Reconveyances in Utah

• Reconveyance by Insurer:
  • A title insurer or agent may reconvey a trust deed or release a mortgage if the obligation secured by trust deed or mortgage has been fully paid by the insurer or agent or if the insurer or agent has satisfactory evidence of the full payment of the obligation secured by the deed of trust or mortgage. See Utah Code Ann. § 57-1-40.
  • The title insurer or agent must deliver a notice of intent to release or reconvey to the beneficiary, mortgagee or servicer together with a copy of the proposed reconveyance or release. The contents of the notice are described in Utah Code Ann. § 57-1-40(4).
  • 60 day objection period after notice of intent to release or reconvey, The contents of the reconveyance of the deed of trust or the release of mortgage in Utah Code Ann. § 57-1-40(4)