|60px]] [[Forms in Missouri|Forms]]
|-
| style="text-align:left;" | [[File:NEW_Search.png|link=Title Searching in Missouri|60px]] [[Title Searching in Missouri|Search]]
| style="text-align:left;" | [[File:NEW_Examination.png|link=Title Examination in Missouri|60px]] [[Title Examination in Missouri|Examination]]
| style="text-align:left;" | [[File:NEW_Curative.png|link=Title Curative in Missouri|60px]] [[Title Curative in Missouri|Curative]]
|-
| style="text-align:left;" | [[File:NEW_Underwriting.png|link=Title Underwriting in Missouri|60px]] [[Title Underwriting in Missouri|Underwriting]]
| style="text-align:left;" | [[File:NEW_Production.png|link=Title Production in Missouri|60px]] [[Title Production in Missouri|Production]]
| style="text-align:left;" | [[File:NEW_Closing.png|link=Closing and Escrow in Missouri|60px]] [[Closing and Escrow in Missouri|Closing & Escrow]]
|-
| style="text-align:left;" | [[File:NEW_Recording.png|link=Document Recording in Missouri|60px]] [[Document Recording in Missouri|Recording]]
| style="text-align:left;" | [[File:NEW_Claims.png|link=Claims in Missouri|60px]] [[Claims in Missouri|Claims]]
| style="text-align:left;" | [[File:NEW_Pricing.png|link=Pricing in Missouri|60px]] [[Pricing in Missouri|Pricing]]
|}

==Alphabetical Index==

{| class="wikitable"
|-
| style="background-color:#87CEEB; text-align:center;" |A-E
| style="background-color:#87CEEB; text-align:center;" |F-Q
| style="background-color:#87CEEB; text-align:center;" |R-Z
|-
| style="vertical-align: top;" |
* [[Abandonment in Missouri|Abandonment]]
* [[Abstracters in Missouri|Abstracters]]
* [[Abstractors in Missouri|Abstractors]]
* [[Access in Missouri|Access]]
* [[Acknowledgments in Missouri|Acknowledgments]]
* [[Actions in Partition in Missouri|Actions in Partition]]
* [[Actions to Quiet Title in Missouri|Actions to Quiet Title]]
* [[Ad Valorem Taxes in Missouri|Ad Valorem Taxes]]
* [[Adverse Possession in Missouri|Adverse Possession]]
* [[Affidavits in Missouri|Affidavits]]
* [[Affidavits of Heirship in Missouri|Affidavits of Heirship]]
* [[Affidavits of Title in Missouri|Affidavits of Title]]
* [[After-Acquired Title in Missouri|After-Acquired Title]]
* [[Agency in Missouri|Agency]]
* [[Agreements for Deed in Missouri|Agreements for Deed]]
* [[Agreements of Sale in Missouri|Agreements of Sale]]
* [[Agricultural Lands in Missouri|Agricultural Lands]]
* [[Air Rights and Air Space in Missouri|Air Rights and Air Space]]
* [[Aliens in Missouri|Aliens]]
* [[Alimony in Missouri|Alimony]]
* [[Appeals in Missouri|Appeals]]
* [[Approved Attorneys in Missouri|Approved Attorneys]]
* [[Appurtenant Easements in Missouri|Appurtenant Easements]]
* [[Arbitration in Missouri|Arbitration]]
* [[Assignments in Missouri|Assignments]]
* [[Attachment in Missouri|Attachment]]
* [[Attorney Certifications in Missouri|Attorney Certifications]]
* [[Attorney Title Certifications in Missouri|Attorney Title Certifications]]
* [[Attorney Title Opinions in Missouri|Attorney Title Opinions]]
* [[Bankruptcy in Missouri|Bankruptcy]]
* [[Beneficiary Deeds in Missouri|Beneficiary Deeds]]
* [[Boat Slips in Missouri|Boat Slips]]
* [[Boundaries in Missouri|Boundaries]]
* [[Bricks and Mortar Requirements in Missouri|Bricks and Mortar Requirements]]
* [[Cabin Clubs in Missouri|Cabin Clubs]]
* [[Canals in Missouri|Canals]]
