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[http://uww.wfgnationaltitle.com/images/b/bd/Endorsements_Spreadsheet_2011.xls spreadsheet]
 
  
 
== Welcome to WFG-kipedia! ==
 
== Welcome to WFG-kipedia! ==
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----
 
----
  
−
WFG-kipedia is a work in progress.  Each state has it's own little variations and different rules and we're attempting to compile those into both a quick reference and a more detailed reference here.  We know it it not complete and on some points contains inaccuracies.  For that reason, its use is limited to WFG employees.  While we hope it will eventually improve to the point that it can become a valuable resource for our agents, but it's not there yet.  So please don't share your access credentials, and any use by persons who are not employees of WFG is strictly forbidden.  
+
WFG-kipedia is a work in progress.  Each state has its own little variations and different rules and we're attempting to compile those into both a quick reference and a more detailed reference here.  We know it it not complete and on some points contains inaccuracies.  For that reason, its use is limited to WFG employees.  While we hope it will eventually improve to the point that it can become a valuable resource for our agents, but it's not there yet.  So please don't share your access credentials, and any use by persons who are not employees of WFG is strictly forbidden.  
  
 
In the meantime, this works very much like "Wikipedia"  --  if you know the right answer to something that is missing, add it.  If you have discovered some unusual practice, law or rule in a state and think your co-workers would benefit from knowing it, please take a minute to add it.  This system does track all changes, and you do need to be logged in to make changes. (the little person figure in the upper right).
 
In the meantime, this works very much like "Wikipedia"  --  if you know the right answer to something that is missing, add it.  If you have discovered some unusual practice, law or rule in a state and think your co-workers would benefit from knowing it, please take a minute to add it.  This system does track all changes, and you do need to be logged in to make changes. (the little person figure in the upper right).
Line 17: Line 15:
  
 
Thanks for helping us make this another valuable WFG resource!  
 
Thanks for helping us make this another valuable WFG resource!  
−
 
  
 
----
 
----
  
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==States==
  
 
<table class=MsoTableGrid border=0 cellspacing=0 cellpadding=0
 
<table class=MsoTableGrid border=0 cellspacing=0 cellpadding=0
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*[[Bankruptcy]]
 
*[[Bankruptcy]]
 +
 +
*[https://uww.wfgnationaltitle.com/images/5/51/Bush_Nielsen_Title_and_Escrow_Claims_Guide_2020_Edition.pdf Bush Neilsen Title & Escrow Claims Guide 2020]
 +
 +
*[[Closing Protection Letter Litigation]]
 +
 +
*[[Covenants of Title]]
 +
 +
*[[Church Property]]
 +
 +
*[[Cyber-Theft Libel/Slander Tortious Interference]]
 +
 +
*[[Delaware Statutory Trust]]
  
 
*[[Divorce and out of state Property]]
 
*[[Divorce and out of state Property]]
 +
 +
*[[Doing Business Requirements]]
 +
 +
*[[Due on Sale Clauses]]
 +
 +
*[[Federal Forfeiture]]
  
 
*[[Federal Tax Liens]]
 
*[[Federal Tax Liens]]
 +
 +
*[[FinCEN Geographic Targeting Orders]]
 +
 +
*[[Foreclosing other Federal Liens]]
 +
 +
*[[Foreclosure Moratoria COVID]]
  
 
*[[FIRPTA]]
 
*[[FIRPTA]]
 +
 +
*[[Generic Probate]]
 +
 +
*[https://uww.wfgnationaltitle.com/images/7/73/Baker_McKenzie_Global-corporate-real-estate-guide-2023.pdf Global Real Estate Guide - Baker McKenzie]
 +
 +
*[[Good Funds]]
  
 
*[[Indian Lands]]
 
*[[Indian Lands]]
  
 
*[[Integrated Mortgage Disclosure]]
 
*[[Integrated Mortgage Disclosure]]
 +
 +
*[[International Notary]]
 +
 +
*[[LIBOR to SOFR Conversions]]
  
 
*[[Medicaid Liens]]
 
*[[Medicaid Liens]]
Line 291: Line 323:
  
 
*[[Mutual Indemnification Agreements]]
 
*[[Mutual Indemnification Agreements]]
 +
 +
*[[PACA]]
  
 
*[[Privacy Laws -- GLB]]
 
*[[Privacy Laws -- GLB]]
 +
 +
*[[Railroad Issues]]
  
