Marital Rights in Illinois

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Overview

Illinois recognizes the existence of a homestead right for non-titled spouses for their primary residence. As a result, a non-title spouse must either join in any conveyance or mortgage of the primary residence or executed a separate waiver releasing their homestead rights in a given property. Both spouses must execute this waiver. No joinder is required from a non-titled spouse in the case of any real property that is not the primary residence.

Sources

  • []. - Dower and Curtesy Abolished
  • []. - Homestead Rights
  • [1] - ATG Article

Compliance

Forms

  • Waiver of Homestead Rights

Searching

Examination

  • [...]

Curative

You would not need to require a waiver of homestead or joinder on a second home in IL if it can be established that the subject property is not a homestead. Usually, an affidavit from the title holder will suffice; alternatively, if you receive confirmation (in the form of an email) from the non-title holding spouse that the property is not a homestead, that would work as well.

Underwriting

Production

Closing & Escrow

Recording

Pricing

Topics

Common Law Marriage

Common Law Rights

Community Property

N/A. Community Property has never existed in Illinois.

Homestead

Prenuptial Agreements

Statutory Rights

Exceptions

Joinder Language

Cross-References