* [[Cemeteries in Missouri|Cemeteries]]
* [[Certifications of Trust in Missouri|Certifications of Trust]]
* [[Chains of Title in Missouri|Chains of Title]]
* [[Chattels in Missouri|Chattels]]
* [[Child Support Liens in Missouri|Child Support Liens]]
* [[Church Titles in Missouri|Church Titles]]
* [[Civil Money Judgments in Missouri|Civil Money Judgments]]
* [[Claims in Missouri|Claims]]
* [[Closing and Escrow in Missouri|Closing and Escrow]]
* [[Closing Protection Letters in Missouri|Closing Protection Letters]]
* [[Commitments in Missouri|Commitments]]
* [[Common Law Marriage in Missouri|Common Law Marriage]]
* [[Community Associations in Missouri|Community Associations]]
* [[Community Property in Missouri|Community Property]]
* [[Compliance in Missouri|Compliance]]
* [[Condemnations in Missouri|Condemnations]]
* [[Condominium Association Liens in Missouri|Condominium Association Liens]]
* [[Condominiums in Missouri|Condominiums]]
* [[Conservatorships in Missouri|Conservatorships]]
* [[Construction Liens in Missouri|Construction Liens]]
* [[Contracts for Sale in Missouri|Contracts for Sale]]
* [[Contracts for Deed in Missouri|Contracts for Deed]]
* [[Cooperatives in Missouri|Cooperatives]]
* [[Corporate Dissolution in Missouri|Corporate Dissolution]]
* [[Corporations in Missouri|Corporations]]
* [[Corrective Affidavits in Missouri|Corrective Affidavits]]
* [[Corrective Instruments in Missouri|Corrective Instruments]]
* [[Counties in Missouri|Counties]]
* [[Courts in Missouri|Courts]]
* [[Covenants in Missouri|Covenants]]
* [[Creditor's Rights in Missouri|Creditor's Rights]]
* [[Criminal Money Judgments in Missouri|Criminal Money Judgments]]
* [[Death Taxes in Missouri|Death Taxes]]
* [[Dedications in Missouri|Dedications]]
* [[Deeds in Missouri|Deeds]]
* [[Deeds of Trust in Missouri|Deeds of Trust]]
* [[Descriptions in Missouri|Descriptions]]
* [[Disabilities in Missouri|Disabilities]]
* [[Disabled Persons in Missouri|Disabled Persons]]
* [[Disbursements in Missouri|Disbursements]]
* [[Disclosures in Missouri|Disclosures]]
* [[Disclosure Requirements in Missouri|Disclosure Requirements]]
* [[Dissolution of Corporations in Missouri|Dissolution of Corporations]]
* [[Divorces in Missouri|Divorces]]
* [[Dockominiums in Missouri|Dockominiums]]
* [[Document Execution in Missouri|Document Execution]]
* [[Document Preparation in Missouri|Document Preparation]]
* [[Document Recording in Missouri|Document Recording]]
* [[Doing Business Requirements in Missouri|Doing Business Requirements]]
* [[Easements in Missouri|Easements]]
* [[Easements Appurtenant in Missouri|Easements Appurtenant]]
* [[Easements by Implication in Missouri|Easements by Implication]]
* [[Easements by Necessity in Missouri|Easements by Necessity]]
* [[Easements by Prescription in Missouri|Easements by Prescription]]
* [[Eminent Domain in Missouri|Eminent Domain]]
* [[Endorsements in Missouri|Endorsements]]
* [[Entities in Missouri|Entities]]
* [[Environmental Law in Missouri|Environmental Law]]
* [[Environmental Liens in Missouri|Environmental Liens]]
* [[Equitable Subordination in Missouri|Equitable Subordination]]
* [[Equitable Subrogation in Missouri|Equitable Subrogation ]]
* [[Escheat in Missouri|Escheat]]
* [[Estate Taxes in Missouri|Estate Taxes]]
* [[Estates in Missouri|Estates]]
* [[Exceptions in Missouri|Exceptions]]
