CA Underwriting Summary
From WFG Wiki
Contents
Search/Exam
- Minimum Search Requirements Recent records only
- Plant or other search restrictions Yes
- Additional Requirements for REO Searches N/A
- Foreclosure Checklist N/A
- Special Searches Required (Code, HOA, Utilities)?
- Survey Requirements
- Purchase – No
- Refinance – No
- UPL Hot Button Issues None
UPL
Vesting
Property Tax
Mortgage/Transfer Tax
Spousal Joinder Requirements/Homestead
Power Of Attorney
Construction Liens
Foreclosure Review
Instrument Requirements
Who May Serve As Trustee On Deed Of Trust
Time Limitations
- US Judgment Liens 20 years, renewable for 20 years
- State Court Judgment Liens 10 years
- Federal Tax Liens 10 years (+30 days); can be refiled
- State Tax Liens 10 years
- Estate Tax Lien Federal 10 years
- State Inheritance Tax Liens
- Mechanics Liens 90 days
- Financing Statements
- Mortgages
- HOA Liens
- Condominium assessments
- Child Support Liens
