Difference between revisions of "Minimum Title Search Requirements in Pennsylvania"
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The only mandate of state law related to title searching is that a search must be “reasonable”. [https://codes.findlaw.com/pa/title-40-ps-insurance/pa-st-sect-40-910-7.html 40 P.S. 910-7]. The 60-year standard is set by custom. | The only mandate of state law related to title searching is that a search must be “reasonable”. [https://codes.findlaw.com/pa/title-40-ps-insurance/pa-st-sect-40-910-7.html 40 P.S. 910-7]. The 60-year standard is set by custom. | ||
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| + | ==Standard Search Period== | ||
| + | The standard search period is not defined by statute, but the customary period is 60 years to a deed of good consideration. | ||
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| + | ==Public Records== | ||
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| + | ==Title Plants== | ||
| + | Title plants are not required in Pennsylvania. Searches are done directly from records found in the county courthouses, although many offices in each county may have records available on-line as well. Privately owned title plants exist in larger population counties, but there is no requirement to use them. | ||
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| + | ==Title Production== | ||
==Use of Prior Title Evidence== | ==Use of Prior Title Evidence== | ||
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* "Starters" | * "Starters" | ||
| − | ==Exceptions== | + | ==Exceptions to Standard== |
* Agricultural | * Agricultural | ||
* Commercial | * Commercial | ||
Latest revision as of 09:31, 16 April 2024
Contents
Overview
In Pennsylvania, a standard full search is sixty (60) years minimum to a deed for value. It is common practice, however, to reduce the search period depending on circumstances.
Sources
The only mandate of state law related to title searching is that a search must be “reasonable”. 40 P.S. 910-7. The 60-year standard is set by custom.
Standard Search Period
The standard search period is not defined by statute, but the customary period is 60 years to a deed of good consideration.
Public Records
Title Plants
Title plants are not required in Pennsylvania. Searches are done directly from records found in the county courthouses, although many offices in each county may have records available on-line as well. Privately owned title plants exist in larger population counties, but there is no requirement to use them.
Title Production
Use of Prior Title Evidence
- Backtitle
- Policies
- "Starters"
Exceptions to Standard
- Agricultural
- Commercial
- Developer Forward
- Refinances
- Reverse Mortgages
- Urban