* [[Execution in Missouri|Execution]]
* [[Extended Coverage in Missouri|Extended Coverage]]
| style="vertical-align: top;" |
* [[Fiduciaries in Missouri|Fiduciaries]]
* [[File Retention Requirements in Missouri|File Retention Requirements]]
* [[Financing Statements in Missouri|Financing Statements]]
* [[Flood Searches in Missouri|Flood Searches]]
* [[Foreclosures in Missouri|Foreclosures]]
* [[Forfeitures in Missouri|Forfeitures]]
* [[Forms in Missouri|Forms]]
* [[General Partnerships in Missouri|General Partnerships]]
* [[Generic Exceptions in Missouri|Generic Exceptions]]
* [[Good Funds in Missouri|Good Funds]]
* [[Government of Missouri|Government]]
* [[Ground Rents in Missouri|Ground Rents]]
* [[Guardianships in Missouri|Guardianships]]
* [[HELOCS in Missouri|HELOCS]]
* [[Heirs Property in Missouri|Heirs Property]]
* [[Highways in Missouri|Highways]]
* [[Homestead in Missouri|Homestead]]
* [[Homeowners' Association Liens in Missouri|Homeowners' Association Liens]]
* [[Hospital Liens in Missouri|Hospital Liens]]
* [[Implied Easements in Missouri|Implied Easements]]
* [[Incapacity in Missouri|Incapacity]]
* [[Incompetents in Missouri|Incompetents]]
* [[Indemnifications in Missouri|Indemnifications]]
* [[Indian Titles in Missouri|Indian Titles]]
* [[Inheritance Taxes in Missouri|Inheritance Taxes]]
* [[Installment Contracts in Missouri|Installment Contracts]]
* [[Insured Closing Letters in Missouri|Insured Closing Letters]]
* [[Intestacy in Missouri|Intestacy]]
* [[Islamic Financing in Missouri|Islamic Financing]]
* [[Joinder of Non-Titled Spouses in Missouri|Joinder of Non-Titled Spouses]]
* [[Judicial Foreclosures in Missouri|Judicial Foreclosures]]
* [[Judicial Proceedings in Missouri|Judicial Proceedings]]
* [[Ladybird Deeds in Missouri|Ladybird Deeds]]
* [[Land Trusts in Missouri|Land Trusts]]
* [[Leasehold Interests in Missouri|Leasehold Interests]]
* [[Leases in Missouri|Leases]]
* [[Legal Descriptions in Missouri|Legal Descriptions]]
* [[Legislation in Missouri|Legislation]]
* [[Letters of Indemnification in Missouri|Letters of Indemnification]]
* [[Liens in Missouri|Liens]]
* [[Life Estates in Missouri|Life Estates]]
* [[Limited Partnerships in Missouri|Limited Partnerships]]
* [[Lis Pendens in Missouri|Lis Pendens]]
* [[Mandatory Disclosures in Missouri|Mandatory Disclosures]]
* [[Manufactured Homes in Missouri|Manufactured Homes]]
* [[Marital Interests in Missouri|Marital Interests]]
* [[Marital Rights in Missouri|Marital Rights]]
* [[Marketability of Title in Missouri|Marketability of Title]]
* [[Marketable Title Act in Missouri|Marketable Title Act]]
* [[Marketable Record Title Acts in Missouri|Marketable Record Title Acts]]
* [[Mechanic's Liens in Missouri|Mechanic's Liens]]
* [[Mineral Estates in Missouri|Mineral Estates]]
* [[Mineral Rights in Missouri|Mineral Rights]]
* [[Minerals in Missouri|Minerals]]
* [[Minimum Title Search Requirements in Missouri|Minimum Title Search Requirements]]
* [[Minors in Missouri|Minors]]
* [[Mobile Homes in Missouri|Mobile Homes]]
* [[Modular Homes in Missouri|Modular Homes]]
* [[Mortgages in Missouri|Mortgages]]
* [[Municipal Assessments in Missouri|Municipal Assessments]]
* [[Municipal Liens in Missouri|Municipal Liens]]
* [[Mutual Indemnification Agreements in Missouri|Mutual Indemnification Agreements]]
* [[New Construction in Missouri|New Construction]]