 
*[[REAL ID Act]]
 
*[[REAL ID Act]]
  
 
*[[RESPA]]
 
*[[RESPA]]
 +
 +
*[[Rights of First Refusal, Rights of First Offer]]
 +
 +
*[[Series LLC]]
  
 
*[[Service Members' Civil Relief Act]]
 
*[[Service Members' Civil Relief Act]]
 +
 +
*[[Shari'ah Loans]]
 +
 +
*[[Short Form Considerations]]
  
 
*[[Specially Designated Nationals & Other Searches]]
 
*[[Specially Designated Nationals & Other Searches]]
 +
 +
* [[Tenancies]]
 +
 +
* [https://uww.wfgnationaltitle.com/images/5/5d/Title_Insurance_Law_Part_1_of_2.docx Title Insurance Treatise 1]
 +
 +
* [https://uww.wfgnationaltitle.com/images/b/b5/Title_Insurance_Law_Part_2_of_2.docx Title Insurance Treatise 2]
 +
 +
*[http://www.ncsl.org/research/fiscal-policy/real-estate-transfer-taxes.aspx Transfer Taxes]
  
 
*[[WFG TRID Resources]]
 
*[[WFG TRID Resources]]
Line 307: Line 359:
  
 
*[[Underwriting Research]]
 
*[[Underwriting Research]]
 +
 +
*[[Veterans Administration (VA) Loans]]
  
 
*[[8.1 Exceptions]]
 
*[[8.1 Exceptions]]
Line 322: Line 376:
  
 
Validated Summaries
 
Validated Summaries
 +
*[[Multi-State_CPL_States_Rates_and_Forms]]
 +
*[https://uww.wfgnationaltitle.com/images/1/1d/Trustee_Requirements_in_each_State.xls Deed of Trust Trustee Requirements]
 +
*[https://uww.wfgnationaltitle.com/images/c/c0/State_Statutes_Allowing_a_Bankruptcy_Discharge_as_a_Lien_Release.docx  State laws releasing lien after BK Discharge]
 +
*[[Mobile Homes - Conversion to Real Property]]
 +
*[https://uww.wfgnationaltitle.com/images/7/71/WFG_Good_Funds_By_State_Matrix_4-28-17.xlsx Good Funds by State]
 +
*[https://uww.wfgnationaltitle.com/images/7/7f/Escheat_summary_04-17-2017.xlsx Escheat Summary]
 +
*[https://uww.wfgnationaltitle.com/images/2/23/50_state_search_requirements_Final.xlsx Search Requirements]
 +
*[[Marketable Record Title Acts]]
 +
*[[Mechanics Liens]]
 +
*[https://uww.wfgnationaltitle.com/images/1/1a/WFG_State-By-State_Licensing_Requirements_%282019-06-03%29.xls State Licensing Requirements 6-3-2019]
 +
*[https://uww.wfgnationaltitle.com/images/a/ab/ACTEC_Transfer_on_Death_Deeds_Survey.pdf ACTEC Transfer on Death Deed Survey]
  
−
*[http://uww.wfgnationaltitle.com/images/8/83/CPL_Rates_and_Forms.xlsx  CPL Fees]
 
−
*[http://uww.wfgnationaltitle.com/images/1/1d/Trustee_Requirements_in_each_State.xls Deed of Trust Trustee Requirements]
 
  
 +
*[[Dual CPLs]]
 +
*[https://uww.wfgnationaltitle.com/images/1/16/50_State_JV_Analysis_Marx.xlsx50 State JV Analysis - Marx Sterbcow]
 +
*[https://uww.wfgnationaltitle.com/images/b/be/Diane%27s_Working_Spread_Sheet_%28WFG_NEW_JV%29_09-08-2022.xlsx Obtaining State Licenses]
  
 
These materials have been pulled from other sources but not verified.  They may or may not be current or reliable.  
 
These materials have been pulled from other sources but not verified.  They may or may not be current or reliable.  
  
