https://uww.wfgnationaltitle.com/index.php?action=history&feed=atom&title=WV_Underwriting_Summary 2026-05-14T06:39:22Z Revision history for this page on the wiki MediaWiki 1.31.0 https://uww.wfgnationaltitle.com/index.php?title=WV_Underwriting_Summary&diff=706&oldid=prev 2016-02-16T17:35:32Z

<p>‎<span dir="auto"><span class="autocomment">Mortgage/Transfer Tax</span></span></p> <table class="diff diff-contentalign-left" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="en"> <td colspan="2" style="background-color: #fff; color: #222; text-align: center;">← Older revision</td> <td colspan="2" style="background-color: #fff; color: #222; text-align: center;">Revision as of 17:35, 16 February 2016</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l18" >Line 18:</td> <td colspan="2" class="diff-lineno">Line 18:</td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f8f9fa; color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"></td><td class='diff-marker'>&#160;</td><td style="background-color: #f8f9fa; color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f8f9fa; color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>Privilege tax paid by seller, uniform throughout the state.</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f8f9fa; color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>Privilege tax paid by seller, uniform throughout the state.</div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;">There is no mortgage tax and no deed tax to grantees.</ins></div></td></tr> <tr><td colspan="2">&#160;</td><td class='diff-marker'>+</td><td style="color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div><ins style="font-weight: bold; text-decoration: none;"></ins></div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f8f9fa; color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>==Spousal Joinder Requirements/Homestead==</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f8f9fa; color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>==Spousal Joinder Requirements/Homestead==</div></td></tr> <tr><td class='diff-marker'>&#160;</td><td style="background-color: #f8f9fa; color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>==Power Of Attorney==</div></td><td class='diff-marker'>&#160;</td><td style="background-color: #f8f9fa; color: #222; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>==Power Of Attorney==</div></td></tr> </table>

Alanfields https://uww.wfgnationaltitle.com/index.php?title=WV_Underwriting_Summary&diff=389&oldid=prev 2014-12-15T22:35:06Z

<p>Created page with &quot;==Search/Exam== *Minimum Search Requirements -- No act *Plant or other search restrictions -- Attorney opinion required; search must be under attorney supervision *Additional...&quot;</p> <p><b>New page</b></p><div>==Search/Exam==<br /> *Minimum Search Requirements -- No act<br /> *Plant or other search restrictions -- Attorney opinion required; search must be under attorney supervision<br /> *Additional Requirements for REO Searches -- N/A<br /> *Foreclosure Checklist -- N/A<br /> *Special Searches Required (Code, HOA, Utilities)? -- <br /> *Survey Requirements -- <br /> **Purchase – no<br /> **Refinance – no<br /> *UPL Hot Button Issues -- <br /> <br /> ==UPL==<br /> [http://www.wvbar.org/wp-content/uploads/2012/04/AO-2003-01.pdf Unauthorized Practice of Law opinion] (UPL) states that attorneys must be directly or indirectly involved with all aspects of closings, including the search of the public records; contract searches should be done by or under the supervision of a West Virginia attorney. Title insurance may only be issued upon an opinion by a licensed West Virginia attorney.<br /> ==Vesting==<br /> ==Witness Requirements==<br /> Acknowledgment only; witnesses are not required on any deed or security instrument. <br /> ==Mortgage/Transfer Tax==<br /> <br /> Privilege tax paid by seller, uniform throughout the state.<br /> ==Spousal Joinder Requirements/Homestead==<br /> ==Power Of Attorney==<br /> <br /> *Must contain express power to deal in real estate Durable Power of Attorney Act adopted in 1986 (W. Va. Code § 39-4-1 et seq.)<br /> ==Construction Liens==<br /> ==Foreclosure Review==<br /> ==Instrument Requirements==<br /> ==Who May Serve As Trustee On Deed Of Trust==<br /> ==Time Limitations==<br /> <br /> *US Judgment Liens -- 20 years, renewable for 20 years<br /> *State Court Judgment Liens -- 10 years<br /> *Federal Tax Liens -- 10 years (+30 days); can be refiled<br /> *State Tax Liens -- 10 years<br /> *Estate Tax Lien -- Federal 10 years<br /> *State Inheritance Tax Liens -- Enforcement of tax claim against devisees/heirs barred after two years from distribution or filing of appraisement.<br /> *Mechanics Liens -- 6 months unless suit filed<br /> *Financing Statements -- 5 years, renewable for 5 years<br /> *Mortgages -- 1921-1998 20 years after maturity: 1998 – 5 years after maturity; no maturity then 35 year after date of lien<br /> *HOA Liens -- 3 years to file suit<br /> *Condominium assessments -- <br /> *Child Support Liens – <br /> ==Odd Stuff==</div>

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