* [[Non-Judicial Foreclosures in Missouri|Non-Judicial Foreclosures]]
* [[Non-Resident Withholding in Missouri|Non-Resident Withholding]]
* [[Notaries in Missouri|Notaries]]
* [[Notices of Settlement in Missouri|Notices of Settlement]]
* [[Options in Missouri|Options]]
* [[Parties in Possession in Missouri|Parties in Possession]]
* [[Partition Actions in Missouri|Partition Actions]]
* [[Partnerships in Missouri|Partnerships]]
* [[Party Walls in Missouri|Party Walls]]
* [[Prescriptive Easements in Missouri|Prescriptive Easements]]
* [[Persons Under Disability in Missouri|Persons Under Disability]]
* [[Plain Language in Missouri|Plain Language]]
* [[Planned Unit Developments in Missouri|Planned Unit Developments]]
* [[Plats in Missouri|Plats]]
* [[Powers of Attorney in Missouri|Powers of Attorney]]
* [[Pre-Foreclosure Commitments in Missouri|Pre-Foreclosure Commitments]]
* [[Pre-Foreclosure Policies in Missouri|Pre-Foreclosure Policies]]
* [[Pricing in Missouri|Pricing]]
* [[Private Condemnation in Missouri|Private Condemnation]]
* [[Private Road Actions in Missouri|Private Road Actions]]
* [[Pro Forma Title Insurance Policies in Missouri|Pro Forma Title Insurance Policies]]
* [[Public Lands in Missouri|Public Lands]]
* [[Publicly Owned Lands in Missouri|Publicly Owned Lands]]
* [[Public Records in Missouri|Public Records]]
* [[Published Title Examination Standards in Missouri|Published Title Examination Standards]]
* [[Purchase Agreements in Missouri|Purchase Agreements]]
* [[Purchase Money Deeds of Trust in Missouri|Purchase Money Deeds of Trust]]
* [[Purchase Money Mortgages in Missouri|Purchase Money Mortgages]]
* [[Purchase Money Security Instruments in Missouri|Purchase Money Security Instruments]]
* [[Quiet Title Actions in Missouri|Quiet Title Actions]]
| style="vertical-align: top;" |
* [[Railroad Titles in Missouri|Railroad Titles]]
* [[Rate and Form Filings in Missouri|Rate and Form Filings]]
* [[Religious Congregations in Missouri|Religious Congregations]]
* [[Real Estate Broker Liens in Missouri|Real Estate Broker Liens]]
* [[Real Property Taxes in Missouri|Real Property Taxes]]
* [[Receiverships in Missouri|Receiverships]]
* [[Record Retention Requirements in Missouri|Record Retention Requirements]]
* [[Recording in Missouri|Recording]]
* [[Recording Forms in Missouri|Recording Forms]]
* [[Recording Jurisdictions in Missouri|Recording Jurisdictions]]
* [[Recording Offices in Missouri|Recording Offices]]
* [[Recording Requirements in Missouri|Recording Requirements]]
* [[Recording Transfer Taxes in Missouri|Recording Transfer Taxes]]
* [[Redemption Rights in Missouri|Redemption Rights]]
* [[Registered Land in Missouri|Registered Land]]
* [[Regulatory Filings in Missouri|Regulatory Filings]]
* [[Remittances in Missouri|Remittances]]
* [[Restrictions in Missouri|Restrictions]]
* [[Restrictive Covenants in Missouri|Restrictive Covenants]]
* [[Rights of First Refusal in Missouri|Rights of First Refusal]]
* [[Riparian Rights in Missouri|Riparian Rights]]
* [[Roads in Missouri|Roads]]
* [[Rule Against Perpetuities in Missouri|Rule Against Perpetuities]]
* [[Schools in Missouri|Schools]]
* [[Scrivener's Affidavits in Missouri|Scrivener's Affidavits]]
* [[Security Instruments in Missouri|Security Instruments]]
* [[Settlement Statements in Missouri|Settlement Statements]]
