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Welcome to WFG-kipedia!

WFG's underwriting, searching and closing quick reference.

You can log in with the little person icon at the top right.

WFG-kipedia is a work in progress. Each state has it's own little variations and different rules and we're attempting to compile those into both a quick reference and a more detailed reference here. We know it it not complete and on some points contains inaccuracies. For that reason, its use is limited to WFG employees. While we hope it will eventually improve to the point that it can become a valuable resource for our agents, but it's not there yet. So please don't share your access credentials, and any use by persons who are not employees of WFG is strictly forbidden.

In the meantime, this works very much like "Wikipedia" -- if you know the right answer to something that is missing, add it. If you have discovered some unusual practice, law or rule in a state and think your co-workers would benefit from knowing it, please take a minute to add it. This system does track all changes, and you do need to be logged in to make changes. (the little person figure in the upper right).

Thanks for helping us make this another valuable WFG resource!

Alabama	Alaska	Arizona
Arkansas	California	Colorado
Connecticut	Delaware	Florida
Georgia	Hawaii	Idaho
Illinois	Indiana	Iowa
Kansas	Kentucky	Louisiana
Maine	Maryland	Massachusetts
Michigan	Minnesota	Mississippi
Missouri	Montana	Nebraska
Nevada	New Hampshire	New Jersey
New Mexico	New York	North Carolina
North Dakota	Ohio	Oklahoma
Oregon	Pennsylvania	Rhode Island
South Carolina	South Dakota	Tennessee
Texas	Utah	Vermont
Virginia	Washington	West Virginia
Wisconsin	Wyoming	Washington DC
US Virgin Islands

National & Multi-State Topics

Affidavit Practice

Bankruptcy

Bush Neilsen Title & Escrow Claims Guide 2020

Closing Protection Letter Litigation

Covenants of Title

Delaware Statutory Trust

Divorce and out of state Property

Doing Business Requirements

Due on Sale Clauses

Federal Forfeiture

Federal Tax Liens

FinCEN Geographic Targeting Orders

Foreclosing other Federal Liens

Foreclosure Moratoria COVID

FIRPTA

Generic Probate

Good Funds

Indian Lands

Integrated Mortgage Disclosure

International Notary

Medicaid Liens

Military Powers of Attorney

Multi-State Comparisons

Mutual Indemnification Agreements

Privacy Laws -- GLB

Railroad Issues

REAL ID Act

RESPA

Rights of First Refusal, Rights of First Offer

Series LLC

Service Members' Civil Relief Act

Shari'ah Loans

Short Form Considerations

===there’s no difference between a short form LP and a regular 2006 LP when it comes to the underwriting.

If you have a filed mechanics lien that won’t be paid off, an encroachment, or you’re insuring a second mortgage, you can still issue a short form LP. Just check the addendum box and take an exception like you would for the offending item on the 2006 LP.===