 +
*[https://uww.wfgnationaltitle.com/images/5/5e/2020_Attorney_State_Breakdown.pdf 2020 Attorney State Breakdown - Oct. Research]
 +
*[https://uww.wfgnationaltitle.com/images/e/e9/StateLaws-on-GiftingRebating-and-Inducements2.pdf Inducements and Rebates]
 
*[http://uww.wfgnationaltitle.com/images/5/55/50_State_Survey_of_Mechanics_Lien_Rights.pdf Mechanics Liens]
 
*[http://uww.wfgnationaltitle.com/images/5/55/50_State_Survey_of_Mechanics_Lien_Rights.pdf Mechanics Liens]
 
*[http://uww.wfgnationaltitle.com/images/6/69/5o_State_Probate_ACTEC.pdf Probate]
 
*[http://uww.wfgnationaltitle.com/images/6/69/5o_State_Probate_ACTEC.pdf Probate]
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**[http://uww.wfgnationaltitle.com/images/9/97/50_State_Spousal_SIgnatures.xlsx Spousal Signatures]
 
**[http://uww.wfgnationaltitle.com/images/9/97/50_State_Spousal_SIgnatures.xlsx Spousal Signatures]
 
**[http://uww.wfgnationaltitle.com/images/b/b0/State_by_state_guidelines1_for_spousal_signature.xlsx Spousal Signatures]
 
**[http://uww.wfgnationaltitle.com/images/b/b0/State_by_state_guidelines1_for_spousal_signature.xlsx Spousal Signatures]
 +
*[https://uww.wfgnationaltitle.com/images/4/44/The_Ultimate_Real_Estate_Compliance_Manual.pdf The Ultimate Real Estate Compliance Manual]
 +
*Usury Laws
 +
**[https://www.cuna.org/uploadedFiles/Advocacy/Priorities/State_Government_Affairs/a-z_usury_lawguide.pdf State Usury Guide]
 +
**[https://www.upcounsel.com/lectl-state-interest-rates-and-usury-limits UpCounsel Usury Guide]
 +
*[https://uww.wfgnationaltitle.com/images/3/3e/FNAS_Survey_Requirements_4.11.17.pdf Survey Requirements]
 
*[http://uww.wfgnationaltitle.com/images/8/8c/50_state_wet-dry_funding_good_funds.pdf Table Funding Practices]
 
*[http://uww.wfgnationaltitle.com/images/8/8c/50_state_wet-dry_funding_good_funds.pdf Table Funding Practices]
 
*[http://uww.wfgnationaltitle.com/index.php/File:50_state_survey_of_T_by_Entireties.pdf Tenancy By Entireties]
 
*[http://uww.wfgnationaltitle.com/index.php/File:50_state_survey_of_T_by_Entireties.pdf Tenancy By Entireties]
 
*[http://uww.wfgnationaltitle.com/images/f/f2/50_state_UPL_summary.docx UPL]
 
*[http://uww.wfgnationaltitle.com/images/f/f2/50_state_UPL_summary.docx UPL]
 +
*[https://uww.wfgnationaltitle.com/skins/common/images/icons/fileicon-pdf.png  Stewart State Laws and Customs]
 +
*[https://uww.wfgnationaltitle.com/images/f/f8/Chicago_Title_50_state_law_and_customs.pdf Chicago Real Estate Laws and Customs by State]
 +
*[https://uww.wfgnationaltitle.com/images/e/ee/NCS_All_States_Practices_2021.pdf First Am Guide to Customs by State]
 +
*[https://uww.wfgnationaltitle.com/images/1/14/50_State_Reference_Land_Am.xls  Land Am 50 State Reference]
  
 +
==Underwriter Resources==
  
 +
 +
 +
 +
*[[Athas Capital -- refusing WFG]]
 +
 +
*[[Bulletin Forms and Processes]]
 +
 +
*[[Cautionary Notices Forms and Processes]]
 +
 +
*[[Commercial & Reinsurance]]
 +
 +
*[[Computer References]]
 +
 +
*[[Educational Course Materials]]
 +
 +
*[[Endorsement Information]]
 +
 +
*[https://www.fanniemae.com/multifamily/guide  Fannie Mae Multifamily Guide]
 +
 +
*[https://www.fanniemae.com/content/guide/sel070319.pdf Fannie Mae Single Family Selling Guide 7/3/19]
 +
 +
*[https://uww.wfgnationaltitle.com/images/b/b4/Sfh_hb_4000_1_redline_10_26_21.pdf HUD FHA Single Family Housing Policy Handbook 10-26-2021]
 +
 +
*[https://www.hud.gov/program_offices/administration/hudclips/handbooks/hsgh/4235.1 HUD Home Equity Conversion Mortgages Handbook (4235.1)]
 +
 +
*[[Indem & MIA Forms & Processes]]
 +
 +
*[[Legal Department Goals]]
 +
 +
*[[NTS Contacts & Escalation]]
 +
 +
*[[Privacy Policy]]
 +
 +
*[[SDN Hits - OFAC]]
 +
 +
*[[WFG Powerpoint Templates 2018]]
 +
 +
*[[Underwriter Information]]
  
 
* Consult the [//meta.wikimedia.org/wiki/Help:Contents User's Guide] for information on using the wiki software.
 