* [[Signatures in Missouri|Signatures]]
* [[Slayer's Act in Missouri|Slayer's Act]]
* [[Sources of Authority in Missouri|Sources of Authority]]
* [[Spousal Joinder in Missouri|Spousal Joinder]]
* [[Standard Exceptions in Missouri|Standard Exceptions ]]
* [[Standard Requirements in Missouri|Standard Requirements]]
* [[Standard Title Search Period in Missouri|Standard Title Search Period]]
* [[State Tax Liens in Missouri|State Tax Liens]]
* [[Streets in Missouri|Streets]]
* [[Subdivisions in Missouri|Subdivisions]]
* [[Superfund Liens in Missouri|Superfund Liens]]
* [[Survey Requirements in Missouri|Survey Requirements]]
* [[Surveys in Missouri|Surveys]]
* [[Survivorship Estates in Missouri|Survivorship Estates]]
* [[Tax Certifications in Missouri|Tax Certifications]]
* [[Tax Deeds in Missouri|Tax Deeds]]
* [[Tax Liens in Missouri|Tax Liens]]
* [[Tax Sales in Missouri|Tax Sales]]
* [[Tenancies in Missouri|Tenancies]]
* [[Tidelands in Missouri|Tidelands]]
* [[Timeshares in Missouri|Timeshares]]
* [[Timberlands in Missouri|Timberlands]]
* [[Title Agent Audits in Missouri|Title Agent Audits]]
* [[Title Agent Audit Requirements in Missouri|Title Agent Audit Requirements]]
* [[Title Agent Banking Requirements in Missouri|Title Agent Banking Requirements]]
* [[Title Agent Insurance Requirements in Missouri|Title Agent Insurance Requirements]]
* [[Title Agent Licensing in Missouri|Title Agent Licensing]]
* [[Title Agent Marketing in Missouri|Title Agent Marketing]]
* [[Title Agent Remittance Requirements in Missouri|Title Agent Remittance Requirements]]
* [[Title Agent Reporting Requirements in Missouri|Title Agent Reporting Requirements]]
* [[Title Agent Residency Requirements in Missouri|Title Agent Residency Requirements]]
* [[Title Curative in Missouri|Title Curative]]
* [[Title Examinations in Missouri|Title Examinations]]
* [[Title Insurance Commitments in Missouri|Title Insurance Commitments]]
* [[Title Insurance Endorsements in Missouri|Title Insurance Endorsements]]
* [[Title Insurance Policies in Missouri|Title Insurance Policies]]
* [[Title Insurance Rates in Missouri|Title Insurance Rates]]
* [[Title Insurance Waivers in Missouri|Title Insurance Waivers]]
* [[Title Plants in Missouri|Title Plants]]
* [[Title Production in Missouri|Title Production]]
* [[Title Searching in Missouri|Title Searching]]
* [[Title Underwriting in Missouri|Title Underwriting]]
* [[Torrens Property in Missouri|Torrens Property]]
* [[Transfer on Death Deeds in Missouri|Transfer on Death Deeds]]
* [[Transfer Taxes in Missouri|Transfer Taxes]]
* [[Trusts in Missouri|Trusts]]
* [[Trustee Sale Guarantees in Missouri|Trustee Sale Guarantees]]
* [[Trustees in Missouri|Trustees]]
* [[Unauthorized Practice of Law in Missouri|Unauthorized Practice of Law]]
* [[Uniform Commercial Code in Missouri|Uniform Commercial Code]]
* [[Unincorporated Associations in Missouri|Unincorporated Associations]]
* [[Usury in Missouri|Usury]]
* [[Vacation Proceedings in Missouri|Vacation Proceedings]]
* [[Vendees' Liens in Missouri|Vendees' Liens]]
* [[Vendors' Liens in Missouri|Vendors' Liens]]
* [[Water and Water Rights in Missouri|Water and Water Rights]]
* [[Wills in Missouri|Wills]]
* [[Withholding in Missouri|Withholding]]
* [[Witnesses in Missouri|Witnesses]]
* [[Zoning in Missouri|Zoning]]
* [[Zoning Ordinances in Missouri|Zoning Ordinances]]
|}