Does Filing Bankruptcy Sever Joint Tenancy?
From WFG Wiki
As discussed in this Law Review Article, there is a split of cases as to whether the act of filing bankruptcy by only one of the joint tenants automatically severs a joint tenancy. Thereby vesting a 1/2 interest in the bankruptcy estate.
There seems to be less question (and no desire for title insurers to test ) as to whether a bankruptcy court or act of the trustee imbued with the control of the bankruptcy estate may sever the joint tenancy.
A number of states have adopted statutes providing that filing bankruptcy does not sever a joint tenancy.