* Consult the [//meta.wikimedia.org/wiki/Help:Contents User's Guide] for information on using the wiki software.
 +
 +
==WFG Company Information==
 +
 +
*[https://uww.wfgnationaltitle.com/images/c/c0/ORG_CHART_WFG_FAMILY_with_FEINs_%28all_entities%29_7-26-23.pdf Williston Org Chart 7-26-2023]
 +
*[https://uww.wfgnationaltitle.com/images/9/9a/ORG_CHART_-_WFG_FAMILY_%28no_Homer_or_SPEs%29_3-01-23.pdf Williston Org Chart 3-01-2023]
 +
*[https://uww.wfgnationaltitle.com/index.php/File:ORG_CHART_-_WFG_FAMILY_10-01-20.pdf Williston Org Chart 10-1-2020]
 +
*[https://uww.wfgnationaltitle.com/images/6/6e/Williston_Org_Chart.pdf Williston Org Chart 12-11-2017]
 +
 +
*[https://uww.wfgnationaltitle.com/images/d/de/Agency_Operations_Org_Chart_9.21.22.pdf Agency Operations Org Chart 9.21.22]
 +
*[https://uww.wfgnationaltitle.com/images/8/8b/Agency_Operations_Summary_9.22.2022.pdf Agency Operations Summary 9.22.22]
 +
 +
===Cost Codes===
 +
 +
*[https://uww.wfgnationaltitle.com/images/f/f2/WFG_COA_cost_code_Segment_Structure_v_2023.07.05.xlsx WFG Company and Cost Codes 7-5-2023]
 +
 +
===Form 9 Annual Reports===
 +
 +
*[https://uww.wfgnationaltitle.com/images/5/53/WFGNTIC.Form9.AS.2015.pdf 2015 Form 9 Annual Statement]
 +
*[https://uww.wfgnationaltitle.com/images/1/1f/WFGNTIC_51152_2016_Form_9.pdf 2016 Form 9 Annual Statement]
 +
*[https://uww.wfgnationaltitle.com/images/a/ac/WFGNTIC.Form9.AS.2017.pdf 2017 Form 9 Annual Statement]
 +
*[https://uww.wfgnationaltitle.com/images/8/83/WFGNTIC.Form9.AS.2018.pdf 2018 Form 9 Annual Statement]
 +
*[https://uww.wfgnationaltitle.com/images/e/e5/WFGNTIC.Form9.AS.2019.final.pdf 2019 Form 9 Annual Statement]
 +
**[https://uww.wfgnationaltitle.com/images/5/5b/WFGNTIC.Q1.2020._Form9_-_Final.pdf 1Q 2020 Form 9 Quarterly Statement]
 +
**[https://uww.wfgnationaltitle.com/images/3/32/WFGNTIC.Q2.2020.Form9_-_Final.pdf 2Q 2020 Form 9 Quarterly Statement]
 +
**[https://uww.wfgnationaltitle.com/images/f/fb/WFGNTIC.Q3.2020.Form9_-_Final.pdf 3Q 2020 Form 9 Quarterly Statement]
 +
*[https://uww.wfgnationaltitle.com/index.php/File:WFGNTIC.AS.2020.Form9_-_Final.pdf 2020 Form 9 Annual Statement]
 +
**[https://uww.wfgnationaltitle.com/images/e/e1/WFGNTIC.Q1.2021.Form9_-_Final.pdf 1Q 2021 Form 9 Quarterly Statement]
 +
**[https://uww.wfgnationaltitle.com/images/d/d2/WFGNTIC.Q2.2021.Form9-Final.pdf 2Q 2021 Form 9 Quarterly Statement]
 +
**[https://uww.wfgnationaltitle.com/images/d/d7/WFGNTIC.Q3.2021.Form9-Final.pdf 3Q 2021 Form 9 Quarterly Statement]
 +
*[https://uww.wfgnationaltitle.com/images/2/29/WFGNTIC.AS.2021.Form9-Final.pdf 2021 Form 9 Annual Statement]
 +
**[https://uww.wfgnationaltitle.com/images/a/a7/WFGNTIC.Q1.2022.Form9-Final.pdf 1Q 2022 Form 9 Quarterly Statement]
 +
**[https://uww.wfgnationaltitle.com/images/9/96/WFGNTIC.Q2.2022.Form9-Final.pdf 2Q 2022 Form 9 Quarterly Statement]
 +
**[https://uww.wfgnationaltitle.com/images/d/d5/WFGNTIC.Q3.2022.Form9-Final.pdf 3Q 2022 Form 9 Quarterly Statement]
 +
*[https://uww.wfgnationaltitle.com/images/6/6a/WFGNTIC.AS.2022.Form9-Final.pdf 2022 Form 9 Annual Statement]
 +
**
 +
**[https://uww.wfgnationaltitle.com/images/d/d4/WFGNTIC.Q2.2023.Form9-Final.pdf 2Q 2023 Form 9 Quarterly Statement]
 +
**[https://uww.wfgnationaltitle.com/images/9/96/WFGNTIC.Q3.2023.Form9-Final.pdf 3Q 2023 Form 9 Quarterly Statement]
 +
*[https://uww.wfgnationaltitle.com/index.php/File:WFGNTIC.AS.2023.Form9-Final.pdf 2023 Form 9 Annual Statement]
 +
**[https://uww.wfgnationaltitle.com/images/9/94/WFGNTIC.Q1.2024.Form9-Final.pdf Q1 2024 Form 9 Quarterly Statement]
 +
**[https://uww.wfgnationaltitle.com/images/c/c4/WFGNTIC.Q2.2024.Form9-Final.pdf Q2 2024 Form 9 Quarterly Statement]
 +
 +
===Single Risk Limits by State===
 +
 +
*[https://uww.wfgnationaltitle.com/images/c/c0/Single_Risk_limits_WFGNTIC.xlsx Single Risk Limits Spreadsheet]
 +
 +
===State of the Company Report ===
 +
 +
*[https://uww.wfgnationaltitle.com/images/3/3e/WFG-State-of-the-Company-2024-Q1.pdf State of the Company 1Q 2024]
 +
*[https://uww.wfgnationaltitle.com/images/4/40/WFG-State-of-the-Company-2023-Q3.pdf State of the Company 3Q 2023]
 +
*[https://uww.wfgnationaltitle.com/images/b/b7/WFG-State-of-the-Company-2022-Q3-final-1.pdf State of the Company 3Q 2022]
 +
*[https://uww.wfgnationaltitle.com/index.php/File:WFG-State-of-the-Company-Q2-2021-final-1.pdf State of the Company 2Q 2021]
 +
*[https://uww.wfgnationaltitle.com/images/0/00/WFG-State-of-Co-Q1-2019.pdf State of the Company 2019]
 +
*[https://uww.wfgnationaltitle.com/images/WFG-State-of-the-Company-Report.pdf State of the Company 2018]
 +
*[https://uww.wfgnationaltitle.com/wp-content/uploads/2017/07/WFG-State-of-Co-July-2017.pdf State of the Company 2017]

Latest revision as of 06:34, 8 November 2024

Welcome to WFG-kipedia!

WFG's underwriting, searching and closing quick reference.

You can log in with the little person icon at the top right.


WFG-kipedia is a work in progress. Each state has its own little variations and different rules and we're attempting to compile those into both a quick reference and a more detailed reference here. We know it it not complete and on some points contains inaccuracies. For that reason, its use is limited to WFG employees. While we hope it will eventually improve to the point that it can become a valuable resource for our agents, but it's not there yet. So please don't share your access credentials, and any use by persons who are not employees of WFG is strictly forbidden.

In the meantime, this works very much like "Wikipedia" -- if you know the right answer to something that is missing, add it. If you have discovered some unusual practice, law or rule in a state and think your co-workers would benefit from knowing it, please take a minute to add it. This system does track all changes, and you do need to be logged in to make changes. (the little person figure in the upper right).


Thanks for helping us make this another valuable WFG resource!

States

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

Washington DC

US Virgin Islands

National & Multi-State Topics

 

Forms


Multi-State Summaries

Validated Summaries


These materials have been pulled from other sources but not verified. They may or may not be current or reliable.

Underwriter Resources

  • Consult the User's Guide for information on using the wiki software.

WFG Company Information

Cost Codes

Form 9 Annual Reports

Single Risk Limits by State

State of the Company Report

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